You wouldn’t know it by all of the partisan bickering going on in Washington, but House lawmakers have actually passed a bipartisan bill affecting your retirement plan. Even more amazing, most of the changes are pretty good. Today on MoneyWise Rob West and Steve Moore shares the changes with you. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter became disabled 5 years ago. She is on Medicare and Medicaid and collects disability. A friend raised money through GoFundMe. Will those funds affect her benefits?

-I’m a single mother of a 24-year-old. I cosigned for her student loans, and now I am not able to refinance my mortgage because of it. How can I get my name off of her student loans?

-My husband will not sit down with me to discuss our finances. I’m scared what will happen to me if he passes away. What should I do?

-My wife and I have been working on our debt snowball, and in 5 months we’ll be debt-free. What should we do with the money that we have freed up each month?

-I’m 59 and haven’t saved anything for retirement. I have a good income, so I can save over the next few years. What’s the best way to do it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

You wouldnt know it by all of the partisan bickering going on in Washington, but House lawmakers have actually passed a bipartisan bill affecting your retirement plan. Even more amazing, most of the changes are pretty good. Today on MoneyWise Rob West and Steve Moore shares the changes with you. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter became disabled 5 years ago. She is on Medicare and Medicaid and collects disability. A friend raised money through GoFundMe. Will those funds affect her benefits?

-Im a single mother of a 24-year-old. I cosigned for her student loans, and now I am not able to refinance my mortgage because of it. How can I get my name off of her student loans?

-My husband will not sit down with me to discuss our finances. Im scared what will happen to me if he passes away. What should I do?

-My wife and I have been working on our debt snowball, and in 5 months well be debt-free. What should we do with the money that we have freed up each month?

-Im 59 and havent saved anything for retirement. I have a good income, so I can save over the next few years. Whats the best way to do it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Why do we spend money? Are we spending for necessary things like food clothing, housing and transportation, but what about the rest? Are our decisions dictated by the dreaded FOMO (Fear of Missing Out). Today on MoneyWise, Steve Moore and Rob West discuss how to avoid spending due to FOMO.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Which should I pay off first, student debt or mortgage debt?

-How do I best prioritize paying off debt?

-My wife and I are trying to pay our home off quickly, but we haven’t done much to save for retirement. Is this ok?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Why do we spend money? Are we spending for necessary things like food clothing, housing and transportation, but what about the rest? Are our decisions dictated by the dreaded FOMO (Fear of Missing Out). Today on MoneyWise, Steve Moore and Rob West discuss how to avoid spending due to FOMO.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Which should I pay off first, student debt or mortgage debt?

-How do I best prioritize paying off debt?

-My wife and I are trying to pay our home off quickly, but we havent done much to save for retirement. Is this ok?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Surveys vary widely on the percentage of people who don’t budget. One says its as high as 66%. Another, just half that. But either way, an awful lot of Americans spend without a plan. Today on MoneyWise Rob West and Steve Moore tell you why. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have an 8-month-old daughter. In Florida, there is a prepaid tuition program. Is that the best way to save for college?

-My sister and I inherited 2 cemetery lots. Neither of us will use them. I have the titles to them, but the cemetery won’t buy them back. What can I do with them?

-I am in the process of looking for a new church home. I always set aside part of my income for tithe, but I’m not sure where to give it while I’m in between churches.

-I was recently told that whole life insurance is not a good investment. My husband and I have had our policy for more than 20 years. Should we drop it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Surveys vary widely on the percentage of people who dont budget. One says its as high as 66%. Another, just half that. But either way, an awful lot of Americans spend without a plan. Today on MoneyWise Rob West and Steve Moore tell you why. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have an 8-month-old daughter. In Florida, there is a prepaid tuition program. Is that the best way to save for college?

-My sister and I inherited 2 cemetery lots. Neither of us will use them. I have the titles to them, but the cemetery wont buy them back. What can I do with them?

-I am in the process of looking for a new church home. I always set aside part of my income for tithe, but Im not sure where to give it while Im in between churches.

-I was recently told that whole life insurance is not a good investment. My husband and I have had our policy for more than 20 years. Should we drop it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss how much cash is actually needed in retirement. Rob discusses the best place to keep cash during retirement, emergency funds, and how to adjust with the changing markets.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Our kids do not receive an allowance. Should I encourage them to tithe on their birthday money?

-How do I tithe on money from an IRA?

-I am not able to make payments on a medical bill. What are my options?

-I am not able to make the necessary updates on my home. I’ve seen signs around for being that buy and flip homes. Are these legitimate?

-We are about to sell our home and make about 100K. Should we use this cash for a large down payment on our next home, or what is the best use of this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss how much cash is actually needed in retirement. Rob discusses the best place to keep cash during retirement, emergency funds, and how to adjust with the changing markets.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Our kids do not receive an allowance. Should I encourage them to tithe on their birthday money?

-How do I tithe on money from an IRA?

-I am not able to make payments on a medical bill. What are my options?

-I am not able to make the necessary updates on my home. Ive seen signs around for being that buy and flip homes. Are these legitimate?

-We are about to sell our home and make about 100K. Should we use this cash for a large down payment on our next home, or what is the best use of this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If you have anything to do with the real estate market, you know we’re entering an exciting time of the year. It’s peak home-buying season. But for many homebuyers, it can also be a dangerous time. Millions of Americans will buy homes this summer, and for many of them over-spending will be a great temptation. Today on MoneyWise Rob West and Steve Moore welcome financial expert Art Rainer to talk about setting limits on your home purchase.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve been looking at budgeting apps. Is it wise to use them? Can’t they see my bank balances?

-I received a savings bond more than 30 years ago and I have since misplaced it. Is there any way to find it in the system if I enter my Social Security number?

-Someone asked me to cosign on their car loan. Is there ever a time that it’s OK to cosign?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If you have anything to do with the real estate market, you know were entering an exciting time of the year. Its peak home-buying season. But for many homebuyers, it can also be a dangerous time. Millions of Americans will buy homes this summer, and for many of them over-spending will be a great temptation. Today on MoneyWise Rob West and Steve Moore welcome financial expert Art Rainer to talk about setting limits on your home purchase.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive been looking at budgeting apps. Is it wise to use them? Cant they see my bank balances?

-I received a savings bond more than 30 years ago and I have since misplaced it. Is there any way to find it in the system if I enter my Social Security number?

-Someone asked me to cosign on their car loan. Is there ever a time that its OK to cosign?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.