Finding the best savings account for your money is a crucial decision. It’ll keep you from turning to plastic in an emergency. Today, Rob West and Steve Moore explain that your money should be easy to get to, earn a reasonable amount of interest, and be risk-free. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I already have a 403(b) at work. I’m planning on retiring in 5 years. Can I still open a Roth IRA?

What impact does a collection action have against my credit score? If it’s paid in full, does it remain on your credit report?

I owe $25,000 on my student loans. I’m thinking of selling my truck and my motorcycle to pay down my loan. Do you think that’s a good idea?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Finding the best savings account for your money is a crucial decision. Itll keep you from turning to plastic in an emergency. Today, Rob West and Steve Moore explain that your money should be easy to get to, earn a reasonable amount of interest, and be risk-free. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I already have a 403(b) at work. Im planning on retiring in 5 years. Can I still open a Roth IRA?

What impact does a collection action have against my credit score? If its paid in full, does it remain on your credit report?

I owe $25,000 on my student loans. Im thinking of selling my truck and my motorcycle to pay down my loan. Do you think thats a good idea?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West talk about honesty in business. They discuss Leviticus 19:11 where it talks about stealing, lying, and dealing falsely with one another. They also touch on John 14:6 where Jesus talks about being the truth. They offer tips on how to be honest and trustworthy in business. Next, they answer your questions at (800)525-7000 and [email protected] about the following:- I am helping my son buy a home. We want to give him a gift for down payment, but we don’t want him to pay capital gains. Advice?- I am 66 years old and my insurance policy only goes to 66. I have a couple real estate properties that we can sell when I retire. Should I get a small life insurance policy?- How much can I earn so I don’t compromise my social security income at retirement? Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West talk about honesty in business. They discuss Leviticus 19:11 where it talks about stealing, lying, and dealing falsely with one another. They also touch on John 14:6 where Jesus talks about being the truth. They offer tips on how to be honest and trustworthy in business. Next, they answer your questions at (800)525-7000 and [email protected] about the following:- I am helping my son buy a home. We want to give him a gift for down payment, but we dont want him to pay capital gains. Advice?- I am 66 years old and my insurance policy only goes to 66. I have a couple real estate properties that we can sell when I retire. Should I get a small life insurance policy?- How much can I earn so I dont compromise my social security income at retirement? Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

A bull market is a market in which prices are rising or are expected to rise. A bull market is characterized by optimism. The opposite of that is the bear market, meaning we’re headed in the other direction. Today Rob West and Steve Moore are joined by Mark Biller of SoundMindInvesting.org. They discuss how we can prepare for the next bear market. Since the market correction in February, stock investors need to be reminded that we could have a bear market any time. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I just sold my house so I can pursue a doctoral program out of state. How can I best steward the money I’ll receive from the sale so I can pay cash for my degree?

My husband will be retiring in 4 years. Our investments are currently about 45 percent in stocks with the rest in bonds and other investments. As he gets closer to retirement, should he change his investment allocations?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

A bull market is a market in which prices are rising or are expected to rise. A bull market is characterized by optimism. The opposite of that is the bear market, meaning were headed in the other direction. Today Rob West and Steve Moore are joined by Mark Biller of SoundMindInvesting.org. They discuss how we can prepare for the next bear market. Since the market correction in February, stock investors need to be reminded that we could have a bear market any time. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I just sold my house so I can pursue a doctoral program out of state. How can I best steward the money Ill receive from the sale so I can pay cash for my degree?

My husband will be retiring in 4 years. Our investments are currently about 45 percent in stocks with the rest in bonds and other investments. As he gets closer to retirement, should he change his investment allocations?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West take a look at what do with all of the credit card offers we receive in the mail. They talk about when to consider getting a new credit card, the pros and cons of getting a new credit cards, transferring funds, and . Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- Which credit card do you recommend for sky miles?- My husband is retiring, so we will be moving his 401K. Should we pay off the house with a portion of the 401k? If so, what are the tax implications?- Are there any advantages/disadvantages to purchasing a car or house insurance online?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West take a look at what do with all of the credit card offers we receive in the mail. They talk about when to consider getting a new credit card, the pros and cons of getting a new credit cards, transferring funds, and . Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- Which credit card do you recommend for sky miles?- My husband is retiring, so we will be moving his 401K. Should we pay off the house with a portion of the 401k? If so, what are the tax implications?- Are there any advantages/disadvantages to purchasing a car or house insurance online?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

No one is immune to the smell of new leather and the excitement of new technology. But auto debt is a big roadblock on the road to financial freedom. Steve Moore and Rob West tackle the issues that lead so many into unnecessary auto loans. The key is to buy a used, reliable car and drive it for a long time. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter wants to buy my second home. Should I sell it to her and finance her myself? Or should I ask her to go through a bank?

-My wife and I are looking for a house, but we feel that we’re further and further away from the reality of being able to purchase one.

-I am paying in the highest income tax bracket. What’s the best retirement plan option for me? Traditional or Roth IRA?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

No one is immune to the smell of new leather and the excitement of new technology. But auto debt is a big roadblock on the road to financial freedom. Steve Moore and Rob West tackle the issues that lead so many into unnecessary auto loans. The key is to buy a used, reliable car and drive it for a long time. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter wants to buy my second home. Should I sell it to her and finance her myself? Or should I ask her to go through a bank?

-My wife and I are looking for a house, but we feel that were further and further away from the reality of being able to purchase one.

-I am paying in the highest income tax bracket. Whats the best retirement plan option for me? Traditional or Roth IRA?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.