It’s easy to get discouraged when you’re trying to manage your money wisely. Maybe you’re hit by an unexpected bill, or that bonus you were counting on doesn’t come through. Then the thought creeps in: can I really trust God to provide? Today, Rob West and Steve Moore discuss what it means when we say that God will provide. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’m about 5 years from retirement and am trying to build a passive income stream with rental homes. I’m paying quite a bit per month into my retirement account. I’m wondering if should re-allocate that money to pay off my rentals more quickly.

- Is it ever appropriate to spend money on increasing your quality of life? Like putting in a new kitchen or taking an expensive vacation?

-One of my debts was sent to a collections agency. Does that mean that the collections agency bought the debt from the hospital? Someone told me that I am no longer liable for the bill because it has been paid.

-What’s the difference between Sound Mind Investing and the Timothy Plan?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its easy to get discouraged when youre trying to manage your money wisely. Maybe youre hit by an unexpected bill, or that bonus you were counting on doesnt come through. Then the thought creeps in: can I really trust God to provide? Today, Rob West and Steve Moore discuss what it means when we say that God will provide. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Im about 5 years from retirement and am trying to build a passive income stream with rental homes. Im paying quite a bit per month into my retirement account. Im wondering if should re-allocate that money to pay off my rentals more quickly.

- Is it ever appropriate to spend money on increasing your quality of life? Like putting in a new kitchen or taking an expensive vacation?

-One of my debts was sent to a collections agency. Does that mean that the collections agency bought the debt from the hospital? Someone told me that I am no longer liable for the bill because it has been paid.

-Whats the difference between Sound Mind Investing and the Timothy Plan?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Buying a home is likely the biggest decision any couple will make. Today on MoneyWise, Steve Moore and Rob West offer advice to young couples on how to avoid common mistakes when buying their first home together. They also review some startling stats on the topic. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have some gold and silver jewelry that I would like to liquidate. What is the best way to do this?

-I am a single mother of a daughter with special needs. What is the best way to set up long term care for her in case of anything happening to me?

-Our grandson is 13. Is it too late to invest for him in a 529 plan for college? If so, what is the best way to save for him?

-I am in my 50s and am a full time pastor. I have some money for retirement and I will receive money from my military retirement. My savings as dwindling now. What should I live on until I reach retirement age?

-How do I find a reputable dealer to buy gold and should it be insured in a certain way?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Buying a home is likely the biggest decision any couple will make. Today on MoneyWise, Steve Moore and Rob West offer advice to young couples on how to avoid common mistakes when buying their first home together. They also review some startling stats on the topic. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have some gold and silver jewelry that I would like to liquidate. What is the best way to do this?

-I am a single mother of a daughter with special needs. What is the best way to set up long term care for her in case of anything happening to me?

-Our grandson is 13. Is it too late to invest for him in a 529 plan for college? If so, what is the best way to save for him?

-I am in my 50s and am a full time pastor. I have some money for retirement and I will receive money from my military retirement. My savings as dwindling now. What should I live on until I reach retirement age?

-How do I find a reputable dealer to buy gold and should it be insured in a certain way?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Debt can be a little bit like your weight. If you don’t monitor it, it can sneak up on you. Today, Rob West and Steve Moore talk about some warning signs not to ignore when it comes to debt. For example, when you’re reluctant to find out just much debt you really have, you probably have a bigger debt problem than you want to admit. If you find that these warning signs apply to you, be willing to acknowledge it. If there’s some shame involved, be truthful and be willing to be accountable. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I’m 64, and we no longer have a retirement fund. I’m planning on working until I’m 70. How can I plan for my retirement?

I have two thirteen-year-old grandchildren, and I would like to begin putting some money away to help them with their college expenses. What is the best plan for savings like this?

I’m single with no dependents. There’s no one who would need my assets when I pass. How should I determine who should be the beneficiary of my will?

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Debt can be a little bit like your weight. If you dont monitor it, it can sneak up on you. Today, Rob West and Steve Moore talk about some warning signs not to ignore when it comes to debt. For example, when youre reluctant to find out just much debt you really have, you probably have a bigger debt problem than you want to admit. If you find that these warning signs apply to you, be willing to acknowledge it. If theres some shame involved, be truthful and be willing to be accountable. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

Im 64, and we no longer have a retirement fund. Im planning on working until Im 70. How can I plan for my retirement?

I have two thirteen-year-old grandchildren, and I would like to begin putting some money away to help them with their college expenses. What is the best plan for savings like this?

Im single with no dependents. Theres no one who would need my assets when I pass. How should I determine who should be the beneficiary of my will?

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on teaching your children to manage money in an age appropriate manor. They also cover topics such as when to retire and how to pay for home repairs with no savings. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- With the economy ever changing how can I determine how much longer I need to save for retirement?

-I have five years to go on my current mortgage and no savings as well as my home is in desperate need of repair.Should I get a second mortgage for these repairs or refinance?

- I work a forty-hour a week job as well as manage a farm that my family and I live on, however this is consuming all of my time to spend with the family.I do have a decent amount of equity in the farm so should I sell it to buy a modest home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what we’re up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Rob West and Steve Moore offer biblical wisdom on teaching your children to manage money in an age appropriate manor. They also cover topics such as when to retire and how to pay for home repairs with no savings. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- With the economy ever changing how can I determine how much longer I need to save for retirement?

-I have five years to go on my current mortgage and no savings as well as my home is in desperate need of repair.Should I get a second mortgage for these repairs or refinance?

- I work a forty-hour a week job as well as manage a farm that my family and I live on, however this is consuming all of my time to spend with the family.I do have a decent amount of equity in the farm so should I sell it to buy a modest home?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about what were up to. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

You’ve finished school, you’re looking for your first real job, or maybe you’re already working. You want to move out on your own and take on the world. Good for you! But are you ready to make smart financial decisions? Today, Rob West and Steve Moore will discuss those decisions that you’re making right now that will impact you for decades. Young people just starting out need to get off on the right foot financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Why do you recommend having separate accounts for business and personal? Am I missing something?

- I’m confused about the difference between first fruits and our increase. What should I base my tithing on?

-My sister is unemployed with several credit cards and a car payment. Should she call her creditors and ask for reduced or delayed payments?

-My husband and I are on a fixed income. When you can’t adjust your income, what do you do when your expenses exceed your monthly need?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve finished school, youre looking for your first real job, or maybe youre already working. You want to move out on your own and take on the world. Good for you! But are you ready to make smart financial decisions? Today, Rob West and Steve Moore will discuss those decisions that youre making right now that will impact you for decades. Young people just starting out need to get off on the right foot financially. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Why do you recommend having separate accounts for business and personal? Am I missing something?

- Im confused about the difference between first fruits and our increase. What should I base my tithing on?

-My sister is unemployed with several credit cards and a car payment. Should she call her creditors and ask for reduced or delayed payments?

-My husband and I are on a fixed income. When you cant adjust your income, what do you do when your expenses exceed your monthly need?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.