FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

By Diana Galas - Financial Coach, Budgeting Expert, Money MentorEducationSelf-ImprovementHow ToCourses
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FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

  • 125 II Prosperity with Not a perfect Budgeting Skills with a Step-by-Step Guide to Hitting Your Money Goals Fast

    SHOW NOTES:

    In this episode, we dive into the powerful transition from perfectionism to prosperity. If you’ve ever felt paralyzed by the idea of doing everything perfectly — whether it’s budgeting, saving, or managing debt — you’re not alone. Host Diana Galas shares a personal story about her own struggle with perfectionism and how it nearly kept her from taking action on her finances. You’ll learn how to break free from the need for a "perfect" moment and start taking small, practical steps toward financial freedom. From creating a simple, two-line budget to automating your bills and celebrating small wins, this episode is packed with actionable tips for moms who need a doable, no-pressure approach to managing their money. Don’t wait for everything to be perfect — start today, and build momentum toward your financial goals!

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

    18 min
  • 124 II How This Financial Planning Method Help Finding Your Money Peace with 2 Money Routines for Financial Mental Balance

    SHOW NOTES:

    In today’s episode, we’re talking about how to restore emotional, physical, spiritual, and mental balance — even when life feels overwhelming. I’ll walk you through two simple daily systems, the Power Hour in the morning and the Honor Hour at night, that help you realign with God’s peace, recharge your strength, and stay grounded in faithful stewardship. You’ll see how these rhythms not only nurture your spirit but also bring clarity to your money management, so you can walk in confidence, purpose, and balance.

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

    24 min
  • 123 II How to Organize Family Finances and Manage Money the Smart Way With Simple Budgeting

    SHOW NOTES:

    In this episode of Simple Money Systems, we broke down the 2-Line Budgeting Method in the most practical way—starting with your inflow, sorting your needs and wants, and learning how to create a money funnel that actually works for you. You’ll learn how to identify value-add wants, organize daily spending, and build systems for bills that bring peace instead of pressure. Plus, I share a little bit of my own dream-come-true story—and how you can begin funding yours, too. 💛 Ready to simplify your money and start building a budget you’ll actually love? Hit play, grab your notes, and let’s take the next step together.

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

    25 min
  • 122 II How Simple Budgeting Works When Planning Financial Goals as a Working Mom

    SHOW NOTES:

    In this episode, I’m breaking down the 2-Line Budgeting Method—a simple, stress-free way to manage money without endless spreadsheets or complicated categories. You’ll learn why traditional budgets often fail, how two easy lines can give you clarity and freedom, and the surprising shift that turns money from a trap into a tool for reaching your goals. Plus, I’ll share how to make budgeting feel joyful with quick weekly “money dates” that actually keep you motivated. If you’ve ever felt overwhelmed by budgeting, this episode will show you a fresh, doable path forward.

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

    20 min
  • 121 II 3 Financial Tips How to Manage Money when You Are Running on Empty (Step by Step) with simple budgeting for working moms

    SHOW NOTES:

    Feeling drained, stretched thin, and running on empty? You’re not alone—and your money management doesn’t have to suffer because of it. In this episode, I’m sharing 3 practical tips to help you manage your finances even when your energy tank feels completely empty.

    1. Do a 2-minute money reset.

    2. Create a Yes List instead of a No List.

    3. Always budget with a little bit of rest first.

    From creating tiny money habits that don’t add to your mental load, to setting up simple systems that work on autopilot, and even learning how to give yourself financial breathing room, these insights are designed especially for busy moms navigating everyday challenges. Tune in to discover how to make your money work for you—even in your hardest seasons.

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

     

    15 min
  • 120 II Discover What Financial Peace Means by Asking Yourself This One Question to Reduce Financial Overwhelm

    SHOW NOTES:

    Ever feel like money stress is taking over your life? In this episode, we’re digging into one simple, life-changing question that can completely shift how you relate to your finances:

    “If money wasn’t a stressor in my life, what would I be doing differently?”

