Today on MoneyWise, Steve Moore and Rob West speak with suicide prevention author, Mitch Anthony, about how suicide can often tie into finances. They touch on the two recent celebrity suicides of chef, Anthony Bourdain and fashion designer, Kate Spade. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is it wise for retirees to have a small mortgage for income tax purposes?

- Should I take a loan to get the rest of my education or take an alternative route to my career?

- Should we take on a car payment or buy a cheaper car with more mileage?

- What is the best way to transfer a home into a childs name?

Mitch Anthonys free resource, Seven Reasons To Keep on Living, can be found at Reasons2live.org.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore offer Biblical wisdom on how to set yourself apart from competing job applicants when changing careers. They talk about topics such as what to do with a discontinued Pension and raising your credit. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Should you roll over your pension into a traditional or Roth IRA?

-What are some wise ways to raise your credit to the point where you can get a mortgage?

- Very spiritual caller testimony about Tithing.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore offer Biblical wisdom on how to set yourself apart from competing job applicants when changing careers. They talk about topics such as what to do with a discontinued Pension and raising your credit. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Should you roll over your pension into a traditional or Roth IRA?

-What are some wise ways to raise your credit to the point where you can get a mortgage?

- Very spiritual caller testimony about Tithing.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore talk about an interesting and real modern treasure hunt going on in the Rocky Mountains. Their discussions include biblical wisdom for wives who earn more money than their husbands and using credit cards for home improvement that may be profitable. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have been blessed with a much needed job opportunity that will bring in significantly more money than my husband.Would taking this job be unbiblical considering I will then be the primary breadwinner?

-I just invested in a condemned house that’s value will double once the condemnation is lifted.However I cannot get a home improvement loan until the condemnation is lifted, should I put the expenditures on a credit card?

- I am a widow drawing my husband’s social security that I deposit into a Roth IRA and a savings account for emergencies, should I stop adding to the savings account and put that money into something like a money market?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore talk about an interesting and real modern treasure hunt going on in the Rocky Mountains. Their discussions include biblical wisdom for wives who earn more money than their husbands and using credit cards for home improvement that may be profitable. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have been blessed with a much needed job opportunity that will bring in significantly more money than my husband.Would taking this job be unbiblical considering I will then be the primary breadwinner?

-I just invested in a condemned house thats value will double once the condemnation is lifted.However I cannot get a home improvement loan until the condemnation is lifted, should I put the expenditures on a credit card?

- I am a widow drawing my husbands social security that I deposit into a Roth IRA and a savings account for emergencies, should I stop adding to the savings account and put that money into something like a money market?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If you wait on tables for a living or have at some point in your career, you know that tips aren’t just important, they’re a vital part of the income for waiters and waitresses. It’s also true that most food servers fall on the younger side of the working age group. So it’s ironic that millienials tend to be a bit stingy when it comes to tipping. Today on MoneyWise, Rob West and Steve Moore discuss the reasons for that. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

What are annuities?

Do you tithe on proceeds from the sale of a condo even if you lost $50000 on the sale?

If you have retirement plans available to you but are limited to a certain amount of annual income because you're on the Affordable Care Act, what do you do?

Should you consider cashing your life insurance policy in and buy long term care policy instead?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If you wait on tables for a living or have at some point in your career, you know that tips arent just important, theyre a vital part of the income for waiters and waitresses. Its also true that most food servers fall on the younger side of the working age group. So its ironic that millienials tend to be a bit stingy when it comes to tipping. Today on MoneyWise, Rob West and Steve Moore discuss the reasons for that. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have personally loaned our daughters money to purchase their houses. Neither of them has any debt, so were concerned that they arent building a credit score. Whats the best way to do that?

- I dont know how mutual funds work. Whats the best way to invest in them?

-I have 15 more years to pay off my home. I have several other small debts. Should I refinance the home and roll those small expenses into the mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Rob West and Steve Moore review the latest social security scams targeting individuals. Rob also reviews some options on how you can safeguard yourself against scammers. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am going to be 64 soon. I am looking to resign from my job within the next year. I was planning on using my savings until 66 and then apply for social security. A friend told me that as soon as I stop working and contributing to social security, that that fund is frozen and I would not receive what I think at 66. Is that true?

- My parents would like to start investing. Is this a good idea for them?

- I am 76 years old and I receive my late husband’s social security as income. I am about to sell my home. What is the best use of the money from the sale of my home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Rob West and Steve Moore review the latest social security scams targeting individuals. Rob also reviews some options on how you can safeguard yourself against scammers. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am going to be 64 soon. I am looking to resign from my job within the next year. I was planning on using my savings until 66 and then apply for social security. A friend told me that as soon as I stop working and contributing to social security, that that fund is frozen and I would not receive what I think at 66. Is that true?

- My parents would like to start investing. Is this a good idea for them?

- I am 76 years old and I receive my late husbands social security as income. I am about to sell my home. What is the best use of the money from the sale of my home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If you direct deposit into your checking account like most people, what if you switched that to your savings account? Could that be just the kind of creative thinking that helps you manage your money more effectively? Today on MoneyWise, Rob West and Steve Moore share the pros and cons of that thinking. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have personally loaned our daughters money to purchase their houses. Neither of them has any debt, so we’re concerned that they aren’t building a credit score. What’s the best way to do that?

- I don’t know how mutual funds work. What’s the best way to invest in them?

-I have 15 more years to pay off my home. I have several other small debts. Should I refinance the home and roll those small expenses into the mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29