Do you find that managing your finances is getting too complicated? Well, you’ve come to the right place. Today on MoneyWise, Steve Moore and Rob West welcome financial expert and author, Russ Crosson, to discuss his new book, Your Money Made Simple. Together, they offer wisdom on how to break down money management into its simplest terms.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My elderly mother got a call from her bank that someone had accessed her social security number and was trying to take out a loan. What is the best advice for me to help her?

-Why does my credit score change so much from month to month?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Do you find that managing your finances is getting too complicated? Well, youve come to the right place. Today on MoneyWise, Steve Moore and Rob West welcome financial expert and author, Russ Crosson, to discuss his new book, Your Money Made Simple. Together, they offer wisdom on how to break down money management into its simplest terms.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My elderly mother got a call from her bank that someone had accessed her social security number and was trying to take out a loan. What is the best advice for me to help her?

-Why does my credit score change so much from month to month?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You’ve seen the ads on TV. A much-loved and trusted actor and spokesperson says he was skeptical about reverse mortgages too until he got the facts. But what if there’s a good reason you were skeptical in the first place? Maybe you were getting a reading on your too-good-to-be-true meter’ about reverse mortgages, or you were wondering why more of your friends aren’t getting them. Today on Moneywise, Rob West and Steve Moore provide 4 reasons why you should be skeptical about reverse mortgages. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve been working for non-profits for about 7 years. I have heard that there are loan forgiveness programs to help pay off student loans. I can’t figure out the criteria to qualify for the programs. Can you help?

-My wife and I have $45,000 in a Fidelity managed account and about $120,000 in cash. Since real estate is expensive where we live, should we put the money toward a mortgage, or should we keep funding the managed fund?

-How should I tithe on my mutual funds? When I take distributions out, I don’t really know how much is original contribution and how much is interest I’ve earned.

-We recently sold our rental property. I put $27,000 into repairs just before we sold it. How can I claim that on my income tax and get the most benefit out of it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve seen the ads on TV. A much-loved and trusted actor and spokesperson says he was skeptical about reverse mortgages too until he got the facts. But what if theres a good reason you were skeptical in the first place? Maybe you were getting a reading on your too-good-to-be-true meter about reverse mortgages, or you were wondering why more of your friends arent getting them. Today on Moneywise, Rob West and Steve Moore provide 4 reasons why you should be skeptical about reverse mortgages. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive been working for non-profits for about 7 years. I have heard that there are loan forgiveness programs to help pay off student loans. I cant figure out the criteria to qualify for the programs. Can you help?

-My wife and I have $45,000 in a Fidelity managed account and about $120,000 in cash. Since real estate is expensive where we live, should we put the money toward a mortgage, or should we keep funding the managed fund?

-How should I tithe on my mutual funds? When I take distributions out, I dont really know how much is original contribution and how much is interest Ive earned.

-We recently sold our rental property. I put $27,000 into repairs just before we sold it. How can I claim that on my income tax and get the most benefit out of it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Don’t obsess over a perfect credit score. It’s just not worth it! Financial planner and teacher Rob West explains how our credit score works and brings calm to trying to achieve an unobtainable perfect score.

In this episode we also answer your questions:

Can I acquire an HSA that’s not offered by my employer?

As a small business owner, can I have an HSA?

I’m moving my 401(k) to an online brokerage. But what happens to the balance of my HSA account; where do I go with that money?

My home insurance has doubled! But my house is paid off and I’m debt free. So should I risk going without that insurance?

Subsidized or unsubsidized loanswhat’s the difference?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Dont obsess over a perfect credit score. Its just not worth it! Financial planner and teacher Rob West explains how our credit score works and brings calm to trying to achieve an unobtainable perfect score.

In this episode we also answer your questions:

Can I acquire an HSA thats not offered by my employer?

As a small business owner, can I have an HSA?

Im moving my 401(k) to an online brokerage. But what happens to the balance of my HSA account; where do I go with that money?

My home insurance has doubled! But my house is paid off and Im debt free. So should I risk going without that insurance?

Subsidized or unsubsidized loanswhats the difference?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

Have you ever thought about buying real estate to build wealth for your retirement? Rental property appreciation can certainly do that. But there are many more benefits to owning real estate if you treat it as a business. To make the most of your rental property investment, you have to take advantage of the opportunities available to business owners. Today on MoneyWise Rob West and Steve Moore talk you through the options. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m going through chiropractic school and am looking forward to the future. Do you have any tips on how a self-employed person should allocate their income?

-I’ve been looking into opening a 529 plan for my son. I’ve heard that you can open a plan in any state. Are there advantages to opening the plan in the state where you live?

-In the last few years, my expenses have gone up and I’m running short each month. How can I stretch my money since my income isn’t going up?

-I have an opportunity to buy a mobile home near us. Should I get a loan or use all of my reserves to pay for it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Have you ever thought about buying real estate to build wealth for your retirement? Rental property appreciation can certainly do that. But there are many more benefits to owning real estate if you treat it as a business. To make the most of your rental property investment, you have to take advantage of the opportunities available to business owners. Today on MoneyWise Rob West and Steve Moore talk you through the options. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im going through chiropractic school and am looking forward to the future. Do you have any tips on how a self-employed person should allocate their income?

-Ive been looking into opening a 529 plan for my son. Ive heard that you can open a plan in any state. Are there advantages to opening the plan in the state where you live?

-In the last few years, my expenses have gone up and Im running short each month. How can I stretch my money since my income isnt going up?

-I have an opportunity to buy a mobile home near us. Should I get a loan or use all of my reserves to pay for it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

We can always trust the Lord to provide even in times of financial difficulty. Today on MoneyWise, Steve Moore and Rob West welcome author and teacher, Howard Dayton, to discuss the topic of fear. Together, they offer Biblical advice and wisdom about what Gods says about coping with money issues.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best course of action to pay for home repairs?

-My 18 year old would like to start putting away money for her future. Where should she start?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

We can always trust the Lord to provide even in times of financial difficulty. Today on MoneyWise, Steve Moore and Rob West welcome author and teacher, Howard Dayton, to discuss the topic of fear. Together, they offer Biblical advice and wisdom about what Gods says about coping with money issues.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best course of action to pay for home repairs?

-My 18 year old would like to start putting away money for her future. Where should she start?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.