Fearless Finance

"Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.” Mark Twain

Do you have the time to achieve and experience all that life has to offer. Or will you spend your final moments wishing you did things differently?

As David Henry Thoreau so famously observed, “The mass of men lead lives of quiet desperation.”

And to quote another of my favourite writers, Wayne Dyer, “Don't die with your music still inside you. Listen to your intuitive inner voice and find what passion stirs your soul”.

By getting our financial house in order we can free up more of our time to focus on the things which matter most. Rather than submitting to 40 plus years of the 9-5 grind in a job which leaves you unfulfilled, what would you do if money didn’t matter?

If you would like some help turning your financial life around, I am shortly opening up my financial liberation mentoring programme.

Over 6 weeks you will get to address your money mindset, increase your awareness, build systems, fix your credit score, deal with debt and create investments which lay the foundations for your brighter financial future.

If you are ready to make a change in your financial reality visit https://www.fearlessfinance.co/join for more details and an early bird discount

Joining me on the podcast is special guest Will Rainey.

Will is the author of the new book Grandpa's Fortune Fables: Fun stories to teach kids about money.

He left a corporate career in Hong Kong to spend more time with his family, eventually relocating to Vietnam. Will's story of family first, building and living from your assets and leading life according to your own rules if both fascinating and empowering.

He shares his 3 top tips for parents wishing to raise financially smart kids and explains the motivation behind his book and mission to help parents teach their children.

Resources mentioned:

Grandpa's Fortune Fables: Fun stories to teach kids about money.

Blue tree savings

The Richest Man in Babylon

The Four Hour Work Week

Research has shown that our thoughts and beliefs around money are largely formed before the age of 7. These beliefs collectively form our money blueprint or financial thermostat.

As author T. Harv Eker puts it: Your financial blueprint consists of a combination of thoughts, feelings and actions in the arena of money. It consists primarily on the information or “programming” you received in the past, and especially as a young child.

In this episode we discuss the 3 principal causes of money beliefs imprinted as children and how these play out in our finances as adults.

Plus 4 ways to rid yourself of negative money beliefs and start towards a brighter financial future.

Resources mentioned T Harv Eker - Secrets of the Millionaire Mind

Robert Kiyosaki - Rich Dad Poor Dad

Read my FREE GUIDE - the 7 Steps to Financial Freedom click here

What are the hidden traits of some of the world's most successful people? Are this rare breed born or made, and what lessons can we learn from them?

In this episode I lean heavily on the wisdom of Robin Sharma and his book The Everyday Hero Manifesto.

Amongst this treasure trove of tools and strategies for living your best life, Robin dedicates a chapter to uncovering the hidden traits of billionaires and I wholeheartedly recommend this, his latest book.

Read my FREE GUIDE - the 7 Steps to Financial Freedom click here

This episode explores your credit score:

Find out how small changes to your credit score can help you save hundreds or thousands in interest payments.

Example finance illustrations:

£10k loan over 5 years at 20% interest = £256 per month £5357 cost of credit

£10k loan over 5 years at 3% interest = £180 per month £770 cost of credit

A saving of £4587

£100k mortgage over 25 years at 4% = £528 per month and total of £158,351

£100k mortgage over 25 years at 3% = £474 per month and total of £142,263

A saving of £16088

Read more at the blog post mentioned fearlessfinance.co/how-to-improve-my-credit-score/

Download my FREE GUIDE - the 7 Steps to Financial Freedom click here

"Stop Living in survival mode - Reclaim the life you deserve and desire"

In part 2 of my conversation with Master Theta Healer Karen Abrams we experience a live Theta Healing session which uncovers and clears some of the common limiting beliefs around money.

Find a quiet place and set aside 15 minutes to enjoy the healing benefits for your subconscious.

Connect with Karen at thinktheta.com/ and take the 'master your money quiz' which also leads to a free Theta Healing meditation.

If you enjoyed this episode please help to spread the work.

Subscribe, rate and review

Karen Abrams is a UCLA educated, entrepreneur, Master Theta Healer, relationship expert, and gifted intuitive. She is also an award-winning international bestselling author.

She describes Theta Healing as "a simple meditation that allows you to access your subconscious mind and change damaging belief systems and release trapped emotions so you can move forward in your life quicker and easier and in alignment with who you really are".

In this episode we discuss how Theta Healing can shift unconscious beliefs and fears around money and Karen shares examples of how she has helped her clients in seemingly miraculous ways.

To find out more about Karen and her work visit https://thinktheta.com/, take part in her 'master your money' quiz and gain a free Theta Healing meditation.

P.s Look out for part 2 of this interview where we experience a live Theta Healing session

It is widely accepted that showing gratitude is a positive thing. We may say grace before a meal or encourage our children to write thank you notes for Christmas presents.

In addition, there is a growing body of evidence that an attitude of gratitude can also have a positive effect on our health, wellbeing and bank balance.

In this episode I explore scientific studies which prove the many benefits of gratitude to our health, wealth and happiness.

Join in the Gratitude Challenge for the month of October and get in touch via our social channels.

For more information on the studies mentioned please visit https://www.fearlessfinance.co/an-attitude-of-gratitude/

Welcome to the Fearless Finance podcast.

If you are looking to Fix your Money Mess, Get Interested in Investing or Building a Winning Money Mindset - congratulations you are in the right place!

Hello, I am your host Daniel Britton, best selling author, financial wellbeing coach and founder of Fearless Finance. My aim is to demystify and democratise personal finances, empowering you to make good decisions now and in the future. We'll look at money from all sides, the practical, emotional and the downright woo woo. Helping provide the knowledge, skills and mindset needed to win the money game and have a little fun along the way.

Read my FREE GUIDE - the 7 Steps to Financial Freedom click here

What is Financial Wellbeing? Can it be achieved regardless of income or is it just down to having more money? How much did you spend last month - what proportion of Americans don't know? 4 steps to improve your Financial Wellbeing 1. Awareness 2. Build systems 3. Check and improve you credit score 4. Deal with your Debt If you enjoyed this episode, please subscribe, rate and review and share with folks who may be interested. Visit us at fearlessfinance.co