FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

By Diana Galas - Financial Coach, Budgeting Expert, Money MentorEducation Self-Improvement How To Courses

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

July 07, 2025105 II 2 Simple Routines To Love Savings and Make Money Feel Peaceful Not Painful
SHOW NOTES:
What if saving money didn’t feel like pressure, guilt, or overwhelm—but something you actually enjoyed?
In this episode of Simple Money Systems, we’re breaking down two powerful (yet simple!) routines that can help you build confidence, spend with intention, and create a peaceful rhythm with your money. No complicated budgeting. No all-or-nothing pressure. Just small, consistent steps that make a big difference.
You’ll learn how to turn your weekly and monthly money check-ins into a calm, empowering ritual—and why a nightly “Honor Hour” can completely shift how you feel about spending and saving.
Whether you're trying to save more, stop feeling behind, or just want to connect more with your financial goals, this episode will help you get there—with ease.

What You’ll Learn:
Why saving doesn’t have to feel like restriction or deprivation
How a quick weekly money check-in can keep you on track without stress
What a monthly money reflection looks like—and why it builds momentum
How to make your “Honor Hour” feel like cozy, intentional self-care
Why this approach actually works (hint: no more relying on willpower!)
One small action you can take tonight to start your new money rhythm
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
18 min
July 03, 2025104 II How to save money and spend less with these simple 2 ways busy moms love
SHOW NOTES:
In today’s episode, we explore two powerful, simple, and actionable strategies to help you start saving money and spending less—without sacrificing the things that matter most. Whether you're juggling life with a special needs child or just trying to make ends meet, these two techniques will help you create financial peace and start living the life you deserve, right now.
What You’ll Learn in This Episode:
Set Daily Spending by Observing Your Morning Power Hour
Why your morning routine can directly impact how much money you save.
The importance of taking just a few minutes each morning to plan your spending and set goals for the day.
How this small habit can help you avoid impulsive buying and stick to your financial goals.
Find Affordable, Wholesome Alternatives
How to embrace more affordable and wholesome alternatives without sacrificing quality of life.
Tips on budget-friendly activities, meal prepping, and ways to make everyday choices more cost-effective.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
25 min
June 30, 2025103 II 3 Powerful Daily Money Strategies to Instantly Cut Spending & Boost Savings Without Sacrifice
SHOW NOTES:
Today we’re tackling that head-on with three simple, real-life money habits that can help you take back control of your spending and start saving with ease.
In this episode, we’re diving into:
Why daily money check-ins are a game changer
How to align your spending with your biggest goals
The surprising freedom that comes from setting smart spending limits
These aren’t complicated systems—they’re small, doable habits that fit into real life (yes, even the busy kind). Plus, I’m sharing a mindset shift that will change the way you think about saving money—because saving isn’t about restriction, it’s a skill you build over time.
💡 What You’ll Learn:
The power of daily spending awareness and how it boosts your confidence
How emotional vs. intentional spending impacts your financial progress
A super practical way to create a “fun money” system that works
Real examples from everyday people who’ve saved big by shifting their habits
One action you can take tonight to get started
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
21 min
June 26, 2025102 II Meal Plan Like a Pro: Eat Healthy, Shop Smart, and Save Big on Time and Money
SHOW NOTES:
Struggling with last-minute dinners, wasted groceries, and blowing your food budget? This episode is for you! In Meal Plan Like a Pro, I'm breaking down 7 steps to help you meal plan efficiently, grocery shop strategically, and meal prep without the overwhelm.
✅ Eat healthier
✅ Save time
✅ Reduce food waste
✅ Spend less money
Whether you’re a busy parent, a working professional, or just tired of the “what’s for dinner?” panic, this episode gives you practical tools to take control of your kitchen without the stress.
What You’ll Learn:
How to create a weekly meal framework that saves time
The 1-day shopping strategy to simplify your week
How to prep once and eat well all week
Smart grocery shopping tips that keep money in your wallet
…and much more!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course The discount code: HALFOFF
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
21 min
June 23, 2025 101 II How Debt-Free Budgeting Transformed Me Into a Better Mom, Wife, Professional, and Person
SHOW NOTES:
In this episode, we dive deep into the life-changing Debt-Free Budgeting Course and explore how this journey is transforming lives — one budget at a time. From getting clear on your financial picture to mastering the mindset that leads to financial freedom, this course has helped thousands of people not just eliminate debt, but become better versions of themselves including me.
💛 Happy listening!
The discount code: HALFOFF
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

