America is the wealthiest country in the world, and yet by most surveys, well over half of us live paycheck-to-paycheck with no emergency savings. And if you’re not prepared for life’s rainy days, you might get soaked. Today, Rob West and Steve Moore tell you where you could be headed if you don’t put a little something aside each payday. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have old credit cards that we don’t use. We want to close them, but we’ve heard that if we close too many cards at the same time, it will damage our credit score.

-I’m 66 and newly married. We bought a new house together, and I’m selling my old house. I plan on putting the proceeds from the sale toward the new house, but I’ve heard that I should invest the money instead. What do you think?

-I don’t have any long-term care insurance. I’ve seen that the rates are going up. Should I invest in long-term care insurance?

-I’m going to receive $50,000. Should I put it toward my mortgage? Or should I invest it somewhere else?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

America is the wealthiest country in the world, and yet by most surveys, well over half of us live paycheck-to-paycheck with no emergency savings. And if youre not prepared for lifes rainy days, you might get soaked. Today, Rob West and Steve Moore tell you where you could be headed if you dont put a little something aside each payday. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have old credit cards that we dont use. We want to close them, but weve heard that if we close too many cards at the same time, it will damage our credit score.

-Im 66 and newly married. We bought a new house together, and Im selling my old house. I plan on putting the proceeds from the sale toward the new house, but Ive heard that I should invest the money instead. What do you think?

-I dont have any long-term care insurance. Ive seen that the rates are going up. Should I invest in long-term care insurance?

-Im going to receive $50,000. Should I put it toward my mortgage? Or should I invest it somewhere else?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West discuss some ideas on how to make your retirement money last longer. They discuss options such as what you can do without, downsizing your home, selling a vehicle, and getting rid of interest payments. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have no retirement except for social security. I would like to start a Roth. What is the best way to do this?

-Should I consider getting a new credit card even though you get a hit on your credit report when you open it?

-I am in my mid 20s and I am in school to become a financial advisor. What is the best way to start managing your credit?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss some ideas on how to make your retirement money last longer. They discuss options such as what you can do without, downsizing your home, selling a vehicle, and getting rid of interest payments. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have no retirement except for social security. I would like to start a Roth. What is the best way to do this?

-Should I consider getting a new credit card even though you get a hit on your credit report when you open it?

-I am in my mid 20s and I am in school to become a financial advisor. What is the best way to start managing your credit?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Insurance. It’s something we all need, but hope we’ll never use. Insurance gives us peace of mind and certainly can be a blessing at times. But do we take those premiums for granted? Is the coverage always worth the cost? Today, Rob West and Steve Moore have some ways to cut your insurance costs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have $25,000 in a savings account. I want to invest it somewhere so that it will grow. What’s my best option?

-My husband and I are in our early 60s. We have no debt, and we just paid off our house.

At our age, is it a good idea to buy some land a build a house to sell?

-Should I invest in a universal life policy to help in my retirement?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Insurance. Its something we all need, but hope well never use. Insurance gives us peace of mind and certainly can be a blessing at times. But do we take those premiums for granted? Is the coverage always worth the cost? Today, Rob West and Steve Moore have some ways to cut your insurance costs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have $25,000 in a savings account. I want to invest it somewhere so that it will grow. Whats my best option?

-My husband and I are in our early 60s. We have no debt, and we just paid off our house.

At our age, is it a good idea to buy some land a build a house to sell?

-Should I invest in a universal life policy to help in my retirement?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

There’s no surprise that Jesus taught on stewardship more than any other topic. How we handle money can be a gauge that measures our spiritual health. Rob West and Steve Moore welcome Kingdom Advisors co-founder, Ron Blue, who poses four key financial questions that every Christian must consider.

1.Do I believe that God owns it all?

2.Do I believe that God’s Word speaks about money?

3.Do I believe that I have enough right now?

4.Am I using the supernatural wisdom that has been given to me?

Then they answer your questions at 800-525-7000 or at [email protected] including the following:

-If retirement expenses are covered, should you take money from a TSP fund and give it to the family to cover funeral arrangements when you die, or should you purchase life insurance?

-What’s the best way to set money aside for a grandchild?

Be sure to check out the rest of our website at MoneyWiseLive.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. Thanks for your prayerful and financial support that helps keep MoneyWise Live on the air. And if you'd like to help, just click the Donate button at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Theres no surprise that Jesus taught on stewardship more than any other topic. How we handle money can be a gauge that measures our spiritual health. Rob West and Steve Moore welcome Kingdom Advisors co-founder, Ron Blue, who poses four key financial questions that every Christian must consider.

1.Do I believe that God owns it all?

2.Do I believe that Gods Word speaks about money?

3.Do I believe that I have enough right now?

4.Am I using the supernatural wisdom that has been given to me?

Then they answer your questions at 800-525-7000 or at [email protected] including the following:

-If retirement expenses are covered, should you take money from a TSP fund and give it to the family to cover funeral arrangements when you die, or should you purchase life insurance?

-Whats the best way to set money aside for a grandchild?

Be sure to check out the rest of our website at MoneyWiseLive.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. Thanks for your prayerful and financial support that helps keep MoneyWise Live on the air. And if you'd like to help, just click the Donate button at the top of the page.

They say hindsight is 2020 but that’s small comfort when you’re trying to fix some mistake you’ve already made. Too often these errors involve money, money you wish you’d kept in your wallet. Wouldn’t a little foresight be better Today, Rob West and Steve Moore share a list of things you’ll almost certainly regret doing with your money. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have a daughter who is disabled and in her late 20s. I have found a physician who will treat her, but our insurance won’t cover it. Are there other options?

-I recently retired. In the last couple of weeks, I’ve noticed a lot of people suggesting that it would be wise to redirect my 401(k) to a self-directed IRA. What do you think?

-My wife and I are in our early 30’s. We own our home outright and I have several investments. But I’m concerned about proper diversification.

-My daughter has been working for a few years, and by the time she goes to college, she’ll have about $7,000 saved up. On the FAFSA, will that money count against her?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

They say hindsight is 2020 but thats small comfort when youre trying to fix some mistake youve already made. Too often these errors involve money, money you wish youd kept in your wallet. Wouldnt a little foresight be better Today, Rob West and Steve Moore share a list of things youll almost certainly regret doing with your money. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have a daughter who is disabled and in her late 20s. I have found a physician who will treat her, but our insurance wont cover it. Are there other options?

-I recently retired. In the last couple of weeks, Ive noticed a lot of people suggesting that it would be wise to redirect my 401(k) to a self-directed IRA. What do you think?

-My wife and I are in our early 30s. We own our home outright and I have several investments. But Im concerned about proper diversification.

-My daughter has been working for a few years, and by the time she goes to college, shell have about $7,000 saved up. On the FAFSA, will that money count against her?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.