When you’re strapped for cash or your credit cards are tapped out, leasing a heating unit or air conditioning system for your home can seem like a lifesaver. But it isn’t. Rob West and Steve Moore fill in the details for us. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I have been on disability since a fall in 2013. My 401(k) started at $89,000, but now it’s at $41,000. How do I manage the funds so this money can start earning?

I’ve decided that it’s time to set up a monthly budge. I’ve heard you talking about paying off credit cards and establishing a $1,000 emergency fund. Which one is more important?

How many repairs should we make to our home as we plan to sell it?

I don’t have a lot of debt and I’m wondering if it’s wise to purchase a home.

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

When youre strapped for cash or your credit cards are tapped out, leasing a heating unit or air conditioning system for your home can seem like a lifesaver. But it isnt. Rob West and Steve Moore fill in the details for us. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I have been on disability since a fall in 2013. My 401(k) started at $89,000, but now its at $41,000. How do I manage the funds so this money can start earning?

Ive decided that its time to set up a monthly budge. Ive heard you talking about paying off credit cards and establishing a $1,000 emergency fund. Which one is more important?

How many repairs should we make to our home as we plan to sell it?

I dont have a lot of debt and Im wondering if its wise to purchase a home.

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West discuss how Jesusstruggled with money and materialism. They discuss the passage in Luke4 where the devil tempts Jesus with the kingdoms of the world and howhe overcame the temptation. They discuss how this is applicable toour lives today. Next, theyanswer your questions at(800) 525-7000 [email protected] the following:- Ruth calls and gives her testimony of God's faithfulness: My husbandand I had a $70k mortgage and were able to pay it off in 3 years. Godprovides when you give him your first. We weren’t making much moneyduring this disciplined time but had a clear goal and the Lord hasproved his faithfulness time and time again.- I want to convert my traditional IRA to a Roth IRA. I know there aretaxes involved and want to know if the conversion is worth it.- What is the best way to invest for seniors?Be sure to check out our new website atmoneywise.orgto connect witha Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss how Jesusstruggled with money and materialism. They discuss the passage in Luke4 where the devil tempts Jesus with the kingdoms of the world and howhe overcame the temptation. They discuss how this is applicable toour lives today. Next, theyanswer your questions at(800) 525-7000 [email protected] the following:- Ruth calls and gives her testimony of God's faithfulness: My husbandand I had a $70k mortgage and were able to pay it off in 3 years. Godprovides when you give him your first. We werent making much moneyduring this disciplined time but had a clear goal and the Lord hasproved his faithfulness time and time again.- I want to convert my traditional IRA to a Roth IRA. I know there aretaxes involved and want to know if the conversion is worth it.- What is the best way to invest for seniors?Be sure to check out our new website atmoneywise.orgto connect witha Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

https://compass1.org/resources/spending-plans/

https://compass1.org/resources/calculators/

Whenever someone says It seemed like a good idea at the time you know you just about to hear a sad tale of woe and it often involves finances. In this show, Steve Moore and Rob West list some less-than-brilliant-things people do with their money so you can avoid making the same mistakes including:

-Taking out cash on your credit card

-Cosigning a loan

-Playing the lottery

-Taking out a Pay Day loan

-Renting to own

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Robert calls to ask if he should consider paying off the mortgage on a rental property or continue receiving rent to pay the mortgage.

-Marie asks if she should remove the funds from a 401(k) at her age and, if so, what she should do with those funds.

-Rob and Steve address how best to tackle catching up when nearing retirement age.

-Then Steve and Rob discuss the wisdom of keeping and repairing an older car instead of purchasing a new one.

-Finally, Rob explains how to calculate a spending plan for a growing family.

Visit our website athttps://compass1.org. There you will find the books, videos, sample budgets and many of our free helpful resources. In Howard Dayton’s book Your Money Counts you’ll discover how to unlock the power of God’s Word by learning what the Bible says about your money and applying it to your life.

Thinking of retirement, buying a house or wondering how much can borrow for a student loan? To put actual numbers to your questions instead of thoughts and feelings, visithttps://compass1.org/resources/calculators/where you can access over twenty financial calculators.

Find us on Facebook athttps://www.facebook.com/CompassFinancesGodsWay/and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

https://compass1.org/resources/spending-plans/

https://compass1.org/resources/calculators/

Whenever someone says It seemed like a good idea at the time you know you just about to hear a sad tale of woe and it often involves finances. In this show, Steve Moore and Rob West list some less-than-brilliant-things people do with their money so you can avoid making the same mistakes including:

-Taking out cash on your credit card

-Cosigning a loan

-Playing the lottery

-Taking out a Pay Day loan

-Renting to own

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Robert calls to ask if he should consider paying off the mortgage on a rental property or continue receiving rent to pay the mortgage.

-Marie asks if she should remove the funds from a 401(k) at her age and, if so, what she should do with those funds.

-Rob and Steve address how best to tackle catching up when nearing retirement age.

-Then Steve and Rob discuss the wisdom of keeping and repairing an older car instead of purchasing a new one.

-Finally, Rob explains how to calculate a spending plan for a growing family.

Visit our website athttps://compass1.org. There you will find the books, videos, sample budgets and many of our free helpful resources. In Howard Daytons book Your Money Counts youll discover how to unlock the power of Gods Word by learning what the Bible says about your money and applying it to your life.

Thinking of retirement, buying a house or wondering how much can borrow for a student loan? To put actual numbers to your questions instead of thoughts and feelings, visithttps://compass1.org/resources/calculators/where you can access over twenty financial calculators.

