Doctors have told us for years that regular exercise is an important part of a healthy lifestyle. Well, now researchers are putting amonetaryvalue on exercise. Rob West and Steve Moore discuss how getting into shape could save you big bucks. Then they take your questions at 800-525-7000 or [email protected] about the following:

What are the differences between a will and a trust?When is one more appropriate than the other?Or do you need both?

How safe is an online bank?My local bank doesnt offer very high rates on savings accounts and the online banks seem to pay more.

Why does MoneyWise recommend paying off smaller debts first if my smaller debts have lower interest rates?

How long should you keep credit card statements, utility bills, EOBs from the insurance company, tax records, etc.?

At the end of the program, Steve mentionedThe Financial Stewardship Biblefrom the American Bible Society.You can find it on our website at MoneyWise.org.While youre there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

The wedding season is just ahead. Couples are finalizing details for the big day, and of course the honeymoon. But how many of them are thinking about decisions they’ll have to make when the honeymoon is over?As newlyweds begin their journey down the road of life, several money-related potholes lie ahead. Today on Moneywise, Rob West and Steve Moore steer us clear of the financial difficulties they face. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best way to help a new couple get started in life together?

-Last week, a caller asked about how to help her teenagers establish good money habits. It got me to thinking about my own young children. What can we do to start teaching our kids about money now?

-I’m a college student. I have some funds in a Roth IRA and some other investments. How can I earn some extra money so I don’t have to dip into my savings?

-Is it wise to use an electronic password manager?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The wedding season is just ahead. Couples are finalizing details for the big day, and of course the honeymoon. But how many of them are thinking about decisions theyll have to make when the honeymoon is over?As newlyweds begin their journey down the road of life, several money-related potholes lie ahead. Today on Moneywise, Rob West and Steve Moore steer us clear of the financial difficulties they face. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is the best way to help a new couple get started in life together?

-Last week, a caller asked about how to help her teenagers establish good money habits. It got me to thinking about my own young children. What can we do to start teaching our kids about money now?

-Im a college student. I have some funds in a Roth IRA and some other investments. How can I earn some extra money so I dont have to dip into my savings?

-Is it wise to use an electronic password manager?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

The Bible has more than 2,000 verses about money, and many of them are concerned with debt. The Old Testament in particular has a lot to say on the subject. But what does Jesus have to say about debt?Today on Moneywise, Rob West and Steve Moore sit down with economist Jerry Bowyer to discuss debt across the whole of the Bible. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have both term and whole life insurance policies. Do I need both?

-What is the best way to provide for your family from a biblical standpoint?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The Bible has more than 2,000 verses about money, and many of them are concerned with debt. The Old Testament in particular has a lot to say on the subject. But what does Jesus have to say about debt?Today on Moneywise, Rob West and Steve Moore sit down with economist Jerry Bowyer to discuss debt across the whole of the Bible. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have both term and whole life insurance policies. Do I need both?

-What is the best way to provide for your family from a biblical standpoint?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You’ve seen the ads on TV. A much-loved and trusted actor and spokesperson says he was skeptical about reverse mortgages too until he got the facts. But what if there’s a good reason you were skeptical in the first place? Maybe you were getting a reading on your too-good-to-be-true meter’ about reverse mortgages, or you were wondering why more of your friends aren’t getting them. Today on Moneywise, Rob West and Steve Moore provide 4 reasons why you should be skeptical about reverse mortgages. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve been working for non-profits for about 7 years. I have heard that there are loan forgiveness programs to help pay off student loans. I can’t figure out the criteria to qualify for the programs. Can you help?

-My wife and I have $45,000 in a Fidelity managed account and about $120,000 in cash. Since real estate is expensive where we live, should we put the money toward a mortgage, or should we keep funding the managed fund?

-How should I tithe on my mutual funds? When I take distributions out, I don’t really know how much is original contribution and how much is interest I’ve earned.

