Today on Money Wise Rob West and Steve Moore offer biblical wisdom on how to keep your financial house from crashing down. They also discuss combining retirement accounts as well as how much of your extra income should go towards them. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have multiple 401K’s and IRA’s from multiple past employers, should I combine them?

- My husband and I just retired and we want to down size, what should we do with our current home afterwards?

- My wife and I are 30 and we have some student debt. Should we be focusing all of our extra income on paying down this debt or split it towards a retirement account.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on how to keep your financial house from crashing down. They also discuss combining retirement accounts as well as how much of your extra income should go towards them. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have multiple 401Ks and IRAs from multiple past employers, should I combine them?

- My husband and I just retired and we want to down size, what should we do with our current home afterwards?

- My wife and I are 30 and we have some student debt. Should we be focusing all of our extra income on paying down this debt or split it towards a retirement account.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Studies consistently show that infidelity is one of the leading causes of divorce. Following closely behind is money troubles. So what happens when you combine the two? You don’t need to have an affair to be unfaithful to your spouse. Today, Rob West and Steve Moore discuss another form of cheating can pose a serious threat to your marriage: Financial Infidelity. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’ve been living of cash for the past 10 years following my divorce. How can I reestablish my credit?

- Do I still owe my student loans if the school was shut down because of fraud?

- I have a down payment for a house sitting in savings? I’ve got free housing provided at the moment by my employer. When I retire in about 10 to 15 years, I won’t have a house any more, but is it worth buying a house now when I don’t currently need it?

- My financial advisor is suggesting I get into buying and selling puts. What is that and would it be something I should do?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Studies consistently show that infidelity is one of the leading causes of divorce. Following closely behind is money troubles. So what happens when you combine the two? You dont need to have an affair to be unfaithful to your spouse. Today, Rob West and Steve Moore discuss another form of cheating can pose a serious threat to your marriage: Financial Infidelity. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Ive been living of cash for the past 10 years following my divorce. How can I reestablish my credit?

- Do I still owe my student loans if the school was shut down because of fraud?

- I have a down payment for a house sitting in savings? Ive got free housing provided at the moment by my employer. When I retire in about 10 to 15 years, I wont have a house any more, but is it worth buying a house now when I dont currently need it?

- My financial advisor is suggesting I get into buying and selling puts. What is that and would it be something I should do?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!

Today on Money Wise, Steve Moore and Rob West discuss how to best end financial turmoil in your life, living within your means. They define what living within your means means and how to do just that. They give practical advice like starting a spending plan, meeting with a financial coach, and planning and preparing for emergencies. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My wife and I have most of our bills paid off. What is the best way to invest at this point?

- I have a buyout coming up on a business. What is the best use of this money?

- What is your opinion on long term health care insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss how to best end financial turmoil in your life, living within your means. They define what living within your means means and how to do just that. They give practical advice like starting a spending plan, meeting with a financial coach, and planning and preparing for emergencies. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My wife and I have most of our bills paid off. What is the best way to invest at this point?

- I have a buyout coming up on a business. What is the best use of this money?

- What is your opinion on long term health care insurance?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

New Year’s Resolutions come in all shapes and sizes. Come to think of it, reducing your own size is a very popular resolution. In addition to figuring out how may pounds you want to lose, may we suggest you also consider resolving to get on a budget and become Debt-Free. Rob West and Steve Moore help you do that in a way in which you can actually succeed. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How much money should you put into a home when you’re remodeling it to live in rather than sell it?

- The New Testament speaks a lot about it being difficult to get into heaven if you’re rich, but it also says that we’re to leave an inheritance for our children. How do we reconcile the two?

- We are guardians of two children who lost their single mom. We receive a check each month for each and are trying to determine how to manage and invest the money for their future?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

New Years Resolutions come in all shapes and sizes. Come to think of it, reducing your own size is a very popular resolution. In addition to figuring out how may pounds you want to lose, may we suggest you also consider resolving to get on a budget and become Debt-Free. Rob West and Steve Moore help you do that in a way in which you can actually succeed. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How much money should you put into a home when youre remodeling it to live in rather than sell it?

- The New Testament speaks a lot about it being difficult to get into heaven if youre rich, but it also says that were to leave an inheritance for our children. How do we reconcile the two?

- We are guardians of two children who lost their single mom. We receive a check each month for each and are trying to determine how to manage and invest the money for their future?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!

Everybody knows that tomorrow is the opening of the brand new ... Tax Season! And this year promises to be a doozy. The Tax Cuts and Jobs Act passed last year put 1100 pages of changes in the tax code including an increase in the standard deduction. That change alone might mean that some who used to itemize their returns no longer will. Rob West and Steve Moore have some survival tips for you as you try to sort it all out. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How can we be wise in the way we write our wills so that when our generation passes on billions or trillions or dollars to the next generation, it won’t damage them or create strife among them?

- I want to give a $15k gift to my adult child to help pay down his mortgage. Is there a benefit in terms of mortgage interest in giving it all at once vs. giving it monthly?

- We just bought a home in Miami, FL, but also recently had a child. The money is tight, so we’re wondering if we should sell the house and rent something cheaper.

- I own my home outright. A tree fell on it. I don’t have insurance or the money to pay for it. I’m thinking of taking out a mortgage to pay for the damage, but would need insurance on the house to take out a mortgage, and probably can’t get insurance until the house is repaired. What should I do?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. As a reminder, all gifts before midnight tonight will be matched dollar for dollar. And as our way of saying thanks for any gifts of $100 or more, we’ll also send you the Financial Stewardship Bible. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Everybody knows that tomorrow is the opening of the brand new ... Tax Season! And this year promises to be a doozy. The Tax Cuts and Jobs Act passed last year put 1100 pages of changes in the tax code including an increase in the standard deduction. That change alone might mean that some who used to itemize their returns no longer will. Rob West and Steve Moore have some survival tips for you as you try to sort it all out. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How can we be wise in the way we write our wills so that when our generation passes on billions or trillions or dollars to the next generation, it wont damage them or create strife among them?

- I want to give a $15k gift to my adult child to help pay down his mortgage. Is there a benefit in terms of mortgage interest in giving it all at once vs. giving it monthly?

- We just bought a home in Miami, FL, but also recently had a child. The money is tight, so were wondering if we should sell the house and rent something cheaper.

- I own my home outright. A tree fell on it. I dont have insurance or the money to pay for it. Im thinking of taking out a mortgage to pay for the damage, but would need insurance on the house to take out a mortgage, and probably cant get insurance until the house is repaired. What should I do?

Be sure to check out our website at MoneyWise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. As a reminder, all gifts before midnight tonight will be matched dollar for dollar. And as our way of saying thanks for any gifts of $100 or more, well also send you the Financial Stewardship Bible. If you'd like to help, just go to the website and click the Donate tab at the top of the page. Thanks!