34 min
June 19, 2025 100 II 6 Steps to Organize Messy Money and Mindset with Debt-Free Budgeting Course
SHOW NOTES:
In this milestone 100th episode, we’re celebrating YOU and the incredible journey we’ve been on together. I’m reflecting on how podcasting has not only changed my mindset but also helped me improve my own finances. Plus, I’m sharing some exciting news—a special 50% off discount on the course that’s designed to help you transform your life, reduce debt, and start building the life you deserve!
This episode is all about embracing a debt-free lifestyle, getting organized with your finances, and the simple, yet powerful changes that can happen when you take control of your money mindset. I’ll also dive into some personal testimonies from students who’ve gone through the course and experienced huge shifts in their financial journey.
Get ready for actionable tips, a game-changing 2-line budget method, and motivation to face your debt head-on! By the end of this episode, you'll know exactly how to keep moving forward with clarity, purpose, and excitement!
💛 Happy listening!
The discount code: HALFOFF
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
29 min
June 16, 202599 II How the Power of One Step with Cerebral Palsy Helped Build a Million-Dollar Mindset with Danielle Shanks
SHOW NOTES:
In this powerful and uplifting episode, we sit down with Danielle Shanks—a thriving mom, grandmother, and unstoppable investor who lives each day with cerebral palsy but refuses to let it define her limits. Danielle opens up about her journey of building wealth from the ground up, managing money with intention, and leaving a legacy that inspires her family and community. Her story is one of courage, discipline, and vision. Whether you’re at the beginning of your financial journey or feeling stuck, Danielle’s wisdom will show you what’s possible with faith, grit, and a clear plan. If you want to connect with Danielle, please write to me at [email protected]
There are 10 takeaways from this episode:
Educate yourself is the first step to financial breakthrough
Connect with the right people to grow faster and smarter
The power of saving a little—and watching it grow
Outgrow your pension check
Use your willpower to stay consistent, even on hard days
Manage your money wisely by respecting every dollar
The importance of being persistent and not waiting for the “perfect time”
Start investing with just $100
Your story and progress can inspire a legacy
A new perspective on being “stubborn”—how Danielle turned it into a superpower
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
29 min
June 12, 202598 II Where Did the Money Go – A Guide to Tracking Cash Without Losing Your Mind
SHOW NOTES:
Does money feel like it’s constantly slipping through your fingers, no matter how hard you try? You’re not alone. In this episode of the Simple Money Systems Podcast, we’re diving into the real reasons why so many people—especially special needs moms—feel overwhelmed and out of control when it comes to their finances.
In this episode, we’ll talk about:
Emotional spending and “survival mode” swipes
What cash outflow really means (without the jargon!)
The top 5 common “mom money leaks” and how to spot yours
An easy money tracking method that won’t make you cry
How to turn financial clarity into real, joyful control
You’ll walk away with fresh insight, simple action steps, and a gentle reminder that you’re not behind—you’re just getting started, and you’re doing an amazing job! Grab your favorite colors and get ready!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
19 min
June 09, 2025 97 II Debt-Free and Confident: How Ditching Debt Unlocks Your Power (Step by Step)
SHOW NOTES:
When you ditch debt, something wild happens…
You don’t just get your money back – you get YOU back.
🔥 Your confidence
🔥 Your clarity
🔥 Your choices
You wake up your inner Lion – and she’s not playing small anymore. No more begging for breaks or borrowing peace. You are focused, fearless, and finally FREE.
❤️ You move different.
❤️ You think different.
❤️ You build different.
Because when you embrace a debt-free life… You become powerful in the best way possible.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
24 min
June 05, 2025 96 II The Power of the Step-by-Step: How Simple Instructions Lead to Big Financial Wins
SHOW NOTES:
In this episode, we break down The Power of the Step-by-Step and how following simple, actionable instructions can lead to big financial victories. Whether you're aiming to tackle debt, grow your savings, or start investing, we discuss the importance of taking small, manageable steps to make lasting financial progress. Tune in to learn how a step-by-step approach can help you move from feeling overwhelmed to feeling empowered, all while building a solid foundation for your financial future. If you've been looking for clarity on how to achieve your financial goals, this episode is packed with practical tips and real-world examples to get you on the right track.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
19 min

About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

From the publisher's feed

⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!

Are you tired of living paycheck to paycheck? Has caring for your family left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?

Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your family’s needs without guilt, confusion, or constant sacrifice?

If you’re ready to grow your finances so you can protect your family’s future and finally make room for your own, welcome to the Financial Planning for Working Moms Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.

I’m Diana, a financial coach, budgeting specialist, and a mom to four children. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms with real family needs.

Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.

Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:

⭐ Take control of your paycheck
⭐ Master budgeting without burnout
⭐ Have always enough to plan your dreams
⭐ Grow savings and build financial stability
⭐ Create a life you love

If you want peace over perfection, a simple money system over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.

What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.

Welcome to Financial Planning! Press “Play”

NEXT STEP:

1. Book your 1:1 coaching with Diana. Unlock your financial stability to feeling better and to get your finances back on track - and learn how financial coaching can get you there: https://dianagalas.com/coaching

Have questions? Email me: [email protected]

Great Listen For: Financial Planning, Budgeting, Money Management, Personal Finance, Financial Goals, Working Moms, Debt Free Journey, Saving Money, Paycheck To Paycheck, Budgeting Tips, Save Money, Financial Stability, Simple Budget, Budgeting For Beginners, Dream Big, Financial Freedom, Home Finances, Women And Money, Money Mindset, Money Tips, Money Saving Tips, Financial Peace, Money Stress, Debt Payoff, Credit Card Debt, Debt Free, Debt Management, Financial Wellness, Debt Payoff Plan, Working Mom Life, Debt Free Living, Debt Consolidation, Debt Repayment Plan, Debt Free Goals, Working Mom Money, Financial Anxiety, Financial Peace, Stewardsheip, Debt, Savings, Debt Solutions, Debt Relief

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FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship