Are you in debt and struggling to make ends meet? Today on MoneyWise, Steve Moore and Rob West welcome credit expert, Neile Simon to explain how to avoid scammers that try to take advantage of your situations. They offer advice and wisdom on how to avoid debt consolidation scams. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- Should I use some of my savings to pay off the student loans?

- My wife and I bought a condo in November of last year. The lender is now offering us a refinance. What is your opinion on if we should do this or not?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Are you in debt and struggling to make ends meet? Today on MoneyWise, Steve Moore and Rob West welcome credit expert, Neile Simon to explain how to avoid scammers that try to take advantage of your situations. They offer advice and wisdom on how to avoid debt consolidation scams. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- Should I use some of my savings to pay off the student loans?

- My wife and I bought a condo in November of last year. The lender is now offering us a refinance. What is your opinion on if we should do this or not?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Make your investments part of the solution not the problem! Jason Myhre of Eventide Asset Management helps us to think outside the investment box on this edition of MoneyWise. As believers, we have an obligation to know where our investing sources of income come from. Are we profiting from companies whose products are damaging and unbiblical?

In this episode we also answer your questions:

How is my credit score being affected?

Our house is paid for. Should we sell it, rent it, or remain living in it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Make your investments part of the solution not the problem! Jason Myhre of Eventide Asset Management helps us to think outside the investment box on this edition of MoneyWise. As believers, we have an obligation to know where our investing sources of income come from. Are we profiting from companies whose products are damaging and unbiblical?

In this episode we also answer your questions:

How is my credit score being affected?

Our house is paid for. Should we sell it, rent it, or remain living in it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

My car insurance premiums are going up! Financial planner and teacher, Rob West explains why your car insurance rates may be going up even though you're careful behind the wheel - and it's for reasons you may not suspect.

In this episode we also answer your questions:

- What should I do with all the extra money I have?

- My 401K is in some fairly risky stocks. When should I move it into amore balanced, conservative portfolio?

- My wife and I are 60 years old and are looking into long - term care insurance but we're surprised at how expensive it is. What options are out there for us?

- Should I cash out my 401K and invest that money into a new home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

My car insurance premiums are going up! Financial planner and teacher, Rob West explains why your car insurance rates may be going up even though you're careful behind the wheel - and it's for reasons you may not suspect.

In this episode we also answer your questions:

- What should I do with all the extra money I have?

- My 401K is in some fairly risky stocks. When should I move it into amore balanced, conservative portfolio?

- My wife and I are 60 years old and are looking into long - term care insurance but we're surprised at how expensive it is. What options are out there for us?

- Should I cash out my 401K and invest that money into a new home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Americans have more than 800 billion dollars invested in Roth IRAs. Now with a Roth, yo pay taxes up front, but you can withdraw those assets tax-free when you retire. So should you still consider a traditional IRA? The answer is yes and for some very good reasons Today on MoneyWise Rob West and Steve Moore have a list of 5 things to love about your traditional IRA. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am a self-employed landscaper. The Lord is blessing my business and I have a good income. What’s the best way to look ahead to my retirement?

-I have a traditional IRA that I want to roll into a Roth IRA. Should I do it all at once or split it up over time?

-My father is going to lose his job. He’s 63 and was planning on retiring in a couple of years. Our concern is for his health insurance once he is no longer employed.

-I’m a school bus driver and have the option of contributing to a 403b. My wife has a good job and a strong retirement plan already. Should I just rely on her retirement, or should I start one of my own?

-My mother recently passed away. Should I use my inheritance to pay off my house? Or should I invest it elsewhere?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Americans have more than 800 billion dollars invested in Roth IRAs. Now with a Roth, yo pay taxes up front, but you can withdraw those assets tax-free when you retire. So should you still consider a traditional IRA? The answer is yes and for some very good reasons Today on MoneyWise Rob West and Steve Moore have a list of 5 things to love about your traditional IRA. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am a self-employed landscaper. The Lord is blessing my business and I have a good income. Whats the best way to look ahead to my retirement?

-I have a traditional IRA that I want to roll into a Roth IRA. Should I do it all at once or split it up over time?

-My father is going to lose his job. Hes 63 and was planning on retiring in a couple of years. Our concern is for his health insurance once he is no longer employed.

-Im a school bus driver and have the option of contributing to a 403b. My wife has a good job and a strong retirement plan already. Should I just rely on her retirement, or should I start one of my own?

-My mother recently passed away. Should I use my inheritance to pay off my house? Or should I invest it elsewhere?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Isaac Newton coined the phrase, What goes up, must come down. This is true for hot air balloons, home run balls, but also the economy. Today on MoneyWise, Steve Moore and Rob West discuss economic cycles and how to prepare for a recession.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter is a recent college graduate with 6 loans to pay off. Her grandparents would like to give her 10K to help her start paying them off. What is the best way to go about paying them off?

-Is there ever a good time to cosign?

-I would like to donate my home after I die. What is the best way to do this?

-How does tithing apply to our lives today, since the law of tithing was an Old Testament principle?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Isaac Newton coined the phrase, What goes up, must come down. This is true for hot air balloons, home run balls, but also the economy. Today on MoneyWise, Steve Moore and Rob West discuss economic cycles and how to prepare for a recession.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter is a recent college graduate with 6 loans to pay off. Her grandparents would like to give her 10K to help her start paying them off. What is the best way to go about paying them off?

-Is there ever a good time to cosign?

-I would like to donate my home after I die. What is the best way to do this?

-How does tithing apply to our lives today, since the law of tithing was an Old Testament principle?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.