Find us on Facebook athttps://www.facebook.com/CompassFinancesGodsWay/and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Are you a generous giver? Is there a chance you used to be a generous giver but things have changed? If so, what happened? Lost your job, gotten into debt, or just have some doubts that God really will provide? Today Steve and Rob explore the question giving to God or trusting in God, which is harder?

Sometimes believers start out generous but from some reason, giving might change. Things that might cause this could be a change in income, burdensome debt, a major life change (divorce, illness, etc.,) or something as benign as a change in the way we pay our bills or we’re between churches. A crisis in faith, a lack of understanding why we give in the first place and materialism can also be reasons we falter at giving and all of these can rob us of the very joy of giving.

Some points to remember that will help you continue to give generously are:

-God owns everything.

-Giving is on the heart of God.

-We are the beneficiary of generous giving.

-Giving helps us lose the stronghold of money on our lives.

-We should model our generosity after God’s generosity.

-Giving begins with trusting in God.

-Make sure or motivation is right. Our giving should be completely unselfish.

Next, Steve and Rob answer questions at (800) 525-7000 and [email protected] about the following:

-Mickie calls from Elmira New York wondering if life insurance is a possibility after a diagnosis of prostate cancer.

-Melissa from St. Louis wants to know safest options when moving her husband’s retirement funds out of his current plan.

-Sarah, also from St. Louis, wonders about the best options for leasing a vehicle.

Do you have enough money? Do any of us really have enough money; how do we know what enough is? Ron Blue’s book Master Your Money: A Step-by-Step Plan for Gaining and Enjoying Financial Freedom can help answer these and other financial questions with a step by step plan for experiencing financial contentment and peace. In it, you’ll learn how to save, how to invest, how to give wisely, how to create a long term financial plan and how to get out of debt. It and many other resources are available when you click the Store button at our website https://moneywise.org .

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

In today’s show, Steve and Rob mentioned some websites. Here they are for your reference:

https://chministries.org

https://soundmindinvesting.com

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Are you a generous giver? Is there a chance you used to be a generous giver but things have changed? If so, what happened? Lost your job, gotten into debt, or just have some doubts that God really will provide? Today Steve and Rob explore the question giving to God or trusting in God, which is harder?

Sometimes believers start out generous but from some reason, giving might change. Things that might cause this could be a change in income, burdensome debt, a major life change (divorce, illness, etc.,) or something as benign as a change in the way we pay our bills or were between churches. A crisis in faith, a lack of understanding why we give in the first place and materialism can also be reasons we falter at giving and all of these can rob us of the very joy of giving.

Some points to remember that will help you continue to give generously are:

-God owns everything.

-Giving is on the heart of God.

-We are the beneficiary of generous giving.

-Giving helps us lose the stronghold of money on our lives.

-We should model our generosity after Gods generosity.

-Giving begins with trusting in God.

-Make sure or motivation is right. Our giving should be completely unselfish.

Next, Steve and Rob answer questions at (800) 525-7000 and [email protected] about the following:

-Mickie calls from Elmira New York wondering if life insurance is a possibility after a diagnosis of prostate cancer.

-Melissa from St. Louis wants to know safest options when moving her husbands retirement funds out of his current plan.

-Sarah, also from St. Louis, wonders about the best options for leasing a vehicle.

Do you have enough money? Do any of us really have enough money; how do we know what enough is? Ron Blues book Master Your Money: A Step-by-Step Plan for Gaining and Enjoying Financial Freedom can help answer these and other financial questions with a step by step plan for experiencing financial contentment and peace. In it, youll learn how to save, how to invest, how to give wisely, how to create a long term financial plan and how to get out of debt. It and many other resources are available when you click the Store button at our website https://moneywise.org .

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

In todays show, Steve and Rob mentioned some websites. Here they are for your reference:

https://chministries.org

https://soundmindinvesting.com

Debt can be a little bit like your weight. If you don’t monitor it, it can sneak up on you. Today, Rob West and Steve Moore talk about some warning signs not to ignore when it comes to debt. For example, when you’re reluctant to find out just much debt you really have, you probably have a bigger debt problem than you want to admit. If you find that these warning signs apply to you, be willing to acknowledge it. If there’s some shame involved, be truthful and be willing to be accountable. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I’m 64, and we no longer have a retirement fund. I’m planning on working until I’m 70. How can I plan for my retirement?

I have two thirteen-year-old grandchildren, and I would like to begin putting some money away to help them with their college expenses. What is the best plan for savings like this?

I’m single with no dependents. There’s no one who would need my assets when I pass. How should I determine who should be the beneficiary of my will?

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Debt can be a little bit like your weight. If you dont monitor it, it can sneak up on you. Today, Rob West and Steve Moore talk about some warning signs not to ignore when it comes to debt. For example, when youre reluctant to find out just much debt you really have, you probably have a bigger debt problem than you want to admit. If you find that these warning signs apply to you, be willing to acknowledge it. If theres some shame involved, be truthful and be willing to be accountable. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

Im 64, and we no longer have a retirement fund. Im planning on working until Im 70. How can I plan for my retirement?

I have two thirteen-year-old grandchildren, and I would like to begin putting some money away to help them with their college expenses. What is the best plan for savings like this?

Im single with no dependents. Theres no one who would need my assets when I pass. How should I determine who should be the beneficiary of my will?

Be sure to click the link above to check out our website (MoneyWise.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.