It’s difficult to say what the most regrettable financial decision might be. Investing with Bernie Madoff comes to mind. But there’s another candidate that deserves at least an honorable mention: cosigning a loan for someone else. Today, Rob West and Steve Moore never cosigns, but he has some suggestions for you if you’ve done so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Our household income is $43,000, and we’re $35,000 in debt. Our monthly necessities are more than we bring in each month. What should we do?

-I’ve seen from other investment advisors that there are pitfalls to mutual funds. Do you agree with that?

-I have a home equity line of credit that I opened just in case I needed it. I used $6,000 last year to replace my furnace. I’ve been making the minimum payments, and I don’t seem to be making any progress.

-From what I’ve read in Scripture, we’re no longer under Old Testament laws. A lot of churches still insist that we tithe. Are we required to do that since we’re in the New Testament period?

Be sure to check out our website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its difficult to say what the most regrettable financial decision might be. Investing with Bernie Madoff comes to mind. But theres another candidate that deserves at least an honorable mention: cosigning a loan for someone else. Today, Rob West and Steve Moore never cosigns, but he has some suggestions for you if youve done so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Our household income is $43,000, and were $35,000 in debt. Our monthly necessities are more than we bring in each month. What should we do?

-Ive seen from other investment advisors that there are pitfalls to mutual funds. Do you agree with that?

-I have a home equity line of credit that I opened just in case I needed it. I used $6,000 last year to replace my furnace. Ive been making the minimum payments, and I dont seem to be making any progress.

-From what Ive read in Scripture, were no longer under Old Testament laws. A lot of churches still insist that we tithe. Are we required to do that since were in the New Testament period?

Be sure to check out our website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West speak with economist, Jerry Bowyer, about what lessons we should take from Jesus’ teachings about finances. They discuss specific parables like The Parable of the Unfaithful Steward and unpack how Jesus describes the market in his time and how this can play into our current economy and financial decisions. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I are in our late 50s. We are looking into long term care insurance. We’ve had two plans proposed to us. They are different types. How do we decide which to get?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak with economist, Jerry Bowyer, about what lessons we should take from Jesus teachings about finances. They discuss specific parables like The Parable of the Unfaithful Steward and unpack how Jesus describes the market in his time and how this can play into our current economy and financial decisions. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I are in our late 50s. We are looking into long term care insurance. Weve had two plans proposed to us. They are different types. How do we decide which to get?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

So far, you’re probably sticking to your New Year’s resolutions. Good for you! You’re spending more time in the Word, and maybe you’ve lost a pound or two already. But it’s not too late to add one more resolution to your list. How about resolving to pay less on your taxes this year? Jesus said to give unto Caesar, but He didn’t mean to give more than you had to. Today, Rob West and Steve Moore have some ways to lower your tax burden in 2019. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I had a lot of stock before I retired, and during the government bailout of the auto industry, I lost it all. Now I’m 76 and no one wants to hire me. We’re struggling from month to month. Do you have any advice for me?

-My husband and I have a new baby. We’re trying to figure out the best way to save for his college. What do you recommend?

-My husband and I work for the same employer. Up to this year, they have contributed to our 403(b), but they just informed us that they won’t be contributing any longer. They informed us that we need to roll it into another investment. What should we do with the money?

-I’ve stayed with my elderly mother for the past several years. Now that she has passed away, I’m thinking of selling the house we shared and buying a condo. I will be a first-time homebuyer. What should I keep in mind as I move forward with this plan?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

So far, youre probably sticking to your New Years resolutions. Good for you! Youre spending more time in the Word, and maybe youve lost a pound or two already. But its not too late to add one more resolution to your list. How about resolving to pay less on your taxes this year? Jesus said to give unto Caesar, but He didnt mean to give more than you had to. Today, Rob West and Steve Moore have some ways to lower your tax burden in 2019. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I had a lot of stock before I retired, and during the government bailout of the auto industry, I lost it all. Now Im 76 and no one wants to hire me. Were struggling from month to month. Do you have any advice for me?

-My husband and I have a new baby. Were trying to figure out the best way to save for his college. What do you recommend?

-My husband and I work for the same employer. Up to this year, they have contributed to our 403(b), but they just informed us that they wont be contributing any longer. They informed us that we need to roll it into another investment. What should we do with the money?

-Ive stayed with my elderly mother for the past several years. Now that she has passed away, Im thinking of selling the house we shared and buying a condo. I will be a first-time homebuyer. What should I keep in mind as I move forward with this plan?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West speak parenting. They discuss a common Proverb and how it can apply practically on how to teach your children and raise them in a Godly fashion, especially when it comes to finances. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve worked very hard for my savings and retirement. I am nervous to have it in the market at the possibility of losing some or most of it. Advice on what to do?

-What is the best way to save for your children’s college education?

-My husband and I need to pull some equity to fix some things in our home. Should we refinance or do a line of credit?

-What is a HELOC?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak parenting. They discuss a common Proverb and how it can apply practically on how to teach your children and raise them in a Godly fashion, especially when it comes to finances. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive worked very hard for my savings and retirement. I am nervous to have it in the market at the possibility of losing some or most of it. Advice on what to do?

-What is the best way to save for your childrens college education?

-My husband and I need to pull some equity to fix some things in our home. Should we refinance or do a line of credit?

-What is a HELOC?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Christian tradition has seven deadly sins but one of them is often cited as the first sin that leads to all the others. Pride reared its ugly head in the Garden of Eden and continues to thwart our fellowship with God to this day. Today, Rob West and Steve Moore have given this some thought, and today they’ll connect the dots. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have an elderly relative who like to get on the internet, and he’s being taken in by promises to make money. He is spending a lot of money, and never makes any in return. How can I help him?

-Why do some banks and credit unions sell life insurance? Is it a good idea?

-I’m 19 years old and have been told that if I put $2,000 dollars in a Roth IRA every year until I’m 69, it will grow into a few million dollars. Is that true?

-I’m 62 and looking at retirement. Someone suggested an annuity to me. I just want to make sure I have enough guaranteed income in retirement. Is an annuity the right approach?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Christian tradition has seven deadly sins but one of them is often cited as the first sin that leads to all the others. Pride reared its ugly head in the Garden of Eden and continues to thwart our fellowship with God to this day. Today, Rob West and Steve Moore have given this some thought, and today theyll connect the dots. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have an elderly relative who like to get on the internet, and hes being taken in by promises to make money. He is spending a lot of money, and never makes any in return. How can I help him?

-Why do some banks and credit unions sell life insurance? Is it a good idea?

-Im 19 years old and have been told that if I put $2,000 dollars in a Roth IRA every year until Im 69, it will grow into a few million dollars. Is that true?

-Im 62 and looking at retirement. Someone suggested an annuity to me. I just want to make sure I have enough guaranteed income in retirement. Is an annuity the right approach?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.