Today on Money Wise, Steve Moore and Rob West discuss a common Shakespeare quote and how it relates to the Bible and our money. They talk about what scripture says about borrowing and lending. They also take a look at Deuteronomy 15:6 and see how it applies to the topic. Next, they speak to investing specialist, Mark Biller about the latest trends in investing and also answer your questions at (800) 525-7000 and [email protected] about the following:

- My wife is about 9 years from retirement. We have about 900K in our 401K. Should we pull back to more conservative investments?

- My wife and I own our own business. We have no personal or business debt. We tithe off of our income. We both have IRAs and have about a year’s worth of income in savings. What should be my next step?

Learn More about Mark Biller at soundmindinvesting.org.

Be sure to check out our new website at moneywise.org to connect with a Compass Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss a common Shakespeare quote and how it relates to the Bible and our money. They talk about what scripture says about borrowing and lending. They also take a look at Deuteronomy 15:6 and see how it applies to the topic. Next, they speak to investing specialist, Mark Biller about the latest trends in investing and also answer your questions at (800) 525-7000 and [email protected] about the following:

- My wife is about 9 years from retirement. We have about 900K in our 401K. Should we pull back to more conservative investments?

- My wife and I own our own business. We have no personal or business debt. We tithe off of our income. We both have IRAs and have about a years worth of income in savings. What should be my next step?

Learn More about Mark Biller at soundmindinvesting.org.

Be sure to check out our new website at moneywise.org to connect with a Compass Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Many people need help setting up a budget. One of the things that causes the most trouble is the unexpected expense. Rob West and Steve Moore explain that most expenses reallyareexpected. For example, we don’t know when the car is going to break down. But we do know it eventually will! So setting up a budget for car repairs is just a matter of planning ahead. Sometimes things do happen that are far outside of what we would expect. We need to be saving on a regular basis to help cover those expenses. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

My husband and I want to send our kids to private school. We’re wondering if it would be a good idea to sell our house to pay for their schooling.

I’m a widow and debt-free. I own a property out of state that brings me a monthly income. I’m wondering if I should sell that building.

We want to sell our house and are wondering if it would be wise to take out a home equity loan to pay for some of the projects that need to be done on the house.

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Many people need help setting up a budget. One of the things that causes the most trouble is the unexpected expense. Rob West and Steve Moore explain that most expenses reallyareexpected. For example, we dont know when the car is going to break down. But we do know it eventually will! So setting up a budget for car repairs is just a matter of planning ahead. Sometimes things do happen that are far outside of what we would expect. We need to be saving on a regular basis to help cover those expenses. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

My husband and I want to send our kids to private school. Were wondering if it would be a good idea to sell our house to pay for their schooling.

Im a widow and debt-free. I own a property out of state that brings me a monthly income. Im wondering if I should sell that building.

We want to sell our house and are wondering if it would be wise to take out a home equity loan to pay for some of the projects that need to be done on the house.

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

If you’re a savvy shopper, you probably already look for ways to save on the things you buy.You’ve got your discount codes, your rebate forms and your coupons but what if you could also get a discount on your discount?In today’s show, Rob and Steve discuss web sites you can use to save on purchases you need to make.

Grocery and pharmacy shopping-https://smartsource.comhttps://redplum.com

There are web sites that keep track of deals in your local area.https://www.couponmom.com

Web sites that offer lists of sales and printable coupons -https://retailmenot.comhttps://yourretailhelper.com

https://cardpool.comhttps://giftcardgranny.comare sites that offer discounts on branded gift cards for less than the face value of the card.

Next, Rob and Steve answer questions at (800) 525-7000 [email protected] the following:

Ann in Cleveland, Ohio calls to ask about a decision she made to give money to a real estate colleague.

Pam in Sarasota, Florida calls to ask if she should tithe on the total proceeds of a rental property before or after HOA fees.

Robert from Fairview Heights, Illinois wants to know about ways to add to his income as a disabled person.

Tom in Bartow, Florida calls to discuss his decision early in life to opt out of Social Security.

Remember you’ll find additional resources at our website.There are links for sending Rob an email, finding a Kingdom Advisors coach, and a way to find a trained and certified Kingdom Advisors professional in your area.

As a Not-for-Profit-Ministry, we depend upon the grace and generosity of listeners like you.If you’d like to join us in our mission to help Christians get out of debt, find a balanced lifestyle and increase their generosity, consider a giving financial gift.Give safely and quickly by clicking the Donate button at the top of the page athttps://moneywise.org.

