Today on Money Wise, Steve Moore and Rob West, speak with Michael King from the National Christian Foundation about giving the gift of stocks. They talk about non-cash assets and have to utilize those for giving. They also discuss what to avoid or watch out for when it comes to giving stock gifts. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My banker suggested that I take out a home equity loan just in case for care later on down the line. What do you think about this?

-I’ve received a bonus from work. What is the best way to pay off my credit cards with this money?

-I have been retired for about 6 years. I have a 457 Plan. Is there any advantage to keeping this money in the 457?

-Vern offers a suggestion on how to save more money by depositing money into savings vs. checking.

Find out more about the National Christian Foundation at NCFgiving.com

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West, speak with Michael King from the National Christian Foundation about giving the gift of stocks. They talk about non-cash assets and have to utilize those for giving. They also discuss what to avoid or watch out for when it comes to giving stock gifts. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My banker suggested that I take out a home equity loan just in case for care later on down the line. What do you think about this?

-Ive received a bonus from work. What is the best way to pay off my credit cards with this money?

-I have been retired for about 6 years. I have a 457 Plan. Is there any advantage to keeping this money in the 457?

-Vern offers a suggestion on how to save more money by depositing money into savings vs. checking.

Find out more about the National Christian Foundation at NCFgiving.com

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss how the raising of minimum wage across the country is affecting the rest of us, financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is long-term care insurance a good idea?

- My husband’s name is on a trust with his mother. Do we need to do something to put this into our children’s’ names?

- I have a small inheritance of 200K and it is in the bank and is doing nothing. What do you think about me putting it into CDs?

- The credit card company told me not to pay my card off and to let it expire on it’s own. Is this really better for my credit score?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss how the raising of minimum wage across the country is affecting the rest of us, financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is long-term care insurance a good idea?

- My husbands name is on a trust with his mother. Do we need to do something to put this into our childrens names?

- I have a small inheritance of 200K and it is in the bank and is doing nothing. What do you think about me putting it into CDs?

- The credit card company told me not to pay my card off and to let it expire on its own. Is this really better for my credit score?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West, Steve Moore and special guest Dale Vermillion explain their methods of obtaining mortgage while remaining biblical and prudent.Also they touch on paying off student debt while in various financial situations. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am thinking about buying a home. What do I need to consider, determining if I am financially ready?

- I recently had a surgery that has caused me to not be able to work full time, however I still have $75,000 in debt.What can I do to begin paying this off?

- My son just graduated from college with student debt.What advice can I give him to help him pay this off?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West, Steve Moore and special guest Dale Vermillion explain their methods of obtaining mortgage while remaining biblical and prudent.Also they touch on paying off student debt while in various financial situations. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am thinking about buying a home. What do I need to consider, determining if I am financially ready?

- I recently had a surgery that has caused me to not be able to work full time, however I still have $75,000 in debt.What can I do to begin paying this off?

- My son just graduated from college with student debt.What advice can I give him to help him pay this off?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If having enough money is the issue, you have two options. You can make more, or spend less. Today, Rob West and Steve Moore give you some tips on how to do the latter. Rob West offers some ways to save money that you probably have never thought of. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I always hear you guys talking about budgeting. We have a few things that we know we need to pay every month, but I have no idea how to get started on a real budget.

- If you’re going to choose to be a percentage tither, would you recommend that all of it go to your church? Or can you give a percentage to tithe and another percentage to charity?

-Can you tell me about the Roth Back Door IRA?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If having enough money is the issue, you have two options. You can make more, or spend less. Today, Rob West and Steve Moore give you some tips on how to do the latter. Rob West offers some ways to save money that you probably have never thought of. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I always hear you guys talking about budgeting. We have a few things that we know we need to pay every month, but I have no idea how to get started on a real budget.

- If youre going to choose to be a percentage tither, would you recommend that all of it go to your church? Or can you give a percentage to tithe and another percentage to charity?

-Can you tell me about the Roth Back Door IRA?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You may have heard that Jesus talked about money more than He talked about love. In fact, the only thing that Jesus talked about more than money and possessions was the Kingdom of Heaven. But Jesus tailored His message about money depending on the audience. It wasn’t one-size-fits-all. Today, Rob West and Steve Moore discuss Jesus’ teaching about money with economist Jerry Bowyer. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- When someone gets a windfall, what are the best ways to secure those funds until they can get a trusted advisor?

- I quit my medical job to take care of my mother full time. I get $1,000 per month for taking care of her. Should I report that to the IRS as income?

-I’m a retired teacher and have Medicare Advantage. I’m thinking of joining a health share program. Do those programs allow you to keep Medicare?

-My mother is thinking of leaving her life insurance policy to her five children and all of her grandchildren. The difficulty is that her children do not have equally sized families. How can she choose what is best?

Mentioned In today’s show is the book Splitting Heirs by Ron Blue.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

You may have heard that Jesus talked about money more than He talked about love. In fact, the only thing that Jesus talked about more than money and possessions was the Kingdom of Heaven. But Jesus tailored His message about money depending on the audience. It wasnt one-size-fits-all. Today, Rob West and Steve Moore discuss Jesus teaching about money with economist Jerry Bowyer. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- When someone gets a windfall, what are the best ways to secure those funds until they can get a trusted advisor?

- I quit my medical job to take care of my mother full time. I get $1,000 per month for taking care of her. Should I report that to the IRS as income?

-Im a retired teacher and have Medicare Advantage. Im thinking of joining a health share program. Do those programs allow you to keep Medicare?

-My mother is thinking of leaving her life insurance policy to her five children and all of her grandchildren. The difficulty is that her children do not have equally sized families. How can she choose what is best?

Mentioned In todays show is the book Splitting Heirs by Ron Blue.

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.