We've all said the words "there aren't enough hours in the day" at one time or another. But we all get the same 24 hours each day, which means how we spend them is determined by our priorities. So ... are you too busy for God? Today Rob West and Steve Moore discuss the challenges we all face when it comes to making time for the most important things in life.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- When does it make sense to liquidate rental properties to minimize debt?

- What is the best way to minimize expenses later in life ... and how can you get out of a reverse mortgage?

- Is a credit card that offers rewards in the form of airline miles (but charges an annual fee) a good idea?

Mentioned on today's program:The Navigating Your Finances God's Way study

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss the biblical parable of the Prodigal Son. They share a pre-recorded message from Dr. John Piper about loaning money to a prodigal. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I just retired and started receiving my Social Security. I’ve been tithing since 1972. Since I already tithed on the money when I first earned it, do I need to tithe on it today?

- My retirement funds are being managed by two different companies. Should I combine the money to be with one company, or should I leave it split?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss applying for credit and how to use it wisely. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Are reverse mortgages too good to be true?

- Should I use my $17k savings to refinance my home at a fixed rate and save $300/month?

- I am a nonconventional student. What percentage should I be paying to my parents and what percent should I be saving so that I don’t owe them for fall semester?

Mentioned on this program is Dale Vermillion’s book:Navigating The Mortgage Maze.

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West talk about the high price and great rewards of committing yourself to God with regard to your money and every other area of life. Next, they answer your questions at (800) 525-7000 and MoneyWise@ Compass1.org about the following:

How do you know when it's the right time to sell your home?

Is it best to invest funds for retirement until retirement age or use the cash to pay off the mortgage?

Should immediate needs and paying off your mortgage take precedence over retirement savings?

Mentioned on today's program: Howard Dayton's booksMoney and Marriage God's WayandFree and Clear.

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too:Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss what it means to be in financial bondage. Most of us probably think of debt when we hear that phrase, but it includes much more. For example it is a telltale sign if you think about money so much that it competes with your relationship with Christ. Another example is that you cannot give as generously as you would like, A third is that you are simply not content with what God has provided. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My 21-year-old grandson just moved in with us. He has Asberger Syndrome. He has gotten himself into a lot of debt. Is there a practical way we can help him?

- We’re planning on retiring soon. We’re praying about building a home. How do you determine if something like this is God’s will?

- My husband’s parents are aging. My father-in-law has Alzeimers, and my mother-in-law can’t care for him. We want to make sure the farm stays in the family. How do we transfer their property to my brother-in-law?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

When it comes to money, managing finances, staying out of (or getting into) debt, preparing for retirement, etc ... a lot comes down to who you really are; your makeup, your background, and your personality.

Today, Rob West and Steve Moore explain the importance of understanding your money personality and how understanding your own mindset can help you achieve your financial goals. Next, they answer your questions at (800) 525-7000 and MoneyWise@ Compass1.org, including questions about the following:

- What is the best way to save for your children's future and education?

-When downsizing into an apartment or condo, does it make sense to keep your old house as a rental property?

-How should you balance paying off student debt with investing for the future?

Mentioned on today's program: the Navigating Your Finances God's Way study

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West warn parents that we must teach our children about the dangers of debt. Just because the world says that credit is the way we pay for things, that is not God’s plan. Saving and buying for cash is always better. They encourage parents to become MVP parents: Model, Verbally Communicate, and Practical Opportunities. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I was recently widowed. I will be able to apply for the widow’s pension in 8 months. Should I do that or should I wait until I’m eligible for regular Social Security?

- I’m retired and the money that comes in from my 403(b) is extra. What should I be doing with that money?

- If we sell our house and make a profit, should we use the profit to pay off debt or invest in the next house?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West are joined by author, teacher and former host, Howard Dayton to discuss the financial seasons of life. They talk about seasons including learning about money, raising money-smart children, buying a first car/home, getting out of debt, saving for retirement andlivinggenerously.Next, they answer your questions at(800) 525-7000and [email protected] about the following:

-Is it wise to use home equity for investments? Is that debt or investment?

-What are your feelings on long term care?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West explain that you may not be an entrepreneur just because you want to work for yourself. There characteristics that must be present to make a successful entrepreneur. They tend to be passionate people who are highly motivated. They have a great work ethic and a readiness to be flexible. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How can we help churches understand that it’s important to encourage children to tithe?

- My wife is on medical leave, and we are down to one income. My income barely covers the bills. When we pay tithe, we can’t afford groceries. What should we do?

- My wife was given a large dividend. Should we use it on our mortgage or put it in our retirement savings?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak with author Brad Hewitt about having a new money mindset for the start of the new year. Brad Hewitt is the CEO of ThriventFinancial, a not for profit organization dedicated to helpingChristians be wise with their money and live generously.

Find out more about Brad Hewitt and his books atthrivent.com

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29