    I’ll share my personal late-night turning point at the kitchen table, when asking this question sparked the creation of the Simple Money System and helped me move from overwhelm to clarity. You’ll learn how a simple 2-line budget can support your life—not control it—and how small, practical steps can give you confidence, focus, and momentum with your money. If you’re ready to stop stressing and start gaining insight into what truly matters, this episode is your guide to taking that first gentle, powerful step.

    💛 Happy listening!

    Links & Resources:

    ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

    ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

    ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

    ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

    ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

    ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

    👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

     

    18 min
  • 119 II How to Turn Financial Fear into Financial Peace with a Simple Budgeting Method as a Working Mom

    SHOW NOTES:

    In this podcast episode, we learn how to stop being scared about money and start feeling good about it! Here’s what we talked about:

    1. Name Your Fears: Say what makes you worried about money, like being scared of debt. This helps make those fears smaller.

    2. Change Your Thoughts: Instead of saying “I can’t get out of debt,” think “I’m making a plan to pay it off.” What we tell ourselves is important!

    3. Use Fear as Energy: Fear can help you take action. Let your worries push you to be stronger and do better.

    4. Set Clear Goals: Make simple, clear goals, like saving a little money each month. Knowing what you want to achieve helps you stay on track.

    5. Be Ready for Problems: Sometimes things go wrong, like having to pay an unexpected bill. That’s okay! Make a plan to handle these problems and keep going.

    6. Think You Can Learn: Instead of saying “I can’t do this,” say “I’m learning how to manage my money.” Every mistake is a chance to learn something new.

    7. Celebrate Your Wins: Whether it’s a big or small success, like saving some money, take time to celebrate! This makes you feel good and encourages you to keep going.

    8. Have Fun with Small Goals: Break big goals into smaller steps and enjoy each little victory. The more you do this, the more fun it will be!

      By following these steps, you can turn financial fears into a positive journey towards feeling great about money!

      💛 Happy listening!

      Links & Resources:

      ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

      ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

      31 min
    9. 118 II Increase Motivation, Reduce Stress, and Build Financial Stability with a Simple Budget as a Working Mom

      SHOW NOTES:

      In today’s episode, we’re talking about how to double your drive and boost your internal motivation—not with hustle or complicated spreadsheets, but with a simple tool that’s transforming how busy moms approach money: the 2-Line Budget. I’ll show you how this minimalist, stress-free method gives you clarity, confidence, and real momentum toward your financial goals. You’ll learn how dreaming big, setting vision-driven goals, and simplifying your money plan can reignite your purpose and help you finally make progress—without burnout. Whether you’ve tried budgeting before and gave up, or you’re just ready to feel excited about your finances again, this episode is for you.

      💛 Happy listening!

      Links & Resources:

      ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

      ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

       

      22 min
    10. 117 II Why Most Budgets Fail and How to Build a Working Budget as a Working Mom With Special Needs Kids

      SHOW NOTES: 

      Feeling like budgeting just doesn’t work for you? You’re not alone. In this episode, we’re diving into the real reasons most budgets fail—especially for busy moms juggling careers, households, and about 37 mental tabs at once. We’ll talk about rigid rules, unrealistic goals, and guilt-based budgeting (yep, we’ve all been there). But most importantly, you’ll learn how to build a flexible, grace-filled budget that serves your real life while helping you build long-term financial stability. Grab your coffee, pop in those earbuds, and let’s get you on the path from stressed to thriving—one simple step at a time.

      👉 Plus! Don’t miss the exciting news about the Simple Money Method Workshop, now available on demand at DianaGalas.com/workshop!

      💛 Happy listening!

      Links & Resources:

      ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

      ✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

      21 min
    11. 116 II How Being a Special Needs Mom Empowers You to Excel in Your Gifts and Talents with Just a Simple Budget

      SHOW NOTES:

      This week, Diana shares a powerful truth: being a special needs mom may be one of the hardest roles—but it’s also one of the most equipping. Learn how your unique challenges have built rare strengths, and how a simple 2-line budget can support your next level of growth. Encouragement, wisdom, and practical strategy—all in one heartfelt episode.

      💛 Happy listening!

      Links & Resources:

      ✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop

      ✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE MEAL PLAN WORKBOOK: download now at  https://dianagalas.com/mealplan

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas

      21 min

    About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

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