Today on Money Wise, Steve Moore and Rob West take a tongue and cheek look at the famous last words of the people who put off setting up a spending plan and the unpleasantness that sometimes follows. They talk about the peace of mind setting up a spending plan gives you and offer advice on how to do so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- What is the best way to tithe on social security?- I am 73 years old and have excellent credit. I have a whole life insurance policy of about 10K. I’ve heard it would be good to sell this when the market is up and then buy another policy with the proceeds- is this wise?- I am struggling with my daughter and her debt. We made the mistake of using equity in our home to get her out of debt. We thought bailing her out financially was saving her life. It created difficulties and stress. God has restored her life and has now brought her home. I listened and you gave another woman in a similar situation to me excellent advice and just wanted to say thank you!Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West take a tongue and cheek look at the famous last words of the people who put off setting up a spending plan and the unpleasantness that sometimes follows. They talk about the peace of mind setting up a spending plan gives you and offer advice on how to do so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- What is the best way to tithe on social security?- I am 73 years old and have excellent credit. I have a whole life insurance policy of about 10K. Ive heard it would be good to sell this when the market is up and then buy another policy with the proceeds- is this wise?- I am struggling with my daughter and her debt. We made the mistake of using equity in our home to get her out of debt. We thought bailing her out financially was saving her life. It created difficulties and stress. God has restored her life and has now brought her home. I listened and you gave another woman in a similar situation to me excellent advice and just wanted to say thank you!Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

Rob references Steven Goldbart’s book Affluence Intelligence - http://www.affluenceintelligence.com

Rob mentions one of his favorite online resources on the subject of student loans https://studentloadhero.com

Matthew 6:4-6 addresses with tithing in secret.

The Abominable Snowman, unicorns and zombies what do all these have in common and what does it have to do with money? On this issue of MoneyWise, Rob lists and expands on five myths folks may hold about finances:

I don’t make enough money to use a budget

It’s more spiritual to be poor

There’s no reason to make a will

Making more money means more wealth

Minimizing credit card cost is easy with 0% offers

Next, they answer questions at (800) 525-7000 and [email protected] on the following topics:

Rob has a student loan and wonders if he should continue paying off that loan or try to buy a house.

Max wants to know if tithing should be done openly or in secret.

Mark calls to ask if he should focus on paying his student loans or spread his resources over saving for a house, investing and continuing the loan payment.

You might be surprised to find that the Bible has a lot to say about running and managing a business. Howard Dayton’s book Business God’s Way will teach you how to achieve true success and conduct business according to biblical principles. It’s not only a book but a small group study. Find both at our website https://www.compass1.org. Connect with a Compass Coach or access our books, videos, or any of our free helpful resources there as well.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Rob references Steven Goldbarts book Affluence Intelligence - http://www.affluenceintelligence.com

Rob mentions one of his favorite online resources on the subject of student loans https://studentloadhero.com

Matthew 6:4-6 addresses with tithing in secret.

The Abominable Snowman, unicorns and zombies what do all these have in common and what does it have to do with money? On this issue of MoneyWise, Rob lists and expands on five myths folks may hold about finances:

I dont make enough money to use a budget

Its more spiritual to be poor

Theres no reason to make a will

Making more money means more wealth

Minimizing credit card cost is easy with 0% offers

Next, they answer questions at (800) 525-7000 and [email protected] on the following topics:

Rob has a student loan and wonders if he should continue paying off that loan or try to buy a house.

Max wants to know if tithing should be done openly or in secret.

Mark calls to ask if he should focus on paying his student loans or spread his resources over saving for a house, investing and continuing the loan payment.

You might be surprised to find that the Bible has a lot to say about running and managing a business. Howard Daytons book Business Gods Way will teach you how to achieve true success and conduct business according to biblical principles. Its not only a book but a small group study. Find both at our website https://www.compass1.org. Connect with a Compass Coach or access our books, videos, or any of our free helpful resources there as well.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today, Rob West and Steve discuss some of the worst college majors for employment so you’ll know what to avoid. Next, Rob and Steve answer your money questions at (800) 525-7000 and [email protected] about the following:

I recently came into an inheritance. My observation of the stock market is that it’s too high, and I’m afraid to jump in. What should I do with this money?

I have several department store credit cards. I don’t use them, and I don’t carry a balance. Someone told me that if I cancel them all, it will adversely affect my credit score. Is that correct?

My family is volunteering at a nursing home. Before they’ll allow us to begin, they are requiring that we fill out background checks, including our Social Security numbers. Should we be concerned?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today, Rob West and Steve discuss some of the worst college majors for employment so youll know what to avoid. Next, Rob and Steve answer your money questions at (800) 525-7000 and [email protected] about the following:

I recently came into an inheritance. My observation of the stock market is that its too high, and Im afraid to jump in. What should I do with this money?

I have several department store credit cards. I dont use them, and I dont carry a balance. Someone told me that if I cancel them all, it will adversely affect my credit score. Is that correct?

My family is volunteering at a nursing home. Before theyll allow us to begin, they are requiring that we fill out background checks, including our Social Security numbers. Should we be concerned?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West are joined by mortgage specialist, Dale Vermillion to discuss the top ten mortgage questions people ask. They talk about topics like credit and credit scores, conforming and nonconforming loans, the pre approval process, down payments, and closing costs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- I have a home that is way to big for me. I am 68 years old. How hard will it be for me to get another mortgage?- My wife and I have moved, but still own our previous home. That home needs a lot of work. We have a buyer interested in buying it and flipping it. He is interested in owner financing. Advice?To learn more about Dale and his book Navigating The Mortgage Maze visit dalevermillion.com.Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West are joined by mortgage specialist, Dale Vermillion to discuss the top ten mortgage questions people ask. They talk about topics like credit and credit scores, conforming and nonconforming loans, the pre approval process, down payments, and closing costs. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- I have a home that is way to big for me. I am 68 years old. How hard will it be for me to get another mortgage?- My wife and I have moved, but still own our previous home. That home needs a lot of work. We have a buyer interested in buying it and flipping it. He is interested in owner financing. Advice?To learn more about Dale and his book Navigating The Mortgage Maze visit dalevermillion.com.Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today, Rob West and Steve Moore have some tips for overqualified job hunters. Sometimes employers are worried that people who obviously could get a better-paying job will leave soon. Then the employer has to start the hiring process all over again, and that is expensive. Next, Rob and Steve answer your employment or money questions at (800) 525-7000 and [email protected] about the following:

My grandfather gave me some advice 30 years ago. He said, Don’t work for your money; let your money work for you. I’ve never had the chance to put that advice into practice until now. What’s your best advice for me to do that?

You’ve talked about the compounding benefits of long term investing. You’ve also mentioned that you could see returns near 8 percent. Where can I find an 8 percent return?

My husband and I own an S-Corp. We want to start a 401(k). Is that possible?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today, Rob West and Steve Moore have some tips for overqualified job hunters. Sometimes employers are worried that people who obviously could get a better-paying job will leave soon. Then the employer has to start the hiring process all over again, and that is expensive. Next, Rob and Steve answer your employment or money questions at (800) 525-7000 and [email protected] about the following:

My grandfather gave me some advice 30 years ago. He said, Dont work for your money; let your money work for you. Ive never had the chance to put that advice into practice until now. Whats your best advice for me to do that?

Youve talked about the compounding benefits of long term investing. Youve also mentioned that you could see returns near 8 percent. Where can I find an 8 percent return?

My husband and I own an S-Corp. We want to start a 401(k). Is that possible?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.