Today on Money Wise, Steve Moore and Rob West are joined by author, teacher and former host, Howard Dayton to discuss the financial seasons of life. They talk about seasons including learning about money, raising money-smart children, buying a first car/home, getting out of debt, saving for retirement andlivinggenerously.Next, they answer your questions at(800) 525-7000and [email protected] about the following:

-Is it wise to use home equity for investments? Is that debt or investment?

-What are your feelings on long term care?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West are joined by author, teacher and former host, Howard Dayton to discuss the financial seasons of life. They talk about seasons including learning about money, raising money-smart children, buying a first car/home, getting out of debt, saving for retirement andlivinggenerously.Next, they answer your questions at(800) 525-7000and [email protected] about the following:

-Is it wise to use home equity for investments? Is that debt or investment?

-What are your feelings on long term care?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

From time to time you may run across a seemingly terrific bargain, only to find out later that it wasn't such a great deal after all. Finding out the hard way can be a costly and frustrating experience.

Today, Rob West and Steve Moore share a list of bogus bargains to watch out for. Next, they answer your questions at (800) 525-7000 and MoneyWise@ Compass1.org, including questions about the following:

- What can a young adult do to get a car without any established credit?

- How do you know when it's the right time to consider bankruptcy?

- How can you continue school while taking care of income needs?

Mentioned on today's program: The Navigating Your Finances God's Way study

Also mentioned: Christian Healthcare Ministries

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

From time to time you may run across a seemingly terrific bargain, only to find out later that it wasn't such a great deal after all. Finding out the hard way can be a costly and frustrating experience.

Today, Rob West and Steve Moore share a list of bogus bargains to watch out for. Next, they answer your questions at (800) 525-7000 and MoneyWise@ Compass1.org, including questions about the following:

- What can a young adult do to get a car without any established credit?

- How do you know when it's the right time to consider bankruptcy?

- How can you continue school while taking care of income needs?

Mentioned on today's program: The Navigating Your Finances God's Way study

Also mentioned: Christian Healthcare Ministries

Be sure to check out our website,Compass1.org, for a number of helpful resources (were on Facebook, too: Compass - finances Gods way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!"

Steve Moore and Rob West play a game of Who Own It? And the answer to every one of the questions is the same: God! We are stewards of God’s money, and we are required to use it properly. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My life insurance names my beneficiaries, and my will is very clear about my other assets. Is it necessary to have a trust?

-My husband and I are looking at long-term care solutions. One option is to move into a retirement community that will guarantee our long-term care. We will never own the cottage, but our monthly rent will pay for our future care. Is this a good option?

-I’m 24 and a new mom. A lot of my friends at church and on social media are getting into multi-level marketing. They invite me to parties and I feel obligated to buy from them. What do you think about this type of business?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West take atongueand cheek look at some irrational andincorrect reasons not to budget or use a spending plan.Next, they answer your questions at(800) 525-7000and [email protected] about the following:

- My husband has alzheimer's and passedaway in June. He saved wisely so we have no medical bills, but I am broke. Advice?

-How can I help my teenage daughter establish credit?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Dale Vermillion joins Steve Moore and Rob West to discuss the state of mortgages. They discuss the implications of rising interest rates and rising property values for 2018. Some markets may stabilize and correct in the coming year. They also discuss they types of mortgages that are available, and how to understand which ones to avoid. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-We moved three years ago and could not sell our home. We have a first and a second mortgage on that home. What are our options? Should we refinance?

-My wife and I have been married for a year. We would like to buy a home. Is it a good idea to get a 30- year mortgage but pay it like it’s a 15?

- I’m 68 and retired. My husband passed away last year. I want to build a small house. How much of my total net worth should I put into my home?

-Is there any reason I should not set up an automatic payment for my mortgage payment each month?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak about theimportance of financial accountability. They talk about what keeps Christians from holding each other accountablefinancially and how to change that. They also offer practical tips about how to put this in place in your life.Next, they answer your questions at(800) 525-7000and [email protected] about the following:

-My wife and I are 30 years old, andwe have some debt from nursing school. We have a mortgage and want to start a family. I have a Roth, IRA, and 403B, Should we take money from one of these to pay off debt before we start a family?

-How do I kick my kids out of the house? I told them that if they were in school, they could live at home, but would have to help out with utilities. I originally told them to pay rent, but it didn’t work out. Advice?

- What are your thoughts about gold and silver in terms of a security?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West look to Genesis to find God’s design for marriageand specifically, God’s design for finances in marriage. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- On a previous program, Rob mentioned that a credit card you’ve had for a long time is generally a better card to keep. My husband has had a card since high school, and the interest rate is really high. Should we keep it?

- I have a Roth IRA, but someone told me that I need a 401(k) also. Is that right?

- I’m receiving an inheritance from my mother’s estate. It is almost enough to pay off our mortgage and car loan. Should we use the entire amount to pay off these debts?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West offer a few cool tips to make your money stretch further. Next, they answer questions at (800) 525-7000 and [email protected] about the following:- Should one tithe on a lump sum when received or invest and then tithe on investment returns?- How should a Christian proceed after bankruptcy? What are the advantages of a revocable living trust?Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on the air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29