What part of money management gives you the most trouble? Your spending, saving, investing, generosity, or finding your wallet? Well, if you said saving, todays show is for you. Rob West and Steve Moore show us some ways to save. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- IlI be 90 this year and I just sold my house. I have $250,000 that I want to put someplace safe. Where should I invest it?

-We bought a truck a year ago. I would like to put extra money on the truck payments. Whats the best way to do that?

-Im 63 and I just retired. My income is less than half of what I previously earned. My credit card just requested an update on my income, and Im nervous to tell them. Will it hurt my credit score?

-God says that if we have material possessions and dont help those in need, the love of God isnt in that person. How does considering others as more important than ourselves relate to investing?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West, speak about the shock heard round the investing world. They talk about launch of two, commission free mutual funds, launched by Fidelity Investments, and what this means for us as do it yourself investors. They also discuss what this means for competitors of Fidelity. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am 67 years old and I don’t have an income, I’m not sure how to pay my bills and make ends meet. Advice?

-We have some opportunity to buy the property across the street from us. We have some money in IRAs and savings, what is the best way to finance this?

-What is your opinion on liability insurance? How much should you have?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West, speak about the shock heard round the investing world. They talk about launch of two, commission free mutual funds, launched by Fidelity Investments, and what this means for us as do it yourself investors. They also discuss what this means for competitors of Fidelity. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am 67 years old and I dont have an income, Im not sure how to pay my bills and make ends meet. Advice?

-We have some opportunity to buy the property across the street from us. We have some money in IRAs and savings, what is the best way to finance this?

-What is your opinion on liability insurance? How much should you have?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore talk about an interesting and real modern treasure hunt going on in the Rocky Mountains. Their discussions include biblical wisdom for wives who earn more money than their husbands and using credit cards for home improvement that may be profitable. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have been blessed with a much needed job opportunity that will bring in significantly more money than my husband.Would taking this job be unbiblical considering I will then be the primary breadwinner?

-I just invested in a condemned house that’s value will double once the condemnation is lifted.However I cannot get a home improvement loan until the condemnation is lifted, should I put the expenditures on a credit card?

- I am a widow drawing my husband’s social security that I deposit into a Roth IRA and a savings account for emergencies, should I stop adding to the savings account and put that money into something like a money market?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore talk about an interesting and real modern treasure hunt going on in the Rocky Mountains. Their discussions include biblical wisdom for wives who earn more money than their husbands and using credit cards for home improvement that may be profitable. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have been blessed with a much needed job opportunity that will bring in significantly more money than my husband.Would taking this job be unbiblical considering I will then be the primary breadwinner?

-I just invested in a condemned house thats value will double once the condemnation is lifted.However I cannot get a home improvement loan until the condemnation is lifted, should I put the expenditures on a credit card?

- I am a widow drawing my husbands social security that I deposit into a Roth IRA and a savings account for emergencies, should I stop adding to the savings account and put that money into something like a money market?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore compare and contrast leading smartphone apps for budgeting so that you can get an idea of which one is right for you.They also offer biblical wisdom on consolidation loans and taking on debt. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I feel that I am loosing money with my IRA and my financial advisor claims this is untrue.What do I do about this?

- I am considering buying a house and have the money to pay for it upfront.My financial planner says I should mortgage the house because I can make a higher percentage investing than my interest rate.Is this biblical?

- I am trying to pay off credit card debt, should I consolidate my debt first?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore compare and contrast leading smartphone apps for budgeting so that you can get an idea of which one is right for you.They also offer biblical wisdom on consolidation loans and taking on debt. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I feel that I am loosing money with my IRA and my financial advisor claims this is untrue.What do I do about this?

- I am considering buying a house and have the money to pay for it upfront.My financial planner says I should mortgage the house because I can make a higher percentage investing than my interest rate.Is this biblical?

- I am trying to pay off credit card debt, should I consolidate my debt first?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

It’s been a long hot summer in most places, and no one is freezing. However, freezing our credit is our topic today. Rob West and Steve Moore discuss how freezing our credit can help in the never-ending battle against scammers, charlatans, crooks, and thieves. Robdefines what it means and how it can help us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Biblically, should we be planning for retirement? Or is that just a modern concept?

- I have a small shop on Etsy selling sewn goods. I make about $600 per year. Do I need to get a business license? Should I pay taxes on it?

-I’m 56, and I’ve been getting disability Social Security for 10 years. When I reach retirement age, will my lifetime of working be figured as my Social Security benefit? Or will they just continue what I’ve been getting in disability?

-I’m single and almost 71. My monthly Social Security payment is about $400 per month higher than my bills. What should I do with the extra money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its been a long hot summer in most places, and no one is freezing. However, freezing our credit is our topic today. Rob West and Steve Moore discuss how freezing our credit can help in the never-ending battle against scammers, charlatans, crooks, and thieves. Robdefines what it means and how it can help us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Biblically, should we be planning for retirement? Or is that just a modern concept?

- I have a small shop on Etsy selling sewn goods. I make about $600 per year. Do I need to get a business license? Should I pay taxes on it?

-Im 56, and Ive been getting disability Social Security for 10 years. When I reach retirement age, will my lifetime of working be figured as my Social Security benefit? Or will they just continue what Ive been getting in disability?

-Im single and almost 71. My monthly Social Security payment is about $400 per month higher than my bills. What should I do with the extra money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West, discuss the idea of contentment. Are you content with what God has given you or is something getting in the way of that contentment? Rob and Steve discuss some common barriers that stand in the way of contentment and how to combat them. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Where is the best place to save money when you are wanting to buy a home?

-I am 19 years old. I have 14k in savings. I will be going to community college and won’t need this money for at least 2 years. What is the best way to invest this money at this point?

-My job pays just above minimum wage. I have credit card debt with a low interest rate, but the promotional rate is almost over. What is your best advice on getting rid of this debt?

-I plan to open a business soon. How much should I have in savings as far as emergency funds?

-My mother passed and left a small inheritance. They would like me to write my social security number on the paperwork. Is this necessary?

-Our youngest son is 25 years old and is still on our insurance. We’re looking into other options for him. We are looking into the Christian sharing ministries. What do you think about these?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29