Rob mentions these Bible passages and websites in today’s show:

Proverbs 3:9 - Proverbs 3:9 Honor the Lord with your wealth, with the first fruits of all your crops

https://bankrate.com

https://crossroadscareer.com

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If youre a savvy shopper, you probably already look for ways to save on the things you buy.Youve got your discount codes, your rebate forms and your coupons but what if you could also get a discount on your discount?In todays show, Rob and Steve discuss web sites you can use to save on purchases you need to make.

Grocery and pharmacy shopping-https://smartsource.comhttps://redplum.com

There are web sites that keep track of deals in your local area.https://www.couponmom.com

Web sites that offer lists of sales and printable coupons -https://retailmenot.comhttps://yourretailhelper.com

https://cardpool.comhttps://giftcardgranny.comare sites that offer discounts on branded gift cards for less than the face value of the card.

Next, Rob and Steve answer questions at (800) 525-7000 [email protected] the following:

Ann in Cleveland, Ohio calls to ask about a decision she made to give money to a real estate colleague.

Pam in Sarasota, Florida calls to ask if she should tithe on the total proceeds of a rental property before or after HOA fees.

Robert from Fairview Heights, Illinois wants to know about ways to add to his income as a disabled person.

Tom in Bartow, Florida calls to discuss his decision early in life to opt out of Social Security.

Remember youll find additional resources at our website.There are links for sending Rob an email, finding a Kingdom Advisors coach, and a way to find a trained and certified Kingdom Advisors professional in your area.

As a Not-for-Profit-Ministry, we depend upon the grace and generosity of listeners like you.If youd like to join us in our mission to help Christians get out of debt, find a balanced lifestyle and increase their generosity, consider a giving financial gift.Give safely and quickly by clicking the Donate button at the top of the page athttps://moneywise.org.

Rob mentions these Bible passages and websites in todays show:

Proverbs 3:9 - Proverbs 3:9 Honor the Lord with your wealth, with the first fruits of all your crops

https://bankrate.com

https://crossroadscareer.com

It’s something that none of us want to face: the annoying letters, the difficult phone calls, the threats of impending legal action. Bill collectors have a reputation for not behaving nicely. But the Fair Debt Collections Practices Act gives you some legal rights when it comes to dealing with debt collectors. It’s enforced by the Federal Trade Commission. Today Rob West and Steve Moore discuss the benefits of the FDCPA. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have received 2 calls from someone saying they are from the IRS. They are saying that I owe them a lot of money and are threatening to put out a warrant for my arrest. Is this legitimate?

- I published a book a few years ago, but haven’t received any royalties. I think there is something illegal going on. What do you think?

-My husband and I are in our 60s. Our son recently got divorced and he and his 3 children have moved in with us. Our son is not able to pay rent, so they are staying with us long-term. Should we buy a bigger house to accommodate everyone?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its something that none of us want to face: the annoying letters, the difficult phone calls, the threats of impending legal action. Bill collectors have a reputation for not behaving nicely. But the Fair Debt Collections Practices Act gives you some legal rights when it comes to dealing with debt collectors. Its enforced by the Federal Trade Commission. Today Rob West and Steve Moore discuss the benefits of the FDCPA. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I have received 2 calls from someone saying they are from the IRS. They are saying that I owe them a lot of money and are threatening to put out a warrant for my arrest. Is this legitimate?

- I published a book a few years ago, but havent received any royalties. I think there is something illegal going on. What do you think?

-My husband and I are in our 60s. Our son recently got divorced and he and his 3 children have moved in with us. Our son is not able to pay rent, so they are staying with us long-term. Should we buy a bigger house to accommodate everyone?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss electric and hybrid vehicles. When we factor in all of the costs, do we really save money? Rob and Steve compare electric, hybrid, and flex fuel vehicles Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m a retired schoolteacher. A few years ago, I had to have heart surgery, and I’ve been under medical care ever since. My savings is dwindling quickly, and I’m facing a shortfall each month What advice can you give me?

- I have several thousand dollars saved in my checking account. Should I pay off our school loans? Or should I invest it?

-I heard a caller say that he took 0% financing on a car loan, and I don’t think he did the right thing.

Be sure to check out our new website at moneywise.org to connect with a Compass Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss electric and hybrid vehicles. When we factor in all of the costs, do we really save money? Rob and Steve compare electric, hybrid, and flex fuel vehicles Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im a retired schoolteacher. A few years ago, I had to have heart surgery, and Ive been under medical care ever since. My savings is dwindling quickly, and Im facing a shortfall each month What advice can you give me?

- I have several thousand dollars saved in my checking account. Should I pay off our school loans? Or should I invest it?

-I heard a caller say that he took 0% financing on a car loan, and I dont think he did the right thing.

Be sure to check out our new website at moneywise.org to connect with a Compass Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.