Today on Money Wise, Steve Moore and Rob West speak about the dangers of charging now and paying later. Rob West discusses why we should be skeptical of promotions like this. He talks about how companies add interest to those deals and how that will hurt you in the long run. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I leased a car. We have been trying to get someone to take over the lease for almost a year, with no luck. What is our best option at this point?

-Once a credit card has a zero balance, should I close it out or keep it open?

-My wife is going to get a settlement from a lawsuit. Do you know how much the IRS will be taking from this?

-I am 66 and retired. I have 500K in my 401K. I owe about 100K on my home. Should I pay it off from my 401k?

-Do you think the government is at fault for the high cost of college education due to the easily accessible student loans?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak about the dangers of charging now and paying later. Rob West discusses why we should be skeptical of promotions like this. He talks about how companies add interest to those deals and how that will hurt you in the long run. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I leased a car. We have been trying to get someone to take over the lease for almost a year, with no luck. What is our best option at this point?

-Once a credit card has a zero balance, should I close it out or keep it open?

-My wife is going to get a settlement from a lawsuit. Do you know how much the IRS will be taking from this?

-I am 66 and retired. I have 500K in my 401K. I owe about 100K on my home. Should I pay it off from my 401k?

-Do you think the government is at fault for the high cost of college education due to the easily accessible student loans?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

All Scripture is God-breathed and useful for teaching, rebuking, correcting and training in righteousness so that the servant of God may be thoroughly equipped for every good work. Today, Rob West and Steve Moore will discuss how that passage in 2 Timothy applies to all of life, but perhaps nowhere more than our finances, where God’s word is our final authority . They’ll discuss it with Kingdom Advisors co-founder Ron Blue. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have built a successful business and have seen profits every year. I have good IRAs in place and several properties that are paid off. I can see retirement in the near future. I don’t want to sell the company because I don’t think it will run very well without me. Should I sell stock to some of my key employees so that they will be fully invested?That will allow me to retire.

-I work for a company that offers a 401(k). We recently received notification that the program will be changing record keepers and trustees to a new plan and administrator. They have advised us that they will be going into a blackout period for a couple of months. Should I take my money out of the plan until the new administrator takes over?

-I have $14,000 in credit card debt, and my annual income is less than $14,000. Should I call a credit counseling service?

-Long-term care insurance is expensive. When should I buy and how much should I buy?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

All Scripture is God-breathed and useful for teaching, rebuking, correcting and training in righteousness so that the servant of God may be thoroughly equipped for every good work. Today, Rob West and Steve Moore will discuss how that passage in 2 Timothy applies to all of life, but perhaps nowhere more than our finances, where Gods word is our final authority . Theyll discuss it with Kingdom Advisors co-founder Ron Blue. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have built a successful business and have seen profits every year. I have good IRAs in place and several properties that are paid off. I can see retirement in the near future. I dont want to sell the company because I dont think it will run very well without me. Should I sell stock to some of my key employees so that they will be fully invested?That will allow me to retire.

-I work for a company that offers a 401(k). We recently received notification that the program will be changing record keepers and trustees to a new plan and administrator. They have advised us that they will be going into a blackout period for a couple of months. Should I take my money out of the plan until the new administrator takes over?

-I have $14,000 in credit card debt, and my annual income is less than $14,000. Should I call a credit counseling service?

-Long-term care insurance is expensive. When should I buy and how much should I buy?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Does contentment have anything to do with how much money you have? Today on Money Wise, Steve Moore and Rob West discuss how to learn to be content with God’s provision. Rob offers some questions to test yourself and see how you are doing on this subject. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I would like to convert my IRA to an ETF and then convert it to a Roth to minimize taxes. Is this wise?

-I have more debt than what I make per month. Advice?

-Should I take out a HELOC on my primary residence to pay off my rental home?

-When is leasing vs. buying a car a good idea?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Does contentment have anything to do with how much money you have? Today on Money Wise, Steve Moore and Rob West discuss how to learn to be content with Gods provision. Rob offers some questions to test yourself and see how you are doing on this subject. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I would like to convert my IRA to an ETF and then convert it to a Roth to minimize taxes. Is this wise?

-I have more debt than what I make per month. Advice?

-Should I take out a HELOC on my primary residence to pay off my rental home?

-When is leasing vs. buying a car a good idea?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Well, it’s that time of year again. Time to fill out that long form with the funny name: FAFSA. The Free Application for Federal Student Aid is often the starting point for millions of students in their quest to pay for college. It’s convenient to fill out the FAFSA online these days, but a little organization will make the job go much faster. Today, Rob West and Steve Moore have a few tipsto help you this year. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Should I tithe from my pension?

-I just turned 62. My work was offering an early retirement, which I took. I have a small pension and a small 401 (k). Should I apply for Social Security when I turn 63?

-How much money do we need for health care in our retirement years?

-I’m looking for a financial advisor. What questions should I ask as I interview potential advisors?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Well, its that time of year again. Time to fill out that long form with the funny name: FAFSA. The Free Application for Federal Student Aid is often the starting point for millions of students in their quest to pay for college. Its convenient to fill out the FAFSA online these days, but a little organization will make the job go much faster. Today, Rob West and Steve Moore have a few tipsto help you this year. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Should I tithe from my pension?

-I just turned 62. My work was offering an early retirement, which I took. I have a small pension and a small 401 (k). Should I apply for Social Security when I turn 63?

-How much money do we need for health care in our retirement years?

-Im looking for a financial advisor. What questions should I ask as I interview potential advisors?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore talk about budgeting and mortgage options to maintain already purchased homes.Also they discuss what to do about your credit cards once you have paid them off. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have an adjustable rate mortgage and I’m approaching retirement.The amount I owe has doubled, should I still try and pay off the house or should I sell it?

-I’m paying off my credit cards and I was wondering if once I’m done should I close the cards or should I leave them open?

-I just inherited a large plot of land with two homes on the property and I rent out the homes.The homes need repairs and my income does not keep up with the maintenance or property tax should I get a reversed mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore talk about budgeting and mortgage options to maintain already purchased homes.Also they discuss what to do about your credit cards once you have paid them off. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have an adjustable rate mortgage and Im approaching retirement.The amount I owe has doubled, should I still try and pay off the house or should I sell it?

-Im paying off my credit cards and I was wondering if once Im done should I close the cards or should I leave them open?

-I just inherited a large plot of land with two homes on the property and I rent out the homes.The homes need repairs and my income does not keep up with the maintenance or property tax should I get a reversed mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.