To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve been racking your brain trying to come up with ways to put a little something extra aside, but nothing seems to work. No matter how hard you try, there always seems to be a little month left over at the end of your money. So how about some money-saving tips that actually work? Today on Moneywise, Rob West and Steve Moore have ways to save that are like money in the bank. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I both have term life insurance that ends in 2024. Our agent quoted us a whole-life policy with a rider for nursing home insurance. Is that a good idea?

-Ill be starting a new job in a new city soon. The job offers a matching 401(k). Is that the best way to save for retirement?

-Can you go into more detail about the common recommendation that not more than 25% of take home pay should go toward your mortgage payment?

-My wife is starting a new job soon. Id like to roll her 403g into an IRA. Id also like to use some of that money for a down payment on a home. What are the tax implications of that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Surveys show that money is a leading cause of conflict and divorce in marriages. Today on MoneyWise, Steve Moore and Rob West speak with authors, Ron Deal and Greg Pettys about how to make money an asset in blended families.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you know when to file for social security? Also, I have a business, how do I know when to sign it over to my sons?

-Where can I find cheap, reliable health insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Surveys show that money is a leading cause of conflict and divorce in marriages. Today on MoneyWise, Steve Moore and Rob West speak with authors, Ron Deal and Greg Pettys about how to make money an asset in blended families.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you know when to file for social security? Also, I have a business, how do I know when to sign it over to my sons?

-Where can I find cheap, reliable health insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss how the raising of minimum wage across the country is affecting the rest of us, financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is long-term care insurance a good idea?

- My husband’s name is on a trust with his mother. Do we need to do something to put this into our children’s’ names?

- I have a small inheritance of 200K and it is in the bank and is doing nothing. What do you think about me putting it into CDs?

- The credit card company told me not to pay my card off and to let it expire on it’s own. Is this really better for my credit score?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss how the raising of minimum wage across the country is affecting the rest of us, financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is long-term care insurance a good idea?

- My husbands name is on a trust with his mother. Do we need to do something to put this into our childrens names?

- I have a small inheritance of 200K and it is in the bank and is doing nothing. What do you think about me putting it into CDs?

- The credit card company told me not to pay my card off and to let it expire on its own. Is this really better for my credit score?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

When individuals don’t follow God’s financial principles, they get in trouble, but multiply that by millions and you get a picture of some disturbing trends happening in the U.S. today including rising credit card and student loan debt, as well as a lack of savings.Rob West and Steve Moore show how to turn your personal finances around, then answer questions at (800) 525-7000 and [email protected] about the following:

71-year-old wants to get life insurance or some type of burial policy.What are her best options?

Is there a way to reduce the tax impact of taking the Required Minimum Distribution, and what would be the best thing to do with this money if I don’t need it yet?

How does one become a trained MoneyWise Coach?

What is the best way to distribute your assets when you’re in a blended family?What considerations should be made to ensure that grandchildren are provided for?

What are Preferred Stocks?What are the pros and cons? And are they safe?

Be sure to check out our website at MoneyWise.org where you can listen to past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

When individuals dont follow Gods financial principles, they get in trouble, but multiply that by millions and you get a picture of some disturbing trends happening in the U.S. today including rising credit card and student loan debt, as well as a lack of savings.Rob West and Steve Moore show how to turn your personal finances around, then answer questions at (800) 525-7000 and [email protected] about the following:

71-year-old wants to get life insurance or some type of burial policy.What are her best options?

Is there a way to reduce the tax impact of taking the Required Minimum Distribution, and what would be the best thing to do with this money if I dont need it yet?

How does one become a trained MoneyWise Coach?

What is the best way to distribute your assets when youre in a blended family?What considerations should be made to ensure that grandchildren are provided for?

What are Preferred Stocks?What are the pros and cons? And are they safe?

Be sure to check out our website at MoneyWise.org where you can listen to past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

It’s been nearly a decade since the official end of the Great Recession, but a new survey says that today’s young adults still seem to have trouble severing the financial cord with their parents. Rob West and Steve Moore have the details, then they answer questions at (800) 525-7000 and [email protected] about the following:

What’s the best way to help 18-year-old daughter establish some credit and learn how to manage it?(Rob recommends Howard Dayton’s book,Your Money Counts.)

Is it wise to use a Home Equity Line of Credit (HELOC) to buy a house rather than using a traditional mortgage?

Caller feels that no matter how much money she’s making, she still needs more.How can she get ahead?

What type of retirement savings should you use if you make too much money to contribute to a Roth IRA?(Rob mentions theBackdoor IRAoption.)

Daughter was a first-time homebuyer in California.During the time she was trying to buy, the state waved some of the first-time homebuyer benefits due to natural disasters.The daughter had to buy at the time, but Mom wants to know if she might qualify for those same benefits at a later time.

At the end of the program, Steve mentions the book,Never Enough 3 Keys to Financial Contentment, by Ron Blue.You’ll find it on our website at MoneyWise.org. While you’re there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its been nearly a decade since the official end of the Great Recession, but a new survey says that todays young adults still seem to have trouble severing the financial cord with their parents. Rob West and Steve Moore have the details, then they answer questions at (800) 525-7000 and [email protected] about the following:

Whats the best way to help 18-year-old daughter establish some credit and learn how to manage it?(Rob recommends Howard Daytons book,Your Money Counts.)

Is it wise to use a Home Equity Line of Credit (HELOC) to buy a house rather than using a traditional mortgage?

Caller feels that no matter how much money shes making, she still needs more.How can she get ahead?

What type of retirement savings should you use if you make too much money to contribute to a Roth IRA?(Rob mentions theBackdoor IRAoption.)

Daughter was a first-time homebuyer in California.During the time she was trying to buy, the state waved some of the first-time homebuyer benefits due to natural disasters.The daughter had to buy at the time, but Mom wants to know if she might qualify for those same benefits at a later time.

At the end of the program, Steve mentions the book,Never Enough 3 Keys to Financial Contentment, by Ron Blue.Youll find it on our website at MoneyWise.org. While youre there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West are joined by economist, Jerry Bowyer, to discuss the role of stewardship in investing. They start by discussing what Jesus says about investing and then they discuss how to practically apply faith to your investing.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Do you suggest term or whole life insurance?

-I use the 401K option with my employer. They also offer a Roth, but do I need both?

-I am planning on quitting my job. I have 40K in a retirement account with this company. What is the best thing to do with this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29