Steve Moore and Rob West are joined by Adam Levin, author of the book Swiped: How to Protect Yourself in a World Full of Scammers, Fishers, and Identity Thieves. They discuss the very real problem of identity theft and how you can protect yourself. They cover topics like:

- The implications of identity theft include: medical fraud, tax fraud, unauthorized new accounts, even someone getting a job using your social security number.

- Tips on how to keep tabs on your credit.

- Software solutions to help you manage your passwords.

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

As the classic Christian song Suzy's Diet points out, good intentions seldom survive bad surroundings. On today's program Steve Moore and Rob West discuss what the Bible says about resisting temptation when it comes to your money.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Is the federal government levying new taxes on recreational vehicles?

- What does the Bible say about doing business on Sunday?

- How do I deal with unexpected expenses in my spending plan?

Mentioned on today's program: Howard Dayton's book Free and Clear and Compass small group studies

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

When you're concerned about making ends meet, you can either increase your income or decrease your outgo. On today's program Steve Moore and Rob West offer some handy tips to help you do the latter.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What are the advantages of paying a mortgage biweekly?

- How much should you invest in company stock with your employer?

- How should you begin to implement a savings plan?

- What should you do when an acquaintance steals money from you?

- Is there anything you can do about property tax increases?

Mentioned on today's program: Howard Dayton's book Your Money Counts and the Compass Piggy Bank

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West review some key questions to determine if a financial tune up is necessary in your life. They then offer some wisdom on how to address specific financial problem areas. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I’m paying off a home. I have about 320K in assets. I owe 150K on my house. Should I pay it off now and rebank the money or just keep paying the mortgage?

- Is bankruptcy something I should look into? I had a brain tumor 3 years ago and it affected my quality of life as far as savings. I have about 17K in debt. I have a job that pays me about 1200/month. Advice?

- Should I use my 401K to pay off student loans?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today is the day we celebrate our freedom and independence as a country, and from whatever enslaves you including your money. Rob West and Steve Moore discuss the distinctions between financial independence and financial freedom, and they say it comes down to answering three important questions:

1. Who owns it?

2. How much is enough?

3. Is the next steward of our resources chosen and prepared?

In addition to asking the hard questions, Rob and Steve also answer the hard questions from our listeners at 800-525-7000 or [email protected]:

- My company retirement account managers keep trading stocks and charging fees for these trades. Can we take the money out and manage it ourselves?

- "A friend is recommending Indexed Annuities to a retired couple. Are they good or bad?

- We bought a foreclosure. Shortly after moving in, we discovered a lot of mold and my wife is having allergic reactions. Should we get out and cut our losses, renovate it so we can move in or sell, or completely tear down the house and rebuild from scratch?

Also on today’s program, a remembrance of Larry Burkett who founded Christian Financial Concepts and co-founded Crown Financial Ministries with Howard Dayton. Larry passed away on this day in 2003 having taught millions what it means to be a steward of God’s resources and to achieve True Financial Freedom.

Thanks for listening, and thanks for your prayers and financial gifts that keep this program on the air. You can give securely online by clicking the Donate tab at www.compass1.org.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise Steve Moore and Rob West review a checklist of things that you may be doing to sabotage your own home sale. They also offer advice on how to preserve as much value in your home as possible. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Would it be prudent to make a personal loan with no collateral to my children who have a business to flip houses? The interest rate would be 10%.

- I recently sold a property and I would like to invest the money in a market where I can receive returns. I am retired and my social security isn't enough.

- My wife and I both made some bad decisions when we were younger. We have several credit cards and a car loan. I have started to pay off the bills and have paid off several credit cards. I have some negative selections on my credit. Do I start by paying off the things on my credit or the credit card debt?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today, Rob West and Steve Moore discuss the Biblical practice of restitution. They look at passages from Leviticus and Luke to determine the Lord’s heart on the issue.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am finding it very frustrating to give things away. I would like to leave valuable assets to certain people when I pass on. Is there an alternative to a traditional will?

- My wife and I paid off our credit card debt and car loan of approximately 35K. What is our next step?

- I am retired and have almost $475k in a TSP. We would like to remodel our home. What is the best way to get the TSP without paying taxes?

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Dealing with financial and legal disputes can be an incredibly difficult dilemma for believers. How hard should you fight for money your owed? Or should you fight for it at all? What does God's Word say about settling disputes with other believers? What about unbelievers? Today Steve Moore and Rob West answer these questions and more.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What should you do if your student loans are in collections?

- In currency investing, such as buying the Iraqi Dinar, a wise investment?

Steve and Rob also hear a testimony from a listener about being happy without a lot of material possessions.

Mentioned on today's program: The Navigating Your Finances God's Way small group study and the Compass Money Map

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

President Franklin D. Roosevelt once said the only thing we have to fear is fear itself. Was he right? Is fear the only thing we have to fear? On today's program Steve Moore and Rob West turn to God's word for help in answering that question and reveal how those answers apply to your finances.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How do you budget and manage a highly irregular income?

- When do you have to pay capital gains tax on a home sale?

- Why only contribute to a 401k when your employer matches your contribution?

Mentioned on today's program: Compass audio books and the Financial Stewardship Bible

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West are joined by guest Brian Kluth to speak about how to be an informed giver. They also look at some data of the church in America as a whole and discuss how we need to step our game up to be more generous givers. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My wife and I are enthusiastic tithers. God has given us more than we will ever need. What is the best way to invest/save/give this money for other people?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29