On today's program Rob and Steve will open with a number of listener email questions sent to [email protected]. Then they'll take your phone calls at (800) 525-7000. Questions today include:

-What should you do if your monthly mortgage payment and housing expenses are beyond your means?

-If you have debt on multiple credit cards, should you close each account as you pay them off?

-Should you roll 401ks with prior employers into an IRA?

-Is it normal to be on several steps of the Compass Money Map at the same time?

-Should you maintain long-term care insurance?

-How can you rebuild your finances and credit after bankruptcy?

- What is the wisest way to use funds from a tax return?

Mentioned on today's program: Howard Dayton's book Free and Clear

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

On today's program Rob and Steve will open with a number of listener email questions sent to [email protected]. Then they'll take your phone calls at (800) 525-7000. Questions today include:

-What should you do if your monthly mortgage payment and housing expenses are beyond your means?

-If you have debt on multiple credit cards, should you close each account as you pay them off?

-Should you roll 401ks with prior employers into an IRA?

-Is it normal to be on several steps of the Compass Money Map at the same time?

-Should you maintain long-term care insurance?

-How can you rebuild your finances and credit after bankruptcy?

- What is the wisest way to use funds from a tax return?

Mentioned on today's program: Howard Dayton's book Free and Clear

Be sure to check out our website,Compass1.org, for a number of helpful resources (were on Facebook, too: Compass - finances Gods way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

When you’re looking for advice, to whom do you turn? Today Steve Moore and Rob West explain that it’s important to seek counsel from a believer when your worldview is critical to the decision at hand. And because financial decisions are essentially spiritual decisions, a Christian financial counselor is a must. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I recently sold some land. The proceeds are more than we will ever need in our lifetimes. I want to give some of the money to our kids to help them pay off their mortgages, but my husband disagrees.

-I’ve heard that you can make a great deal of money in crypto-currency. What do you think?

-Our kids are in private school. Can we count the tuition for their schooling as a part of our tithe?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

When youre looking for advice, to whom do you turn? Today Steve Moore and Rob West explain that its important to seek counsel from a believer when your worldview is critical to the decision at hand. And because financial decisions are essentially spiritual decisions, a Christian financial counselor is a must. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I recently sold some land. The proceeds are more than we will ever need in our lifetimes. I want to give some of the money to our kids to help them pay off their mortgages, but my husband disagrees.

-Ive heard that you can make a great deal of money in crypto-currency. What do you think?

-Our kids are in private school. Can we count the tuition for their schooling as a part of our tithe?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West speak with consumer advocate, author, and expert on cyber security, Adam Levin, about what to do to protect yourself fromthieves and scammers. They discuss tips and tricks to stay safe from identity theft. Next, they answer your questions at(800) [email protected] the following:

-I am worried about ID Theft because of the Equifax breach. Do you have any advice on how to protect myself?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak with consumer advocate, author, and expert on cyber security, Adam Levin, about what to do to protect yourself fromthieves and scammers. They discuss tips and tricks to stay safe from identity theft. Next, they answer your questions at(800) [email protected] the following:

-I am worried about ID Theft because of the Equifax breach. Do you have any advice on how to protect myself?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

How much is enough? Today Steve Moore and Rob West discuss the principles in God’s Word regarding lifestyle that we can use as our guide. The Bible calls us to provide for our families, to be content with what we have, and to enjoy what we’ve been given. There is a call to frugality as well. We need to consider the temporary nature of our lives and live with an eternal perspective. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I feel like we need to sell our cabin, but my husband doesn’t agree. How can I convince him that we need to get our bills down every month?

-I’ve been told that my credit score can be increased by 100 points in only 7 days. They said I just needed to pay a small fee and they would get to work on it. Is this too good to be true?

-I lost my job of 15 years and lived on credit cards for a while. My credit score was really hurt. I’ve been trying to get my credit score back up, but nothing seems to work. Can you help?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

How much is enough? Today Steve Moore and Rob West discuss the principles in Gods Word regarding lifestyle that we can use as our guide. The Bible calls us to provide for our families, to be content with what we have, and to enjoy what weve been given. There is a call to frugality as well. We need to consider the temporary nature of our lives and live with an eternal perspective. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I feel like we need to sell our cabin, but my husband doesnt agree. How can I convince him that we need to get our bills down every month?

-Ive been told that my credit score can be increased by 100 points in only 7 days. They said I just needed to pay a small fee and they would get to work on it. Is this too good to be true?

-I lost my job of 15 years and lived on credit cards for a while. My credit score was really hurt. Ive been trying to get my credit score back up, but nothing seems to work. Can you help?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West review a list of warning signs that may tell you to pass on a job offer. They discuss things such as a hasty offer, a verbal offer, a vague offer, or if the new employer is not asking for references.Next, they answer your questions at(800) [email protected] the following:

- I have multiple 401Ks and IRAs spread out over past employers. Should I combine these into one?

-We regularly tithe $600/month to church. My cousin who is divorced and struggling is about to have surgery and is in need of finances. Can we give 3 months of finances to my cousin?

- Are you supposed to tithe off of Social Security income?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West review a list of warning signs that may tell you to pass on a job offer. They discuss things such as a hasty offer, a verbal offer, a vague offer, or if the new employer is not asking for references.Next, they answer your questions at(800) [email protected] the following:

- I have multiple 401Ks and IRAs spread out over past employers. Should I combine these into one?

-We regularly tithe $600/month to church. My cousin who is divorced and struggling is about to have surgery and is in need of finances. Can we give 3 months of finances to my cousin?

- Are you supposed to tithe off of Social Security income?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.