Today on Money Wise, Steve Moore and Rob West speak with investing specialist from Sound Mind Investing, Mark Biller, about how normal human behavior can prevent us from making smart investing decisions. They speak about how these decisions can show up clearly on investor’s returns. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How can I pay off my mortgage within ten years?

-Bonnie, a retired banker, calls in with suggestions on how to faster pay down your mortgage.

-We have an annuity in the retirement account. We were talked into switching it into a variable annuity instead of my husband’s pension. We know we made a mistake with this. In February, we can take the money out without a penalty. Can I put this into any retirement source?

Find out more about Mark Biller atsoundmindinvesting.org.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak with investing specialist from Sound Mind Investing, Mark Biller, about how normal human behavior can prevent us from making smart investing decisions. They speak about how these decisions can show up clearly on investors returns. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How can I pay off my mortgage within ten years?

-Bonnie, a retired banker, calls in with suggestions on how to faster pay down your mortgage.

-We have an annuity in the retirement account. We were talked into switching it into a variable annuity instead of my husbands pension. We know we made a mistake with this. In February, we can take the money out without a penalty. Can I put this into any retirement source?

Find out more about Mark Biller atsoundmindinvesting.org.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Are you looking for a place to put your emergency fund? One with low risk, but still offering a better return on your money than your local bank? If so, the once lowly money market fund may be just what you’re looking for. Today, Rob West and Steve Moore go over their pros and cons with Sound Mind Investing’s Matt Bell. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’m looking for some advice on savings priorities. Should I save for a down payment on a house? Or should I concentrate on retirement?

-I’m engaged to be married in about 6 months. I don’t have any credit, but my fianc has great credit. What’s the best way for me to begin building credit?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Are you looking for a place to put your emergency fund? One with low risk, but still offering a better return on your money than your local bank? If so, the once lowly money market fund may be just what youre looking for. Today, Rob West and Steve Moore go over their pros and cons with Sound Mind Investings Matt Bell. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Im looking for some advice on savings priorities. Should I save for a down payment on a house? Or should I concentrate on retirement?

-Im engaged to be married in about 6 months. I dont have any credit, but my fianc has great credit. Whats the best way for me to begin building credit?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on how to collect debt that is owed to you as an independent Christian business owner.They also give advice on loaning money to family members as well as saving for retirement and other various reasons and methods for saving money. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband is unemployed and I am approaching retirement age.How do I budget for retirement because he will probably have nothing?

-I just changed jobs but a had a decent amount saved in my 401K with the old company.Should I keep my old 401K, roll it into a new 401K with the new company, or should I get a new investment all together?

-What percentage of my salary should be allocated towards savings?

-I have a goddaughter that just asked to borrow a vague amount of money for vague reasons concerning college.She has a terrible history with money management.Can I have some guidance on handling this situation?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on how to collect debt that is owed to you as an independent Christian business owner.They also give advice on loaning money to family members as well as saving for retirement and other various reasons and methods for saving money. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband is unemployed and I am approaching retirement age.How do I budget for retirement because he will probably have nothing?

-I just changed jobs but a had a decent amount saved in my 401K with the old company.Should I keep my old 401K, roll it into a new 401K with the new company, or should I get a new investment all together?

-What percentage of my salary should be allocated towards savings?

-I have a goddaughter that just asked to borrow a vague amount of money for vague reasons concerning college.She has a terrible history with money management.Can I have some guidance on handling this situation?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Are you a house-rich and cash-poor senior citizen?If so, you’ve no doubt thought about getting a reverse mortgage to help make ends meet. But you also have to consider if the cure is worse than the ailment. You can’t watch daytime TV without seeing a commercial for reverse mortgages. The pitch sounds good, but is it?Today, Rob West and Steve Moore discuss some alternatives to reverse mortgages Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’m almost 54 and I’m wondering if I need life insurance.

-I want to look for Christian-based mutual funds. Where can I go to find moral funds?

-My husband passed away suddenly and unexpectedly. I haven’t done anything with his 401(k). What should I do with it?

-I’m a retired schoolteacher. I’m living off of my pension and Social Security. I’ve been advised to roll my 403(b) into a guaranteed monthly income for life. Is that a wise move?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Are you a house-rich and cash-poor senior citizen?If so, youve no doubt thought about getting a reverse mortgage to help make ends meet. But you also have to consider if the cure is worse than the ailment. You cant watch daytime TV without seeing a commercial for reverse mortgages. The pitch sounds good, but is it?Today, Rob West and Steve Moore discuss some alternatives to reverse mortgages Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Im almost 54 and Im wondering if I need life insurance.

-I want to look for Christian-based mutual funds. Where can I go to find moral funds?

-My husband passed away suddenly and unexpectedly. I havent done anything with his 401(k). What should I do with it?

-Im a retired schoolteacher. Im living off of my pension and Social Security. Ive been advised to roll my 403(b) into a guaranteed monthly income for life. Is that a wise move?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West, speak with author and teacher, Howard Dayton, about what the Bible has to say about finishing well. They look at the life of Christ in John 16:4 and the life of Paul in Acts 20:24 and examine how both of these men finished well and how we can use their lives as examples for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-If your house is paid for, is a reverse mortgage a good idea?

-My wife is planning on retiring at the end of this school year. Should she wait to draw social security until age 66 because of the bigger payout per month?

-I am going through a divorce and going to receive half of his 401K. What should I do with these finances?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West, speak with author and teacher, Howard Dayton, about what the Bible has to say about finishing well. They look at the life of Christ in John 16:4 and the life of Paul in Acts 20:24 and examine how both of these men finished well and how we can use their lives as examples for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-If your house is paid for, is a reverse mortgage a good idea?

-My wife is planning on retiring at the end of this school year. Should she wait to draw social security until age 66 because of the bigger payout per month?

-I am going through a divorce and going to receive half of his 401K. What should I do with these finances?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.