Divide and conquer is an ageless strategy used to weaken one’s opponents. Some attribute it to Julius Caesar. Others say it was used to great effect by Napoleon. However, it doesn’t work so well in your marriage. Most couples see no reason to keep their money divided after marriage. But for others, combining checking, saving and investment accounts comes with fear and trepidation. Today on MoneyWise Rob West and Steve Moore have some helpful advice. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have been told that it’s possible to get out of a timeshare by stopping your payments. Is that right?

-I have a 403b and an IRA. I’m no longer with my company. Should I roll the 403b into my IRA?

-I have about $70,000 left to pay on my condo and I have no other debt. I have a little money left each month. What should I do with it?

-I’m thinking of refinancing my mortgage for a lower interest rate, but it will cost me about $10,000. Is that a good idea?

-I’m living paycheck to paycheck, and I want to escape the cycle. How can I do that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Divide and conquer is an ageless strategy used to weaken ones opponents. Some attribute it to Julius Caesar. Others say it was used to great effect by Napoleon. However, it doesnt work so well in your marriage. Most couples see no reason to keep their money divided after marriage. But for others, combining checking, saving and investment accounts comes with fear and trepidation. Today on MoneyWise Rob West and Steve Moore have some helpful advice. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have been told that its possible to get out of a timeshare by stopping your payments. Is that right?

-I have a 403b and an IRA. Im no longer with my company. Should I roll the 403b into my IRA?

-I have about $70,000 left to pay on my condo and I have no other debt. I have a little money left each month. What should I do with it?

-Im thinking of refinancing my mortgage for a lower interest rate, but it will cost me about $10,000. Is that a good idea?

-Im living paycheck to paycheck, and I want to escape the cycle. How can I do that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West welcome investing specialist, Mark Biller to talk about perfect market timing. They advise us on why it is risky to try to time the market and also discuss Mark’s new article about what would happen if you actually could time the market perfectly.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What do you believe is the Biblical definition of the tithe?

-My parents are retired. They have their home paid off. They have money that is building up in their checking account. Where is a better place for them to keep this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West welcome investing specialist, Mark Biller to talk about perfect market timing. They advise us on why it is risky to try to time the market and also discuss Marks new article about what would happen if you actually could time the market perfectly.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What do you believe is the Biblical definition of the tithe?

-My parents are retired. They have their home paid off. They have money that is building up in their checking account. Where is a better place for them to keep this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West speak about the dangers of charging now and paying later. Rob West discusses why we should be skeptical of promotions like this. He talks about how companies add interest to those deals and how that will hurt you in the long run. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I leased a car. We have been trying to get someone to take over the lease for almost a year, with no luck. What is our best option at this point?

-Once a credit card has a zero balance, should I close it out or keep it open?

-My wife is going to get a settlement from a lawsuit. Do you know how much the IRS will be taking from this?

-I am 66 and retired. I have 500K in my 401K. I owe about 100K on my home. Should I pay it off from my 401k?

-Do you think the government is at fault for the high cost of college education due to the easily accessible student loans?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak about the dangers of charging now and paying later. Rob West discusses why we should be skeptical of promotions like this. He talks about how companies add interest to those deals and how that will hurt you in the long run. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I leased a car. We have been trying to get someone to take over the lease for almost a year, with no luck. What is our best option at this point?

-Once a credit card has a zero balance, should I close it out or keep it open?

-My wife is going to get a settlement from a lawsuit. Do you know how much the IRS will be taking from this?

-I am 66 and retired. I have 500K in my 401K. I owe about 100K on my home. Should I pay it off from my 401k?

-Do you think the government is at fault for the high cost of college education due to the easily accessible student loans?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If you don’t check your credit report it may contain errors it may lower your credit score and that could cost you some money. Identity theft is another good reason to keep in touch with your score. Today on MoneyWise, Kingdom Advisors’ president Rob West tell us how to get our credit report for free!

In this episode we also answer your questions:

I’m 55 and I have no retirement saved but I do have $30,000. What should I do with that money?

Vacation timeshares⏤what do you think about buying those?

