Here we are five months into 2018.If you’re like 92% of Americans, you’ve given up on your New Years resolution or soon will.According to Forbes, only 8% of us stick with our resolutions long enough to make them permanent.In today’s show, Rob and Steve discuss how to keep on track with your 2018 resolutions.
Most common resolutions according to Forbes are to lose weight and get out of debt
Take a hard look at your resolution.If you really want to achieve it, write it down and place it in plain view so you can be reminded of it and review it.
Make your goal bite-sized so can gradually move into it and you’re not overwhelmed.Can you stay on your budget for a day?Then lengthen the period and, over time, achieving your goal becomes habit.
Admit you sometimes cannot do things by yourself and that God can help you achieve your goal.
Be specific quantifying your goals and use actionable verbs to describe your goals so you know exactly what you’re looking for.
Perhaps make your goals difficult or risky so that once you achieve them, you know you’ve accomplished something and feel comfortable rewarding yourself for that.
Have a deadline to keep you on track and keep you focused.
Be an encourager with others who might be working toward their resolutions and goals for this year.
Next, Rob and Steve answer questions at (800) 525-7000 [email protected] the following:
Paul from Sunrise, Florida calls to ask if he should consider buying a van and starting his own delivery business.
Jennifer calls from Cleveland Ohio about the best way to buy a new home while keeping their old one for a period of time considering her high debt to income ratio.
Lisa, also Cleveland wants to know more about Donor Advised Funds as a means to tithe.
Michael from Tampa, Florida wonders about putting money away for his child in the form of a Roth IRA.
If God has blessed you with enough to leave some behind, how much thought have you given that?Ron Blue addresses this issue in his book Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives.In his book, Ron answers questions like:How much should you transfer? How do you treat your children with your inheritance?The same, differently or does it depend?Where do you leave your money?When do you give?Some before you die or all at your death?How do you navigate the legal and tax considerations?
Find this and other resources when you click the Store button athttps://moneywise.org.And while you’re there, please consider a financial gift by clicking the Donate tab athttps://moneywise.org.
Rob mentions this website in the show:
http://ncfgiving.com
To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29