You’ve heard that Social Security’s long-range outlook is not exactly secure. Several factors are bringing us ever closer to a day of reckoning for the program and that means big changes are needed, but will they come in time?Rob West and Steve Moore have the details, then answer questions at (800) 525-7000 and [email protected] about the following:

65-year-old is receiving an inheritance of $160k and wants to know how to invest it.

Caller shares experience in trying to pay off wife’s debts after her death.Credit card company says he doesn’t owe it.He insists on paying it anyway.

36-year-old single dad of two young children has never saved before, has $50k in credit card debt, but is wanting to begin putting money aside in his retirement accounts. How far behind is he in terms of being ready for retirement?

Does it make sense to sell your house to pay off student debt?

At the end of the program, Steve mentions the book,Navigating the Mortgage Maze, by Dale Vermillion.You’ll find it on our website at MoneyWise.org. While you’re there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve heard that Social Securitys long-range outlook is not exactly secure. Several factors are bringing us ever closer to a day of reckoning for the program and that means big changes are needed, but will they come in time?Rob West and Steve Moore have the details, then answer questions at (800) 525-7000 and [email protected] about the following:

65-year-old is receiving an inheritance of $160k and wants to know how to invest it.

Caller shares experience in trying to pay off wifes debts after her death.Credit card company says he doesnt owe it.He insists on paying it anyway.

36-year-old single dad of two young children has never saved before, has $50k in credit card debt, but is wanting to begin putting money aside in his retirement accounts. How far behind is he in terms of being ready for retirement?

Does it make sense to sell your house to pay off student debt?

At the end of the program, Steve mentions the book,Navigating the Mortgage Maze, by Dale Vermillion.Youll find it on our website at MoneyWise.org. While youre there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

One thing all workers have in common is that a 30 or 40 year career gives them an awful long time to think about retirement. But surprisingly many give little thought to what retirement really means or how they’ll spend it. Retirement can be filled with misconceptions and unmet expectations. Many new retirees are unprepared for the realities of such a big change. Today on Moneywise, Rob West and Steve Moore welcome Jeff Haanen of the Denver Institute for Faith and Work to help sort it all out. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I had cancer a couple of years ago, and my medical bills have piled up. I’m trying to decide of selling my business would be a wise way to pay off my debt. What do you think?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

One thing all workers have in common is that a 30 or 40 year career gives them an awful long time to think about retirement. But surprisingly many give little thought to what retirement really means or how theyll spend it. Retirement can be filled with misconceptions and unmet expectations. Many new retirees are unprepared for the realities of such a big change. Today on Moneywise, Rob West and Steve Moore welcome Jeff Haanen of the Denver Institute for Faith and Work to help sort it all out. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I had cancer a couple of years ago, and my medical bills have piled up. Im trying to decide of selling my business would be a wise way to pay off my debt. What do you think?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss the rising student debt crisis in our country. Together, they offer practical and Biblical tips on avoiding student debt and how to pay it off as quickly and efficiently as possible if you already have it.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best way to start planning for retirement?

-Since term life insurance policies terminate, what else should you have in place?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss the rising student debt crisis in our country. Together, they offer practical and Biblical tips on avoiding student debt and how to pay it off as quickly and efficiently as possible if you already have it.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best way to start planning for retirement?

-Since term life insurance policies terminate, what else should you have in place?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You’ve been racking your brain trying to come up with ways to put a little something extra aside, but nothing seems to work. No matter how hard you try, there always seems to be a little month left over at the end of your money. So how about some money-saving tips that actually work? Today on Moneywise, Rob West and Steve Moore have ways to save that are like money in the bank. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I both have term life insurance that ends in 2024. Our agent quoted us a whole-life policy with a rider for nursing home insurance. Is that a good idea?

-I’ll be starting a new job in a new city soon. The job offers a matching 401(k). Is that the best way to save for retirement?

-Can you go into more detail about the common recommendation that not more than 25% of take home pay should go toward your mortgage payment?

-My wife is starting a new job soon. I’d like to roll her 403g into an IRA. I’d also like to use some of that money for a down payment on a home. What are the tax implications of that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve been racking your brain trying to come up with ways to put a little something extra aside, but nothing seems to work. No matter how hard you try, there always seems to be a little month left over at the end of your money. So how about some money-saving tips that actually work? Today on Moneywise, Rob West and Steve Moore have ways to save that are like money in the bank. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I both have term life insurance that ends in 2024. Our agent quoted us a whole-life policy with a rider for nursing home insurance. Is that a good idea?

-Ill be starting a new job in a new city soon. The job offers a matching 401(k). Is that the best way to save for retirement?

-Can you go into more detail about the common recommendation that not more than 25% of take home pay should go toward your mortgage payment?

-My wife is starting a new job soon. Id like to roll her 403g into an IRA. Id also like to use some of that money for a down payment on a home. What are the tax implications of that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Surveys show that money is a leading cause of conflict and divorce in marriages. Today on MoneyWise, Steve Moore and Rob West speak with authors, Ron Deal and Greg Pettys about how to make money an asset in blended families.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you know when to file for social security? Also, I have a business, how do I know when to sign it over to my sons?

-Where can I find cheap, reliable health insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Surveys show that money is a leading cause of conflict and divorce in marriages. Today on MoneyWise, Steve Moore and Rob West speak with authors, Ron Deal and Greg Pettys about how to make money an asset in blended families.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you know when to file for social security? Also, I have a business, how do I know when to sign it over to my sons?

-Where can I find cheap, reliable health insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.