I purchased a house a year ago and the rates have dropped since then. I’m thinking about refinancing. How long do I have to be in a loan before I can do that?

I need biblical, wise counsel about tithing. What advice could you give?

Online savings accounts⏤how do I do that; what recommendations do you have?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.If you don’t check your credit report it may contain errors it may lower your credit score and that could cost you some money. Identity theft is another good reason to keep in touch with your score. Today on MoneyWise, Kingdom Advisors’ president Rob West tell us how to get our credit report for free!

In this episode we also answer your questions:

I’m 55 and I have no retirement saved but I do have $30,000. What should I do with that money?

Vacation timeshares⏤what do you think about buying those?

I purchased a house a year ago and the rates have dropped since then. I’m thinking about refinancing. How long do I have to be in a loan before I can do that?

I need biblical, wise counsel about tithing. What advice could you give?

Online savings accounts⏤how do I do that; what recommendations do you have?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If you dont check your credit report it may contain errors it may lower your credit score and that could cost you some money. Identity theft is another good reason to keep in touch with your score. Today on MoneyWise, Kingdom Advisors president Rob West tell us how to get our credit report for free!

In this episode we also answer your questions:

Im 55 and I have no retirement saved but I do have $30,000. What should I do with that money?

Vacation timeshares⏤what do you think about buying those?

I purchased a house a year ago and the rates have dropped since then. Im thinking about refinancing. How long do I have to be in a loan before I can do that?

I need biblical, wise counsel about tithing. What advice could you give?

Online savings accounts⏤how do I do that; what recommendations do you have?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.If you dont check your credit report it may contain errors it may lower your credit score and that could cost you some money. Identity theft is another good reason to keep in touch with your score. Today on MoneyWise, Kingdom Advisors president Rob West tell us how to get our credit report for free!

In this episode we also answer your questions:

Im 55 and I have no retirement saved but I do have $30,000. What should I do with that money?

Vacation timeshares⏤what do you think about buying those?

I purchased a house a year ago and the rates have dropped since then. Im thinking about refinancing. How long do I have to be in a loan before I can do that?

I need biblical, wise counsel about tithing. What advice could you give?

Online savings accounts⏤how do I do that; what recommendations do you have?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

Christian author Gary Thomas writes that God designed marriage to provide a partnership, spiritual intimacy, and the ability to pursue God together. But cold, hard facts show that its even more than that. On a financial plain, marriage has several characteristics more related to a business than a romantic institution. Today on MoneyWise Rob West and Steve Moore explain how that’s the case. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve come to the conclusion that I need an online savings account. Does member FDIC mean the same thing as being federally insured?

-My son is 24 and has a couple of credit cards that he pays off monthly. Is that enough for him to be building credit?

-We are in the process of moving and we haven’t chosen a new church yet. Should we save all of our tithe and give it to the church we decide to stay with?

-What’s the difference between a money market and mutual fund?

-I’m on a limited income. I’ve been working on my credit card debt, but I can’t seem to get them paid off. Should I look into a debt settlement company?

-I’m going to retire in three years. My employer has a supplemental deferred compensation plan. Would it be wise for me to participate in the age 50 catch-up contribution?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Christian author Gary Thomas writes that God designed marriage to provide a partnership, spiritual intimacy, and the ability to pursue God together. But cold, hard facts show that its even more than that. On a financial plain, marriage has several characteristics more related to a business than a romantic institution. Today on MoneyWise Rob West and Steve Moore explain how thats the case. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive come to the conclusion that I need an online savings account. Does member FDIC mean the same thing as being federally insured?

-My son is 24 and has a couple of credit cards that he pays off monthly. Is that enough for him to be building credit?

-We are in the process of moving and we havent chosen a new church yet. Should we save all of our tithe and give it to the church we decide to stay with?

-Whats the difference between a money market and mutual fund?

-Im on a limited income. Ive been working on my credit card debt, but I cant seem to get them paid off. Should I look into a debt settlement company?

-Im going to retire in three years. My employer has a supplemental deferred compensation plan. Would it be wise for me to participate in the age 50 catch-up contribution?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.