Comparing Federal Employees Health Benefits (FEHB) coverage with Medicare Part B + Supplement helps retirees balance premiums, deductibles, and out-of-pocket costs while maximizing access to care.

FEHB + Part B or Medicare Part B with a Supplement — What’s the smarter retirement healthcare move for federal employees and retirees navigating rising FEHB costs and Medicare decisions? Discover how FEHB coordinates with Medicare, when Medicare Part B makes sense, and why dual coverage can change your out-of-pocket risk in retirement. 👉 Tap “Show More” to uncover key healthcare planning strategies for federal annuitants.

OPM Medicare vs FEHB Official Info: https://www.opm.gov/healthcare-insurance/medicare/medicare-vs-fehb-enrollment/
Medicare Part B Info: https://www.medicare.gov/registration-eligibility/parts-what-they-cover/part-b

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👋 WHO AM I?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.

⏱ TIMESTAMPS
0:00 Overview — FEHB + Medicare Planning
0:45 What Is FEHB and Why Does It Matter in Retirement
1:30 How Medicare Part B Works With FEHB
2:15 Costs to Consider: Part B Premiums vs FEHB Premiums
3:05 Benefits of Dual Coverage (Medicare + FEHB)
4:00 When a Medicare Supplement Might Make Sense
4:45 Coordination of Benefits and Out-of-Pocket Risk
5:30 Decision Scenarios for Different Retirees
6:15 Key Takeaways for Federal Healthcare Choices

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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