It's a fact that we are living longer, on average, than our parents did. That's good news, but that means it's important to prepare not just for the long haul but for the longer haul as you move toward retirement. Today, Steve Moore and Rob West will reveal a number of key factors you should consider when planning financially for the rest of your life.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What does the Bible have to see about spending money on things you want but don't necessarily need.

- What can you do to begin paying down student debt more quickly, even if you don't have much of a monthly surplus?

- When do you have to start taking required distribution from retirement accounts and how much do you have to take?

- Should you roll 401k money from a previous employer into an IRA?

Mentioned on today's program: Howard Dayton's book: Free and Clear and the Navigating Your Finances God's Way small group study

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!"

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West talk about the importance of giving to your church and to others. They speak about Charitable Gift Annuities, what they are and how to use them. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- What are your thoughts on renters insurance?

- I own a business and I am tithing off my gross income. Is this correct?

- My wife and I are going to go on a mission trip. Is it okay to use the money that we would normally tithe to pay for this trip?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West are joined by Adam Levin, author of the book Swiped: How to Protect Yourself in a World Full of Scammers, Fishers, and Identity Thieves. They discuss the very real problem of identity theft and how you can protect yourself. They cover topics like:

- The implications of identity theft include: medical fraud, tax fraud, unauthorized new accounts, even someone getting a job using your social security number.

- Tips on how to keep tabs on your credit.

- Software solutions to help you manage your passwords.

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West speak about the improving job market and offer helpful wisdom about how to get back into the game. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Should I invest my money into land or put it into the stock market?

- How do I recognize when it is the Holy Spirit leading me to be generous?

- My credit card company says that I need to make a payment or they will cancel the card? Should I buy something to keep the card active?

- Why should you contribute to your 401K only what your company matches?

- What’s the best way to refinance student loans for your son’s education?

Mentioned on this program: crossroadscareer.org

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West debunk the myths about the job market that new college grads are facing. For example, most people believe that college grads easily find jobs. The statistics, however, prove otherwise. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My son is slowly but surely paying off his student loan. He’s very studious about paying his bills, but I’m wondering if I should help him pay off his loan.

- I’m 25 years old and I’m curious about buying a home. How much should I have saved before I buy? When is it best to buy? Should I think about buying multiple homes for investment?

- I’m going on a mission trip and am curious if I should tithe on the funds that come in to help fund the trip.

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

As you move through life, you'll often be confronted by warning signs, lights and buzzers, and if you're smart, you'll head those warnings and take action. Today Steve Moore and Rob West have a warning about that warning light on your dashboard.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- How can young people build credit?

- What can a parent do to help an adult child with student debt?

- How much allowance should you give your child for chores around the house?

- Should you consider an online real estate agent to sell your home?

Mentioned on today's program: Howard Dayton's book: Money and Marriage God's Way and the Financial Stewardship Bible.

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss what the latest numbers reveal about Americans and emergency funds and why it is vitally important to your financial health. They also offer advice for starting your emergency fund and more.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Are reverse mortgages a sound financial product?

- What could cause your house payment to regularly increase and what can you do about it?

- What should you do when a family member takes more of an inheritance than he is entitled to?

Mentioned on today's program: Howard Dayton's book: Money and Marriage God's Way and the Financial Stewardship Bible.

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West discuss the biblical parable of the Prodigal Son. They share a pre-recorded message from Dr. John Piper about loaning money to a prodigal. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I just retired and started receiving my Social Security. I’ve been tithing since 1972. Since I already tithed on the money when I first earned it, do I need to tithe on it today?

- My retirement funds are being managed by two different companies. Should I combine the money to be with one company, or should I leave it split?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today, Rob West and Steve Moore discuss the Biblical practice of restitution. They look at passages from Leviticus and Luke to determine the Lord’s heart on the issue.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- I am finding it very frustrating to give things away. I would like to leave valuable assets to certain people when I pass on. Is there an alternative to a traditional will?

- My wife and I paid off our credit card debt and car loan of approximately 35K. What is our next step?

- I am retired and have almost $475k in a TSP. We would like to remodel our home. What is the best way to get the TSP without paying taxes?

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today, Rob West and Steve Moore discuss the benefits that comes with staying in touch with your former employer. They talk about benefits like support or advice for a new role, recommendations to a future employer, and networking.

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Are there any pitfalls to agreeing to have a 300’ cell tower placed on her property?

- I am a business owner of a remodeling business. I would like to use my home equity to buy investment properties. Is this a wise idea?

- How do I keep my credit score from going down? My inquiries have brought my credit score down a lot. How do I get started on compound interest savings?

Mentioned on today's program: Howard Dayton’s book, Business God’s Way

Be sure to check out our website, Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generous financial support which allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29