Today on Money Wise, Steve Moore and Rob West take a tongue and cheek look at the famous last words of the people who put off setting up a spending plan and the unpleasantness that sometimes follows. They talk about the peace of mind setting up a spending plan gives you and offer advice on how to do so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- What is the best way to tithe on social security?- I am 73 years old and have excellent credit. I have a whole life insurance policy of about 10K. I’ve heard it would be good to sell this when the market is up and then buy another policy with the proceeds- is this wise?- I am struggling with my daughter and her debt. We made the mistake of using equity in our home to get her out of debt. We thought bailing her out financially was saving her life. It created difficulties and stress. God has restored her life and has now brought her home. I listened and you gave another woman in a similar situation to me excellent advice and just wanted to say thank you!Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West take a tongue and cheek look at the famous last words of the people who put off setting up a spending plan and the unpleasantness that sometimes follows. They talk about the peace of mind setting up a spending plan gives you and offer advice on how to do so. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:- What is the best way to tithe on social security?- I am 73 years old and have excellent credit. I have a whole life insurance policy of about 10K. Ive heard it would be good to sell this when the market is up and then buy another policy with the proceeds- is this wise?- I am struggling with my daughter and her debt. We made the mistake of using equity in our home to get her out of debt. We thought bailing her out financially was saving her life. It created difficulties and stress. God has restored her life and has now brought her home. I listened and you gave another woman in a similar situation to me excellent advice and just wanted to say thank you!Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

Do you love your pastor? Is he a good preacher, Sunday school teacher, administrator, marriage counselor and visitor of the sick? If so, you should thank him often and make sure he is paid very well. Today Rob West and Steve Moore discuss the Bible’s instruction on how to pay a pastor. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- I’ve been irresponsible with credit cards over the years, and I’m now facing a lot of debt. I’ve been told to file bankruptcy, but I’m uncomfortable with that. What do you suggest?

- We owe $20,000 on our car. We have the cash to pay it off. Is that the best use of that money?

- You have suggested in the past about transferring credit card balances to low- or no-interest cards. Do you have a list of places to try for credit card balance transfers?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Do you love your pastor? Is he a good preacher, Sunday school teacher, administrator, marriage counselor and visitor of the sick? If so, you should thank him often and make sure he is paid very well. Today Rob West and Steve Moore discuss the Bibles instruction on how to pay a pastor. Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

- Ive been irresponsible with credit cards over the years, and Im now facing a lot of debt. Ive been told to file bankruptcy, but Im uncomfortable with that. What do you suggest?

- We owe $20,000 on our car. We have the cash to pay it off. Is that the best use of that money?

- You have suggested in the past about transferring credit card balances to low- or no-interest cards. Do you have a list of places to try for credit card balance transfers?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on Money Wise, Steve Moore and Rob West discuss God's prescription for a healthy and productive life. They talk about the perfect balance between work and rest, and how important rest is to our daily lives. Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- I have just sold a home that we have been renting for about 5 years. We will net about 115K. We owe on our current home 165K. Should we apply the money we make towards our current mortgage?- I am self employed and my only debt is my home. In the last several years, I was able to build up our emergency funds. I have a Roth for myself, but hould we start a retirement fund for my spouse?- What are your tips on building a home with purchasing land, a construction loan, and down payment advice?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss God's prescription for a healthy and productive life. They talk about the perfect balance between work and rest, and how important rest is to our daily lives. Next, they answer your questions at(800) 525-7000 and [email protected] about the following:- I have just sold a home that we have been renting for about 5 years. We will net about 115K. We owe on our current home 165K. Should we apply the money we make towards our current mortgage?- I am self employed and my only debt is my home. In the last several years, I was able to build up our emergency funds. I have a Roth for myself, but hould we start a retirement fund for my spouse?- What are your tips on building a home with purchasing land, a construction loan, and down payment advice?Be sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

Today on Money Wise, Steve Moore and Rob West are joined by author,teacher, and the founder of Kingdom Advisors, Ron Blue. Together, theydiscuss best ways on how to simplify managing your money. They alsodiscuss a new tool, put together by Kingdom Advisors, to help peoplelearn how to prioritize their money based on heart, health, habits,and hope.Learn more about Kingdom Advisors and find the new 4H resource atronblueinstitute.com/fourhtoolBe sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West are joined by author,teacher, and the founder of Kingdom Advisors, Ron Blue. Together, theydiscuss best ways on how to simplify managing your money. They alsodiscuss a new tool, put together by Kingdom Advisors, to help peoplelearn how to prioritize their money based on heart, health, habits,and hope.Learn more about Kingdom Advisors and find the new 4H resource atronblueinstitute.com/fourhtoolBe sure to click the link above to check out our website(Compass1.org) to connect with a Compass Coach or access our books,videos, or any of our free helpful resources. You can also find us onFacebook (Compass - finances God's way) and get notifications aboutour weekly Facebook Live events. Thanks for your prayerful andfinancial support that helps keep MoneyWise on the air. And if you'dlike to help, just go to the website and click the Donate tab at thetop of the page.

There are some things in life that are necessities and your utilities are one of them. Just try living less than a day without electricity, water or heat and you suddenly realize how much you depend on these services and that’s why scammers are targeting you. Steve and Rob explain how to thwart scammers who falsely identify themselves as representatives from your utility company to gain access to your personal information. Things that should alert you to a spoofing call from a scammer:

-Asking you to use a prepaid credit card,

-Threatening to disconnect power or other utility service,

-Asking you for credit card or account number,

-Telling you to act fast.

Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

-Rose Mary wonders whether she should roll over her pension to a 401k with a new employer and then whether she should pay off her mortgage by borrowing from that new 401k.

-Mathew wonders if he heard Rob correctly when he recommended having 10 to 12 times one’s salary saved at the time of retirement.

-Mary would like help sticking to her budget and prioritizing expenses. Rob explains how to formulate what to work toward and Steve recommends Howard Dayton’s book Money Map available at compass1.org.

Visit compass1.org to access our books like Money Map, videos, or any of our free helpful resources. You can also find us on Facebook at https://www.facebook.com/CompassFinancesGodsWay/ and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

There are some things in life that are necessities and your utilities are one of them. Just try living less than a day without electricity, water or heat and you suddenly realize how much you depend on these services and thats why scammers are targeting you. Steve and Rob explain how to thwart scammers who falsely identify themselves as representatives from your utility company to gain access to your personal information. Things that should alert you to a spoofing call from a scammer:

-Asking you to use a prepaid credit card,

-Threatening to disconnect power or other utility service,

-Asking you for credit card or account number,

-Telling you to act fast.

Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

-Rose Mary wonders whether she should roll over her pension to a 401k with a new employer and then whether she should pay off her mortgage by borrowing from that new 401k.

-Mathew wonders if he heard Rob correctly when he recommended having 10 to 12 times ones salary saved at the time of retirement.

-Mary would like help sticking to her budget and prioritizing expenses. Rob explains how to formulate what to work toward and Steve recommends Howard Daytons book Money Map available at compass1.org.

Visit compass1.org to access our books like Money Map, videos, or any of our free helpful resources. You can also find us on Facebook at https://www.facebook.com/CompassFinancesGodsWay/ and get notifications about our weekly Facebook Live events.

Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.