A bull market is a market in which prices are rising or are expected to rise. A bull market is characterized by optimism. The opposite of that is the bear market, meaning we’re headed in the other direction. Today Rob West and Steve Moore are joined by Mark Biller of SoundMindInvesting.org. They discuss how we can prepare for the next bear market. Since the market correction in February, stock investors need to be reminded that we could have a bear market any time. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I just sold my house so I can pursue a doctoral program out of state. How can I best steward the money I’ll receive from the sale so I can pay cash for my degree?

My husband will be retiring in 4 years. Our investments are currently about 45 percent in stocks with the rest in bonds and other investments. As he gets closer to retirement, should he change his investment allocations?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

A bull market is a market in which prices are rising or are expected to rise. A bull market is characterized by optimism. The opposite of that is the bear market, meaning were headed in the other direction. Today Rob West and Steve Moore are joined by Mark Biller of SoundMindInvesting.org. They discuss how we can prepare for the next bear market. Since the market correction in February, stock investors need to be reminded that we could have a bear market any time. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I just sold my house so I can pursue a doctoral program out of state. How can I best steward the money Ill receive from the sale so I can pay cash for my degree?

My husband will be retiring in 4 years. Our investments are currently about 45 percent in stocks with the rest in bonds and other investments. As he gets closer to retirement, should he change his investment allocations?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West take a look at what do with all of the credit card offers we receive in the mail. They talk about when to consider getting a new credit card, the pros and cons of getting a new credit cards, transferring funds, and . Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- Which credit card do you recommend for sky miles?- My husband is retiring, so we will be moving his 401K. Should we pay off the house with a portion of the 401k? If so, what are the tax implications?- Are there any advantages/disadvantages to purchasing a car or house insurance online?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West take a look at what do with all of the credit card offers we receive in the mail. They talk about when to consider getting a new credit card, the pros and cons of getting a new credit cards, transferring funds, and . Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- Which credit card do you recommend for sky miles?- My husband is retiring, so we will be moving his 401K. Should we pay off the house with a portion of the 401k? If so, what are the tax implications?- Are there any advantages/disadvantages to purchasing a car or house insurance online?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

No one is immune to the smell of new leather and the excitement of new technology. But auto debt is a big roadblock on the road to financial freedom. Steve Moore and Rob West tackle the issues that lead so many into unnecessary auto loans. The key is to buy a used, reliable car and drive it for a long time. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter wants to buy my second home. Should I sell it to her and finance her myself? Or should I ask her to go through a bank?

-My wife and I are looking for a house, but we feel that we’re further and further away from the reality of being able to purchase one.

-I am paying in the highest income tax bracket. What’s the best retirement plan option for me? Traditional or Roth IRA?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

No one is immune to the smell of new leather and the excitement of new technology. But auto debt is a big roadblock on the road to financial freedom. Steve Moore and Rob West tackle the issues that lead so many into unnecessary auto loans. The key is to buy a used, reliable car and drive it for a long time. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My daughter wants to buy my second home. Should I sell it to her and finance her myself? Or should I ask her to go through a bank?

-My wife and I are looking for a house, but we feel that were further and further away from the reality of being able to purchase one.

-I am paying in the highest income tax bracket. Whats the best retirement plan option for me? Traditional or Roth IRA?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

https://compass1.org/resources/spending-plans/

https://compass1.org/resources/calculators/

Whenever someone says It seemed like a good idea at the time you know you just about to hear a sad tale of woe and it often involves finances. In this show, Steve Moore and Rob West list some less-than-brilliant-things people do with their money so you can avoid making the same mistakes including:

-Taking out cash on your credit card

-Cosigning a loan

-Playing the lottery

-Taking out a Pay Day loan

-Renting to own

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Robert calls to ask if he should consider paying off the mortgage on a rental property or continue receiving rent to pay the mortgage.

-Marie asks if she should remove the funds from a 401(k) at her age and, if so, what she should do with those funds.

-Rob and Steve address how best to tackle catching up when nearing retirement age.

-Then Steve and Rob discuss the wisdom of keeping and repairing an older car instead of purchasing a new one.

-Finally, Rob explains how to calculate a spending plan for a growing family.

Visit our website at https://compass1.org. There you will find the books, videos, sample budgets and many of our free helpful resources. In Howard Dayton’s book Your Money Counts you’ll discover how to unlock the power of God’s Word by learning what the Bible says about your money and applying it to your life.

Thinking of retirement, buying a house or wondering how much can borrow for a student loan? To put actual numbers to your questions instead of thoughts and feelings, visit https://compass1.org/resources/calculators/ where you can access over twenty financial calculators.

Find us on Facebook at https://www.facebook.com/CompassFinancesGodsWay/ and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

https://compass1.org/resources/spending-plans/

https://compass1.org/resources/calculators/

Whenever someone says It seemed like a good idea at the time you know you just about to hear a sad tale of woe and it often involves finances. In this show, Steve Moore and Rob West list some less-than-brilliant-things people do with their money so you can avoid making the same mistakes including:

-Taking out cash on your credit card

-Cosigning a loan

-Playing the lottery

-Taking out a Pay Day loan

-Renting to own

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Robert calls to ask if he should consider paying off the mortgage on a rental property or continue receiving rent to pay the mortgage.

-Marie asks if she should remove the funds from a 401(k) at her age and, if so, what she should do with those funds.

-Rob and Steve address how best to tackle catching up when nearing retirement age.

-Then Steve and Rob discuss the wisdom of keeping and repairing an older car instead of purchasing a new one.

-Finally, Rob explains how to calculate a spending plan for a growing family.

Visit our website at https://compass1.org. There you will find the books, videos, sample budgets and many of our free helpful resources. In Howard Daytons book Your Money Counts youll discover how to unlock the power of Gods Word by learning what the Bible says about your money and applying it to your life.

Thinking of retirement, buying a house or wondering how much can borrow for a student loan? To put actual numbers to your questions instead of thoughts and feelings, visit https://compass1.org/resources/calculators/ where you can access over twenty financial calculators.

Find us on Facebook at https://www.facebook.com/CompassFinancesGodsWay/ and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Jesus said that the world would know us by our love for one another. But they’ll also see Christ in us by our love for the world around us. That should show up in our generosity. Today Rob West and Steve Moore discuss the Bible’s instruction about when, how, and to whom we should show our generosity. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- My 17-year-old car is starting to rust. It only has 53,000 miles on it. When repairs become more than the car is worth, is that the time to replace a car?

- We bought a new home a couple of years ago. After our daughter became sick, we discovered some issues with the home that made it uninhabitable. After completing our deed in lieu of foreclosure paperwork, we discovered that we owe the IRS an enormous amount of money. Is there any way to negate some of that tax debt?

- My husband and I are considering what to do with our estate after we pass. Do you recommend a will or a trust?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Jesus said that the world would know us by our love for one another. But theyll also see Christ in us by our love for the world around us. That should show up in our generosity. Today Rob West and Steve Moore discuss the Bibles instruction about when, how, and to whom we should show our generosity. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- My 17-year-old car is starting to rust. It only has 53,000 miles on it. When repairs become more than the car is worth, is that the time to replace a car?

- We bought a new home a couple of years ago. After our daughter became sick, we discovered some issues with the home that made it uninhabitable. After completing our deed in lieu of foreclosure paperwork, we discovered that we owe the IRS an enormous amount of money. Is there any way to negate some of that tax debt?

- My husband and I are considering what to do with our estate after we pass. Do you recommend a will or a trust?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.