Today on Money Wise Rob West and Steve Moore discuss selling homes in an area where the market is down.They also talk about dealing with exchange rates and getting your spouse onboard with your budget. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am currently living on a budget to maintain being financially sound however my husband does not live on a budget and is a big spender.Also he is a non-believer, how do I handle this situation?

-I am about too inherent a large sum of money from a Canadian relative.The amount I will loose after the exchange rate is substantial, is there anything I could do to prevent that loss?

- My wife and I both owned our own house when we got married so now we are trying to sell her house.It has been over a year that it has been on the market with very little leads and if we make it a rental property we probably could not get the cost of the mortgage monthly in rent, what should we do?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore discuss selling homes in an area where the market is down.They also talk about dealing with exchange rates and getting your spouse onboard with your budget. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am currently living on a budget to maintain being financially sound however my husband does not live on a budget and is a big spender.Also he is a non-believer, how do I handle this situation?

-I am about too inherent a large sum of money from a Canadian relative.The amount I will loose after the exchange rate is substantial, is there anything I could do to prevent that loss?

- My wife and I both owned our own house when we got married so now we are trying to sell her house.It has been over a year that it has been on the market with very little leads and if we make it a rental property we probably could not get the cost of the mortgage monthly in rent, what should we do?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

All your bills are paid, you have money in the bank and freedom to enjoy some of the nicer things in life. In fact, life is pretty good. Or at least it should be. But something’s not quite right and you can’t put your finger on it. Could it be that despite the comfortable lifestyle, you’re still in financial bondage?Today, Rob West and Steve Moore have a checklist of danger signs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I feel overwhelmed and need to know where to start. I have student loan debt of $160,000, I have a credit card at $25,000, and I owe $200,000 on my home. What can I do?

-My husband is retiring this year, and I will soon be 66. We still have a mortgage. I know that if I defer taking my Social Security, it will go up every year I continue to work. Should I keep working? Or take my Social Security to pay off our mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

All your bills are paid, you have money in the bank and freedom to enjoy some of the nicer things in life. In fact, life is pretty good. Or at least it should be. But somethings not quite right and you cant put your finger on it. Could it be that despite the comfortable lifestyle, youre still in financial bondage?Today, Rob West and Steve Moore have a checklist of danger signs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I feel overwhelmed and need to know where to start. I have student loan debt of $160,000, I have a credit card at $25,000, and I owe $200,000 on my home. What can I do?

-My husband is retiring this year, and I will soon be 66. We still have a mortgage. I know that if I defer taking my Social Security, it will go up every year I continue to work. Should I keep working? Or take my Social Security to pay off our mortgage?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

What would it take for you to relinquish ownership of all you have all you’ll ever make? Could you turn over every aspect of your finances to someone else? No? Well, what if that someone were God? If we’re just stewards of God’s resources, then we must acknowledge that He is the rightful owner of all we possess. Today, Rob West and Steve Moore explore that challenging concept with Howard Dayton, the found of Compass. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have a teachers’ retirement that I never collected. But 4 years ago I took out a lump sum of $400. Social Security saw that and assumed that I had begun to take my retirement and are demandingthat Ipay them back. What should I do?

-I’m wondering if I should pay off my house out of my retirement account, or if I should continue making the payments?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

What would it take for you to relinquish ownership of all you have all youll ever make? Could you turn over every aspect of your finances to someone else? No? Well, what if that someone were God? If were just stewards of Gods resources, then we must acknowledge that He is the rightful owner of all we possess. Today, Rob West and Steve Moore explore that challenging concept with Howard Dayton, the found of Compass. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I have a teachers retirement that I never collected. But 4 years ago I took out a lump sum of $400. Social Security saw that and assumed that I had begun to take my retirement and are demandingthat Ipay them back. What should I do?

-Im wondering if I should pay off my house out of my retirement account, or if I should continue making the payments?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

What’s the most important relationship in your life?Many of us might say its with our spouse, our children, or perhaps a sibling. But all of those would be wrong. The most important relationship we have is with the Lord. Those other bonds are important, of course, but they lack the eternal significance of our relationship with God.Today, Rob West and Steve Moorehave some practical advice to improve that relationship. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’ve been thinking about taking some equity out of my home and paying off some debt, plus I’ve been thinking of doing some upgrades on my home. What’s your best advice for me?

-I recently retired and I want to put our money in the right place. I just heard a commercial for oil stock. What’s your opinion about investing in oil companies?

-I have a 2015 car and I’m considering dropping the full coverage insurance. When is it no longer cost effective to keep full coverage insurance?

-I am going to have a nice down payment for a home soon. I’ve heard you talk about 20% down on the program, and I’m wondering if that is an absolute rule. Can I put down less?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Whats the most important relationship in your life?Many of us might say its with our spouse, our children, or perhaps a sibling. But all of those would be wrong. The most important relationship we have is with the Lord. Those other bonds are important, of course, but they lack the eternal significance of our relationship with God.Today, Rob West and Steve Moorehave some practical advice to improve that relationship. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Ive been thinking about taking some equity out of my home and paying off some debt, plus Ive been thinking of doing some upgrades on my home. Whats your best advice for me?

-I recently retired and I want to put our money in the right place. I just heard a commercial for oil stock. Whats your opinion about investing in oil companies?

-I have a 2015 car and Im considering dropping the full coverage insurance. When is it no longer cost effective to keep full coverage insurance?

-I am going to have a nice down payment for a home soon. Ive heard you talk about 20% down on the program, and Im wondering if that is an absolute rule. Can I put down less?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Don’t look now but the Christmas shopping season is just ahead. That’s the time of year when we throw caution to the wind and the budgets out the window, even though some of us still have paid off last years’ credit card bills.Millions of Americans will go into hawk this Christmas, but you don’t have to be one of the. Today, Rob West and Steve Moore talk to Neile Simon of Christian Credit Counselors on how you can avoid Christmas debt. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have a blended family and we’ve set up a trust. I’m concerned that the correct proportion isn’t going to the right family members.

- I believe in tithing. Someone suggested that I cut back on tithing to pay an outstanding debt. What does the Bible say about this?

-We hear often how God has blessed people financially because of their tithing. But we’ve never experienced it. In fact, we have a large amount of debt. Should we catch up on our debts before we begin tithing again?

To contact Christian Credit Counselors, go towww.christiancreditcounselors.org, or call 800-557-1985 ext.4.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Dont look now but the Christmas shopping season is just ahead. Thats the time of year when we throw caution to the wind and the budgets out the window, even though some of us still have paid off last years credit card bills.Millions of Americans will go into hawk this Christmas, but you dont have to be one of the. Today, Rob West and Steve Moore talk to Neile Simon of Christian Credit Counselors on how you can avoid Christmas debt. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We have a blended family and weve set up a trust. Im concerned that the correct proportion isnt going to the right family members.

- I believe in tithing. Someone suggested that I cut back on tithing to pay an outstanding debt. What does the Bible say about this?

-We hear often how God has blessed people financially because of their tithing. But weve never experienced it. In fact, we have a large amount of debt. Should we catch up on our debts before we begin tithing again?

To contact Christian Credit Counselors, go towww.christiancreditcounselors.org, or call 800-557-1985 ext.4.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.