Well, we made it through the dog days of summer. Those hot temperatures are starting to go down finally with our electric bills as well. So now with cooler heads, we can look at the government’s latest advice to save energy. What’s the best temperature to keep your home to save the most energy? Today on MoneyWise Rob West and Steve Moore take on that hot topic Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I participate in the HSA at my work. I have a high deductible. Are any of those expenses tax deductible?

-I have $35,000 in debt. I’m thinking of taking out a personal loan to pay off all of my debt so I only have one payment and one interest rate. Is that a good idea?

-My husband and I are aggressively paying off our mortgage in the next 40 months or so. Is there anything negative that can come from paying off our home?

-I have a question about a mortgage vs. rent. We don’t have much saved, but a mortgage payment would be less per month than rent. Should we buy a house?

-How do you get an HSA for a self-employed person?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Well, we made it through the dog days of summer. Those hot temperatures are starting to go down finally with our electric bills as well. So now with cooler heads, we can look at the governments latest advice to save energy. Whats the best temperature to keep your home to save the most energy? Today on MoneyWise Rob West and Steve Moore take on that hot topic Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I participate in the HSA at my work. I have a high deductible. Are any of those expenses tax deductible?

-I have $35,000 in debt. Im thinking of taking out a personal loan to pay off all of my debt so I only have one payment and one interest rate. Is that a good idea?

-My husband and I are aggressively paying off our mortgage in the next 40 months or so. Is there anything negative that can come from paying off our home?

-I have a question about a mortgage vs. rent. We dont have much saved, but a mortgage payment would be less per month than rent. Should we buy a house?

-How do you get an HSA for a self-employed person?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Set it and forget it? Is this a good approach to retirement savings? Today on MoneyWise, Steve Moore and Rob West welcome Mark Biller, from Sound Mind Investing, to discuss target date funds. They discuss this option for retirement and give insight on if it might be right for you.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I just sold my home. What is the best thing to do with the money from the sale until I am ready to buy again?

-What is your opinion on home warranties?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Set it and forget it? Is this a good approach to retirement savings? Today on MoneyWise, Steve Moore and Rob West welcome Mark Biller, from Sound Mind Investing, to discuss target date funds. They discuss this option for retirement and give insight on if it might be right for you.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I just sold my home. What is the best thing to do with the money from the sale until I am ready to buy again?

-What is your opinion on home warranties?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Have you heard the saying, What you know won’t hurt you? Well, like many other silly expressions, that one is definitely a myth. It’s more like sticking your head in the sand; also a dangerous thing to do if you’re a renter.Today on MoneyWise Rob West and Steve Moore give you 5 myths about renters insurance. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-We’re looking at retirement. I have 5 years left in my position. We have an opportunity to sell our home. Would it be wise to go ahead and do that and just rent?

-I received a settlement from workers’ compensation, and its enough to pay off my mortgage. Should I do that? Or invest it and earn money on it?

-I’ve been going to real estate courses. I’ve given them a lot of money for the education. Is this the best way to be a good steward of my money?

-When I purchased my home, the seller purchased a home warranty. That is about to expire. Should I renew the warranty?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Have you heard the saying, What you know wont hurt you? Well, like many other silly expressions, that one is definitely a myth. Its more like sticking your head in the sand; also a dangerous thing to do if youre a renter.Today on MoneyWise Rob West and Steve Moore give you 5 myths about renters insurance. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Were looking at retirement. I have 5 years left in my position. We have an opportunity to sell our home. Would it be wise to go ahead and do that and just rent?

-I received a settlement from workers compensation, and its enough to pay off my mortgage. Should I do that? Or invest it and earn money on it?

-Ive been going to real estate courses. Ive given them a lot of money for the education. Is this the best way to be a good steward of my money?

-When I purchased my home, the seller purchased a home warranty. That is about to expire. Should I renew the warranty?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Make your investments part of the solution not the problem! Jason Myhre of Eventide Asset Management helps us to think outside the investment box on this edition of MoneyWise. As believers, we have an obligation to know where our investing sources of income come from. Are we profiting from companies whose products are damaging and unbiblical?

In this episode we also answer your questions:

How is my credit score being affected?

Our house is paid for. Should we sell it, rent it, or remain living in it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Make your investments part of the solution not the problem! Jason Myhre of Eventide Asset Management helps us to think outside the investment box on this edition of MoneyWise. As believers, we have an obligation to know where our investing sources of income come from. Are we profiting from companies whose products are damaging and unbiblical?

In this episode we also answer your questions:

How is my credit score being affected?

Our house is paid for. Should we sell it, rent it, or remain living in it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

Well, the stock market has certainly had its ups and downs recently, not to mention that September is historically the worst month of the year for Wall Street. So should you consider moving your money into something a little less risky for a while? Definitely not if you’re dollar cost averaging. Today on MoneyWise Rob West and Steve Moore explain just what that is and how it works. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m planning on doing some home improvements. Should I take some money out of my 401k?

-I contribute my 5 percent match to my retirement plan with my company. Is there a way to pay more into my 401k?

-My wife and I have $100,000 in college debt. How can we pay off that debt and begin saving for a home?

-I’m 50 and on Social Security disability. In my church, the first 10% is considered your first fruit and we are encouraged to tithe that amount. But does that apply when you’re on Social Security?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Well, the stock market has certainly had its ups and downs recently, not to mention that September is historically the worst month of the year for Wall Street. So should you consider moving your money into something a little less risky for a while? Definitely not if youre dollar cost averaging. Today on MoneyWise Rob West and Steve Moore explain just what that is and how it works. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im planning on doing some home improvements. Should I take some money out of my 401k?

-I contribute my 5 percent match to my retirement plan with my company. Is there a way to pay more into my 401k?

-My wife and I have $100,000 in college debt. How can we pay off that debt and begin saving for a home?

-Im 50 and on Social Security disability. In my church, the first 10% is considered your first fruit and we are encouraged to tithe that amount. But does that apply when youre on Social Security?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.