FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

By Diana Galas - Financial Coach, Budgeting Expert, Money MentorEducationSelf-ImprovementHow ToCourses
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FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

  • 85 II Say NO to Eviction: 5 Easy Steps You Can Take Today to Save Money and Stay at Your Home

    SHOW NOTES:

    Are you feeling the pressure of rent due dates creeping up? In this episode, I break down five simple steps you can take right now to cut expenses, stretch your budget, and avoid the risk of eviction. Whether you’re behind on rent or just looking to stay ahead financially, these strategies will help you gain control and keep a roof over your head.

    🎧 Listen and Learn!

    Links & Resources:

    ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    ✔️ MORE EPISODES ON THIS TOPIC: Episode 74

    26 min
  • 84 II Break Free from Money Stress: Unlock Cash Flow with These 2 Simple Shifts

    SHOW NOTES:

    In today’s episode, we’re diving into two powerful shifts that can transform your cash flow and bring financial peace:

    ✅ Be intentional with every dollar – Use my simple and empowering cash-flow system to give your money a job before it disappears.

    ✅ Pay yourself first – Before bills, before expenses—because your financial future deserves to come first!

    Not sure where to start? Join my Debt-Free Budgeting Course!

    You’ll learn how to:

    ✔ Set up your emergency fund
    ✔ Create a stress-free bill pay system
    ✔ Prioritize your spending with the 2-line budget method

    This program is truly life-changing and lifesaving! Apply today here. I can't wait to hear from you!

    🎧 Happy listening!

    Links & Resources:

    ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    ✔️ MORE EPISODES ON THIS TOPIC: Episode 75

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

    22 min
  • 83 II Thriving on a Small Budget: 3 Steps to a Purpose-Driven Life with a Down Syndrome Child

    Whether you are going through any limitations that life puts you on, you are the master of unlocking your strength and potential. Your journey may look different, but that doesn’t make it any less meaningful or powerful. Every challenge you face is an opportunity to grow, to rise, and to prove—most importantly to yourself—that you are capable, resilient, and worthy of every joy life has to offer. Keep going, keep believing, and never forget that you are not alone. You are seen, you are valued, and you are more powerful than you know. But, you are out of financial resources, you do not have extra time on your hands, and you feel consumed by your predicament. You feel confused and overwhelmed. I know you’re feeling stuck, unsure of how to get out and gain control over your life. Is that what you think? You’ve got some ideas, but with everything going on, it feels impossible to sit down and make sense of it all. Here’s the solution:

    Step 1: Identify Your Purpose & Goals

    Step 2: Maximize Every Dollar with a Simple Money System

    Step 3: Stay Resilient & Keep Moving Forward

    🎧 Enjoy listening!

    Links & Resources:

    ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    ✔️ MORE EPISODES ON THIS TOPIC: Episode 74

    28 min
  • 82 II Are You Stressed to the Max and Struggling to Get By? Why You Need a Financial Coach

    Show Notes:

    How a Financial Coach Can Help You

    So, what exactly does a financial coach do? Think of me as your money BF—but one who brings a plan, a strategy, and all the support you need to get on track.

    I help you figure out what’s not working in your money life—without shame or judgment.

    I show you simple strategies to help you gain control without feeling overwhelmed.
    I help you build a realistic budget that works for your family’s unique needs.
    I keep you accountable and motivated so you don’t slip back into old habits.
    I make sure your money is working FOR you, not against you!

    And no, I’m not here to tell you to stop drinking coffee or to cut out everything fun in life. My goal is to help you create a plan that brings you financial peace—without making you feel deprived or overwhelmed!

    🎧 Happy listening! 

    Links & Resources:

    ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    ✔️ MORE EPISODES TO LISTEN: Episode 72

     

     

    25 min
  • 81 II 7 Strategies How to Avoid Feeling Overwhelmed by the Demands of Balancing Life and Money

    Show Notes: 

    Do you ever feel like you're drowning in responsibilities—juggling therapy appointments, school meetings, household tasks, and somehow trying to manage your money on top of it all? You're not alone!

    This week, I’m bringing you 7 practical, stress-free strategies to help you stay on top of your finances without adding more overwhelm to your life.

    In this episode, you’ll learn how to:

    • Simplify money management with easy, realistic steps
    • Automate finances so you have one less thing to think about
    • Avoid financial guilt while still enjoying the little things
    • Reduce stress and feel more in control of your money

      • If you’re ready to stop feeling overwhelmed and start feeling EMPOWERED in your finances, this episode is for you!

      Hit play now, and let’s make life & money easier—together! 🎧

       

      Links & Resources:

      ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      ✔️ MORE EPISODES TO LISTEN:

      Episode 80

      Episode 50

      Episode 74

       

      20 min
    • 80 II 5 Tips to Simplify Your Life by Managing Personal Finances with 2-Line Budget and Simple Stewardship Method

      Show Notes:

      Let’s be honest—being a special needs mom means you are basically a CEO of Everything. Your day is packed with therapy sessions, medical appointments, IEP meetings, meal planning, and somewhere in there, you're supposed to sleep!

      With so much on your plate, who has time for complicated budgets and endless spreadsheets? Not us! That’s why today, we’re cutting through the financial chaos and getting straight to what actually works—a simple, stress-free way to organize your money and lighten your mental load.