-We recently sold our rental property. I put $27,000 into repairs just before we sold it. How can I claim that on my income tax and get the most benefit out of it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve seen the ads on TV. A much-loved and trusted actor and spokesperson says he was skeptical about reverse mortgages too until he got the facts. But what if theres a good reason you were skeptical in the first place? Maybe you were getting a reading on your too-good-to-be-true meter about reverse mortgages, or you were wondering why more of your friends arent getting them. Today on Moneywise, Rob West and Steve Moore provide 4 reasons why you should be skeptical about reverse mortgages. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive been working for non-profits for about 7 years. I have heard that there are loan forgiveness programs to help pay off student loans. I cant figure out the criteria to qualify for the programs. Can you help?

-My wife and I have $45,000 in a Fidelity managed account and about $120,000 in cash. Since real estate is expensive where we live, should we put the money toward a mortgage, or should we keep funding the managed fund?

-How should I tithe on my mutual funds? When I take distributions out, I dont really know how much is original contribution and how much is interest Ive earned.

-We recently sold our rental property. I put $27,000 into repairs just before we sold it. How can I claim that on my income tax and get the most benefit out of it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You’ve been hearing the grim reports for years now: Social Security is headed for big trouble as Baby Boomers retire and folks live longer. But could a bill that’s wending its way through Congress be just the fix that’s needed? The Social Security 2100 Act was first introduced in 2014 and then again in 2017, but never received a vote. So now the bill, that supporters say could keep Social Security in the black indefinitely, may have new life. Today on Moneywise, Rob West and Steve Moore have details. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Our home is 40 years old and we don’t have a mortgage. We need to upgrade the windows and re-do the bathrooms. But with estimates more than $25,000, we’re wondering how to pay for it.

-My wife and I were married less than a year ago and we’re looking at purchasing our first life insurance policy. Our agent recommended a whole life policy. What do you think about that?

-We purchased our first home 17 years ago. We now use it as a rental, and we have about 13 years left on the mortgage. Is there any reason we should sell it? Or is holding onto it a good investment idea?

-My rental property has about $95,000 left on the mortgage. If I continue paying the monthly, I’ll pay about $35,000 in interest. But if I apply our current tithe to the mortgage payment, I’ll pay the house off in 2 years. Can I use tithe money to pay off the mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve been hearing the grim reports for years now: Social Security is headed for big trouble as Baby Boomers retire and folks live longer. But could a bill thats wending its way through Congress be just the fix thats needed? The Social Security 2100 Act was first introduced in 2014 and then again in 2017, but never received a vote. So now the bill, that supporters say could keep Social Security in the black indefinitely, may have new life. Today on Moneywise, Rob West and Steve Moore have details. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Our home is 40 years old and we dont have a mortgage. We need to upgrade the windows and re-do the bathrooms. But with estimates more than $25,000, were wondering how to pay for it.

-My wife and I were married less than a year ago and were looking at purchasing our first life insurance policy. Our agent recommended a whole life policy. What do you think about that?

-We purchased our first home 17 years ago. We now use it as a rental, and we have about 13 years left on the mortgage. Is there any reason we should sell it? Or is holding onto it a good investment idea?

-My rental property has about $95,000 left on the mortgage. If I continue paying the monthly, Ill pay about $35,000 in interest. But if I apply our current tithe to the mortgage payment, Ill pay the house off in 2 years. Can I use tithe money to pay off the mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Hobby Lobby and Chick-fil-A are examples of large, well-known, Christian-owned companies whose owners make no apologies for their faith and, in fact, are quite outspoken about it.But should all Christian business people follow their lead?On this edition of MoneyWise, Steve Moore and Rob West are joined by Certified Financial Planner and author, Jim Wise (Five Steps to Financial FreedomandSpiritual Gifts, Plain and Simple), to discuss how me blend our faith with our business.You’ll probably find it interesting even if you don’t own a business.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

Is it a good idea to buy a used car from a car rental agency?

I had a financial hardship that wiped out all of my savings.I’m now 13 years from retirement.What can I do at this point to have enough to retire?

At the end of the program, Steve mentioned the book,Simplifying the Money Conversation, by Ron Blue.You’ll find it on our website at MoneyWise.org.While you’re there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29