Today on Money Wise, Steve Moore and Rob West are joined by economist, Jerry Bowyer, to discuss economics in the Bible. They discuss a passage from Luke Chapter 1 where Mary learns that she is carrying the savior, Jesus and how she reacts to this news. They also discuss the economics that you can find throughout the Christmas Story. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How can you tell if you are ready to retire, financially?

-My husband and I are not on the same page with tithing. How do I handle this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West are joined by economist, Jerry Bowyer, to discuss economics in the Bible. They discuss a passage from Luke Chapter 1 where Mary learns that she is carrying the savior, Jesus and how she reacts to this news. They also discuss the economics that you can find throughout the Christmas Story. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How can you tell if you are ready to retire, financially?

-My husband and I are not on the same page with tithing. How do I handle this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Christmas is just 2 weeks away so you may have finished your shopping. On the other hand, if you’re a procrastinator, you still have time to give yourself a great big Christmas present. We’re talking about staying out of debt. It’s not too late to make this the most wonderful time of the year. Today, Rob West and Steve Moore have tips for a debt-free Christmas. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We adopted a baby and then I found out I was pregnant. People have been giving us money to help us save for their future education. Where should we put the money?

-I have a cousin who is having some major medical issues. Would it be OK to stop tithing for a while and use the money instead to help with his medical bills?

-Is tithing supposed to be a heart issue? Why do we insist on 10 percent?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Christmas is just 2 weeks away so you may have finished your shopping. On the other hand, if youre a procrastinator, you still have time to give yourself a great big Christmas present. Were talking about staying out of debt. Its not too late to make this the most wonderful time of the year. Today, Rob West and Steve Moore have tips for a debt-free Christmas. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We adopted a baby and then I found out I was pregnant. People have been giving us money to help us save for their future education. Where should we put the money?

-I have a cousin who is having some major medical issues. Would it be OK to stop tithing for a while and use the money instead to help with his medical bills?

-Is tithing supposed to be a heart issue? Why do we insist on 10 percent?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West review some of the best credit score apps. There are more than a dozen apps that let you check your score on the go, but which is best? Together, Rob and Steve review the pros and cons of some of the best. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My adult son would like to buy a new car, but he has no credit. What is the best way to do this?

-I am receiving conflicting advice on what to do with the cash value on a whole life insurance policy. Advice?

-My wife and I have been given 30wK. What is the best use of this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West review some of the best credit score apps. There are more than a dozen apps that let you check your score on the go, but which is best? Together, Rob and Steve review the pros and cons of some of the best. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My adult son would like to buy a new car, but he has no credit. What is the best way to do this?

-I am receiving conflicting advice on what to do with the cash value on a whole life insurance policy. Advice?

-My wife and I have been given 30wK. What is the best use of this money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

The Fed has been raising interest rates, and they’re threatening to do it again. That’s good news for people with money in the bond market, but bad news for stock investors and one other group that’s benefitted from the low interest rates.We’re talking about folks with credit cards. Interest rates on those accounts will likely be going up in the coming months. Today, Rob West and Steve Moore will share four rules for avoiding high credit card interest rates. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’m seeking advice on whether I should purchase a home or keep renting. I have a pension coming in and plenty of money saved up. I don’t want to throw away money on rent, but I also don’t want to spend all of my money on repairs and maintenance.

-How much should my husband and I be contributing to our 401(k)? My concern is how unreliable the markets are. How trustworthy is this as an investment option?

-My boyfriend just graduated from college. His mom paid for his tuition, plus he still lives at home. His mom thinks that he should pay a larger amount of rent than his siblings.

-We are debt free except for a home we own and are renting out. I’m looking at long-term options for paying off the house and saving for college for my children. What do you think of the 529 plan?

-My daughter is 3, and I want to open a savings account for her future. What do you recommend?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The Fed has been raising interest rates, and theyre threatening to do it again. Thats good news for people with money in the bond market, but bad news for stock investors and one other group thats benefitted from the low interest rates.Were talking about folks with credit cards. Interest rates on those accounts will likely be going up in the coming months. Today, Rob West and Steve Moore will share four rules for avoiding high credit card interest rates. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Im seeking advice on whether I should purchase a home or keep renting. I have a pension coming in and plenty of money saved up. I dont want to throw away money on rent, but I also dont want to spend all of my money on repairs and maintenance.

-How much should my husband and I be contributing to our 401(k)? My concern is how unreliable the markets are. How trustworthy is this as an investment option?

-My boyfriend just graduated from college. His mom paid for his tuition, plus he still lives at home. His mom thinks that he should pay a larger amount of rent than his siblings.

-We are debt free except for a home we own and are renting out. Im looking at long-term options for paying off the house and saving for college for my children. What do you think of the 529 plan?

-My daughter is 3, and I want to open a savings account for her future. What do you recommend?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on the importance of diversification.They also talk about paying down debt as well as how to approach a will and how it differs from a trust. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have roughly $160,000 in student debt and my annual salary is about 90% of that.Also I have about $30,000 in other debt, how do I begin paying down this other debt?

-My husband just passed and most of our assets were in his name, do I need to get a lawyer?

-What is the primary difference between a trust and a will?

-What is a spend thrift trust?

-I have a 403B and I am presently in the drop.My retirement date is a year from now, what do I do with my money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on the importance of diversification.They also talk about paying down debt as well as how to approach a will and how it differs from a trust. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have roughly $160,000 in student debt and my annual salary is about 90% of that.Also I have about $30,000 in other debt, how do I begin paying down this other debt?

-My husband just passed and most of our assets were in his name, do I need to get a lawyer?

-What is the primary difference between a trust and a will?

-What is a spend thrift trust?

-I have a 403B and I am presently in the drop.My retirement date is a year from now, what do I do with my money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.