      What You’ll Learn in This Episode:

      ✅ Why traditional budgets fail for busy moms (and what to do instead!)

      ✅ How a simple budget can help you save money, reduce stress, and create more breathing room in your life
      ✅ The 2-minute trick that keeps you on top of your finances without the overwhelm
      ✅ The magic of a “No-Guilt Spending” category—yes, you CAN buy that iced coffee without feeling bad!
      ✅ How to create a money system that works for YOUR family’s unique needs

      This is not about deprivation or cutting out joy. It’s about making your money work FOR you, so you can focus on what truly matters—your family, your peace of mind, and your own well-being.

      So grab your favorite (probably lukewarm) coffee, take a deep breath, and let’s make managing money easy, doable, and stress-free. Because you’ve got enough on your plate—your finances don’t need to be another headache! 

      👉 Hit play now and let’s simplify your financial life, one easy step at a time! 🎧

       

      Links & Resources:

      ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      ✔️ MORE EPISODES TO LISTEN: Episode 59

       

      21 min
    • 79 II How to Deposit Paper Checks with Your Phone to Save Time and Money

      Show Notes:

      Depositing paper checks with your phone is a convenient and efficient way for busy moms to save time and money. By utilizing mobile banking apps, you can easily deposit checks from the comfort of your own home, eliminating the need to make a trip to the bank. This not only saves you time but also reduces the risk of losing or misplacing your checks.

      Additionally, depositing checks with your phone can save you money by avoiding potential fees associated with in-person check deposits or using check cashing services. With just a few taps on your phone, you can securely deposit your checks and have access to your funds faster than ever before.

      Overall, embracing technology and utilizing mobile banking apps to deposit paper checks is a smart choice for busy moms looking to streamline their finances and save valuable time and money. 

      🎧 Happy listening! 

       

      Links & Resources:

      ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE CALL: book your Clarity Call  https://dianagalas.com/call

      ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat 

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      ✔️ MORE EPISODES TO LISTEN: Episode 48

       

      17 min
    • 78 II 3 Common Pitfalls to Avoid When Trying to Instill Financial Discipline Through Budgeting

      SHOW NOTES:

      Budgeting should be a tool that works for you, not a source of stress! In this episode, we’re breaking down three common budgeting pitfalls that can hold you back—and how to overcome them. Whether you’re just starting out or looking to refine your money management, these practical tips will help you budget confidently and flexibly.

      • Learn why your budget should be tailored to your lifestyle, not a one-size-fits-all approach.
      • Discover how setbacks are just feedback and why adjusting your plan is key to long-term success.
      • Shift your mindset from scarcity to control and make budgeting a tool for freedom, not frustration.

        • Listen Now & Take Charge of Your Budget! 🚀

        Allie Levanway (Alva Leigh), the songwriter – check her album here and listen on Spotify:

        https://open.spotify.com/artist/0Gfyhc754mTJyx0XAxXnD5?si=Zez-TIKuTuWeolLGh1DPaA

         

        Links & Resources:

        ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

        ✔️ FREE CALL: book your Clarity Call  https://dianagalas.com/call

        ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat 

        ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

        ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

        ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

        ✔️ MORE EPISODES TO LISTEN: Episode 26

         

        21 min
      • 77 II 4 Steps to Turn Your Debt-Free Journey into a Financial Freedom Plan with a Simple 2-Line Budget

        Show Notes:

        In today’s episode, we’re diving into how to transform your debt-free journey into a roadmap for lasting financial freedom using a simple 2-line budget. Whether you’ve recently crushed your debt or are on your way, this episode will show you how to take the next step—building savings, investing, and staying in control of your financial future. Enjoy!

        Apply for Debt-Free-Budgeting Course Waitlist Now:  Click Here or visit www.dianagalas.com

        Learn more:  www.dianagalas.com 

        Schedule a Free Breakthrough Call right here: https://tidycal.com/dianagalas/15-minute-meeting

        Become an Insider here: https://dianagalas.com/newsletter

        Join FB here: https://bit.ly/timeforfacebook or search for Simple Money Systems Facebook Group

        Quick chat: DM on my Instagram by clicking here

         

        14 min
      • 76 II Transform Finances from Chaos to Control by Prioritizing Debt with The Power of Clean and Simple 2-line Budget

        Show Notes:

        Learn how to create your powerful vision board! In this episode, I walk you through five simple steps to turn your goals into a daily source of motivation. Whether you’re paying off debt, building new habits, or chasing big dreams, this guide will help you clarify your vision, stay inspired, and take action toward the life you want. Get ready to visualize success and make it happen! Have fun!

        Episode #72: How to Create Vision Board

        Apply for Debt-Free-Budgeting Course Waitlist Now:  Click Here or visit www.dianagalas.com

        Learn more:  www.dianagalas.com 

        Schedule a Free Breakthrough Call right here: https://tidycal.com/dianagalas/15-minute-meeting

        Become an Insider here: https://dianagalas.com/newsletter 

        Join FB here: https://bit.ly/timeforfacebook or search for Simple Money Systems Facebook Group

        Quick chat: DM on my Instagram by clicking here

        18 min

      About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

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