Stated as simply as possible, Income Allocation is designating a portion of your assets to provide for your retirement income. John Kuykendall and Peter discuss how to create your own Income Allocation plan!

On this program, we will examine what true financial freedom really means for folks here in Lake City, Florida and what you should be doing with your money in order to achieve your goals.

On this episode we will discuss: Timing of claiming and collecting your benefits, taxes on your benefits, penalties to your Social Security, survivorship benefits, making a good decision and maximizing your benefits, how to include Social Security as an effective part of your retirement plan, and concerns about the solvency of the Social Security system and potential options for solutions. Let's get started...

The goals of the retirement income plan are a specific subset of your total financial goals but, because these specific goals are the least understood and most often overlooked, retirement for many is left in jeopardy. On this episode of Gulf Coast Financial John Kuykendall discusses the specifics of structuring your retirement income plan for lifestyle stability throughout retirement.

Give a listen to this edition of Gulf Coast Financial today. John discusses formulating your financial goals and priorities and how you should go about the process of structuring your plan based on specific goals, rather than just the suggestion of where you can find the best rate of return (which often comes with high risk). Reflect on this information tonight as you consider your own plan. If you discover you have left any of your important goals completely unaddressed, call Gulf Coast Financial for a

Retirement today is much different than a generation ago. In general, today's retirees and pre-retirees are healthier and more active, with a much longer life expectancy, and without the guaranteed lifetime income that pensions once offered. Now more than ever, we are personally responsible for our own financial stability throughout retirement. Founder and CEO of Gulf Coast Financial, John Kuykendall discusses the improvements in retirement today and the biggest specific risks that today's retirees will

Antiquated, outdated, dangerous...These are all terms that have been used to describe the traditional model of generating retirement income. And this is probably the model that your plan is based on. Join John Kuykendall as he examines creating cash flow in retirement and how you can structure a plan to produce more stable, consistent, livable income from your assets.