To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Are you planning on retiring some day? Maybe in twenty years, or maybe in two? Well, before you do, here are some questions that may be worthy of asking yourself.Today on Moneywise, Rob West and Steve Moore will examine some reasons for retirement. And golf and bass fishing arent really what were thinking about. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My wife and I have built up about $50,000 in equity in our house. We need to do some repairs around the house. Should we refinance to get the cash out? Or should we get a home equity line of credit to finance the repairs?

-We have extra money in our savings and checking accounts, but the interest rate is nearly zero. Is there a better place to put this money?

-I have a one-bedroom condo that is paid off. Im getting married soon and will need to buy a larger place. A friend is offering his two bedroom condo at an exceptional price, but he needs me to move on it in the just one week. Is there a way for me to accomplish this?

-Ive got some money in 403(b) accounts. I heard you talking last week about a back-door Roth IRA. Would that be a good idea for me?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

In our country today, lawsuits have become commonplace. Lawsuits with merit, frivolous ones, and just plain weird ones. But they’re no fun if they happen to you. Lawsuits and the Bible today on MoneyWise. If this is your first time listening, MoneyWise is a program about managing money according to God’s wisdom, the Bible. Directing us is financial planner, teacher, and the president of Kingdom Advisors, Rob West. Today on Moneywise, Rob West and Steve Moore have some advice on how Christians should deal with lawsuits. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am a full-time student. I recently totaled my car. I was approved for a small personal loan which will allow me to purchase a used car. However, I’m concerned that I’ll just have to buy another one soon because of the high mileage of the cars I can afford. Is there a better way to do this?

-I’m in my early thirties, and I may be able to pay off my house at the end of the year. It’s a chunk of about $45,000. Is it best to pay off the house, or should I put that money into investments?

-My wife and I have established our emergency fund set up, and we are diligent in our budgeting. But unexpected expenses are really hurting us right now. Should we use our emergency fund for those unexpected expenses? Or should we have an unexpected expenses line in our budget?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

MoneyWise is a daily radio ministry of MoneyWise Media. Hosted by Rob West and Steve Moore, the program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

Today on MoneyWise, Steve Moore and Rob West offer advice to high school and college students on how to choose the best major, financially speaking. They discuss top paying jobs and how to avoid the most student debt after college.Next, they take your questions at 800-525-7000 or [email protected] about the following:

I've been paying for an extended warranty on a 2011 car. Should I try to get out of it or keep paying for it?

We still owe $38k on our mortgage. We also own a truck and a camper that are probably worth about that much. We really enjoy camping, but should we sell the truck and camper in order to pay off the house?

Husband and wife in their late 50s are now debt-free except for their mortgage. They have approximately $1000/month extra. Should they put all of that against the remainder of the mortgage? Invest it for retirement? Or what?

I got a good new job. My wife is expecting our fourth child. We've never really had our own place to call home and would like to buy a house. Should we do that?

At the end of the program, Steve mentionedThe Financial Stewardship Biblefrom the American Bible Society.You can find it on our website at MoneyWise.org.While you’re there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

For donations go to: https://www.oneplace.com/donate/1085/29

MoneyWise is a daily radio ministry of MoneyWise Media. Hosted by Rob West and Steve Moore, the program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

Today on Money Wise, Steve Moore and Rob West speak with investing specialist, Mark Biller, to discuss how to love a bear market. They also give helpful and Biblical advice on how to handle your finances during a bear market and how to prepare financially for a future bear market. To learn more about Mark Biller and Sound Mind Investing, visit soundmindinvesting.org. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have been renting for a long while. Should I look at buying a home?

-Can I rebuild my credit with a credit card?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

For donations go to: https://www.oneplace.com/donate/1085/29

MoneyWise is a daily radio ministry of MoneyWise Media. Hosted by Rob West and Steve Moore, the program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

Today on Money Wise, Steve Moore and Rob West speak about whether husbands and wives should have separate checking accounts and finances. They also talk about the Biblical principle of becoming one and what that looks like in finances. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I had a job where I had a 401K. When I left the job I used the money from the 401K to pay off my mom’s funeral. I received a settlement from work and I paid off my student loans. They job I have now does not have a 401K program. Where can I build this money back up?

-My husband and I sold our home and we paid off our credit card debt. We were presented with an opportunity to buy a resort. The owners are asking for a down payment. Should we use money from our 401K for this?

-I got into a variable annuity 14 years ago. In doing that, I didn’t understand it. It has gone up. They also manage a couple IRAs for me. I would like to simplify it. Advice?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak about whether husbands and wives should have separate checking accounts and finances. They also talk about the Biblical principle of becoming one and what that looks like in finances. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I had a job where I had a 401K. When I left the job I used the money from the 401K to pay off my moms funeral. I received a settlement from work and I paid off my student loans. They job I have now does not have a 401K program. Where can I build this money back up?

-My husband and I sold our home and we paid off our credit card debt. We were presented with an opportunity to buy a resort. The owners are asking for a down payment. Should we use money from our 401K for this?

-I got into a variable annuity 14 years ago. In doing that, I didnt understand it. It has gone up. They also manage a couple IRAs for me. I would like to simplify it. Advice?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Doctors have told us for years that regular exercise is an important part of a healthy lifestyle. Well, now researchers are putting amonetaryvalue on exercise. Rob West and Steve Moore discuss how getting into shape could save you big bucks. Then they take your questions at 800-525-7000 or [email protected] about the following:

What are the differences between a will and a trust?When is one more appropriate than the other?Or do you need both?

How safe is an online bank?My local bank doesn’t offer very high rates on savings accounts and the online banks seem to pay more.

Why does MoneyWise recommend paying off smaller debts first if my smaller debts have lower interest rates?

How long should you keep credit card statements, utility bills, EOBs from the insurance company, tax records, etc.?

At the end of the program, Steve mentionedThe Financial Stewardship Biblefrom the American Bible Society.You can find it on our website at MoneyWise.org.While you’re there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29