In a perfect world, you'd live in a perfect size city with perfect weather, minimal traffic, a job close to home and low taxes and a very affordable cost of living. Sounds great! But what about those of us who live in the real world? Today Steve Moore and Rob West reveal the top 10 most expensive American cities to live in and share what steps you can take to make ends meet wherever you live.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What is the best kind of account to open to start saving for retirement?

- What can you do when you reach the end of a term life insurance term?

- How should you deal with collection agencies calling on student debts?

Mentioned on today's program: Howard Dayton's books: Your Money Counts, the ABC's of Handling Money God's Way and the Compass Piggy Bank

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

In a perfect world, you'd live in a perfect size city with perfect weather, minimal traffic, a job close to home and low taxes and a very affordable cost of living. Sounds great! But what about those of us who live in the real world? Today Steve Moore and Rob West reveal the top 10 most expensive American cities to live in and share what steps you can take to make ends meet wherever you live.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What is the best kind of account to open to start saving for retirement?

- What can you do when you reach the end of a term life insurance term?

- How should you deal with collection agencies calling on student debts?

Mentioned on today's program: Howard Dayton's books: Your Money Counts, the ABC's of Handling Money God's Way and the Compass Piggy Bank

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

How To Find A New Bank - Are you in the market for a new bank? Perhaps you're moving or are unhappy with the needs at your bank? Or maybe you need to open a checking or savings account for the first time. But with all of the online and traditional banking choices, how do you wade through all of the options? Today Steve Moore and Rob West help you choose the right bank for your needs.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- When does it make sense to transfer credit card balances to a single card?

- How should you balance investing with paying off student debt?

- How does a pledge differ from a faith promise?

Mentioned on today's program: The Navigating Your Finances God's Way study and the Compass mobile app

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

How To Find A New Bank - Are you in the market for a new bank? Perhaps you're moving or are unhappy with the needs at your bank? Or maybe you need to open a checking or savings account for the first time. But with all of the online and traditional banking choices, how do you wade through all of the options? Today Steve Moore and Rob West help you choose the right bank for your needs.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- When does it make sense to transfer credit card balances to a single card?

- How should you balance investing with paying off student debt?

- How does a pledge differ from a faith promise?

Mentioned on today's program: The Navigating Your Finances God's Way study and the Compass mobile app

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

Steve Moore and Rob West discuss how to take caution on becoming suddenly wealthy. Then, they offer recommendations for people that may someday find themselves in that situation. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am a realtor and I try to tithe faithfully. Should I tithe on the money I receive from my rental properties?

- My IRA investments have been losing money. Should my husband and I cash out and pay off our home?

- I would like to buy a home for the first time. Can I use money from my 401K?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss how to take caution on becoming suddenly wealthy. Then, they offer recommendations for people that may someday find themselves in that situation. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am a realtor and I try to tithe faithfully. Should I tithe on the money I receive from my rental properties?

- My IRA investments have been losing money. Should my husband and I cash out and pay off our home?

- I would like to buy a home for the first time. Can I use money from my 401K?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Steve Moore and Rob West discuss what it means to be in financial bondage. Most of us probably think of debt when we hear that phrase, but it includes much more. For example it is a telltale sign if you think about money so much that it competes with your relationship with Christ. Another example is that you cannot give as generously as you would like, A third is that you are simply not content with what God has provided. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My 21-year-old grandson just moved in with us. He has Asberger Syndrome. He has gotten himself into a lot of debt. Is there a practical way we can help him?

- We’re planning on retiring soon. We’re praying about building a home. How do you determine if something like this is God’s will?

- My husband’s parents are aging. My father-in-law has Alzeimers, and my mother-in-law can’t care for him. We want to make sure the farm stays in the family. How do we transfer their property to my brother-in-law?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss what it means to be in financial bondage. Most of us probably think of debt when we hear that phrase, but it includes much more. For example it is a telltale sign if you think about money so much that it competes with your relationship with Christ. Another example is that you cannot give as generously as you would like, A third is that you are simply not content with what God has provided. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My 21-year-old grandson just moved in with us. He has Asberger Syndrome. He has gotten himself into a lot of debt. Is there a practical way we can help him?

- We’re planning on retiring soon. We’re praying about building a home. How do you determine if something like this is God’s will?

- My husband’s parents are aging. My father-in-law has Alzeimers, and my mother-in-law can’t care for him. We want to make sure the farm stays in the family. How do we transfer their property to my brother-in-law?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Steve Moore and Rob West offer some tips on the best way to avoid credit card penalties. Rob also offers some alternatives to the traditional credit card. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My husband and I have come into some cash due to an inheritance. Our opinions differ on what to do with it. My husband would like to buy some investment property and I would like to fix up our current home and bank the rest for retirement. What do you think is best?

- I am considering a job change. Can you make a recommendation in moving my company 401K into something that has more options?

- My wife and I have 18k in savings. We have heard about an 80/20 mortgage that would alleviate the need for a 20% down payment. We have some debt and my wife does not have a job at the moment. Is this type of mortgage a good idea?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West offer some tips on the best way to avoid credit card penalties. Rob also offers some alternatives to the traditional credit card. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My husband and I have come into some cash due to an inheritance. Our opinions differ on what to do with it. My husband would like to buy some investment property and I would like to fix up our current home and bank the rest for retirement. What do you think is best?

- I am considering a job change. Can you make a recommendation in moving my company 401K into something that has more options?

- My wife and I have 18k in savings. We have heard about an 80/20 mortgage that would alleviate the need for a 20% down payment. We have some debt and my wife does not have a job at the moment. Is this type of mortgage a good idea?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.