FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

Show Notes:

Welcome to Episode #36 where I teach how to gain back your ground after a shopping spree financial crash. Tune in to this episode and learn basic strategies on how to assess the situation, and create a plan to connect with yourself so you can use your experience for growth and financial stability.

💛 Happy listening!

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

This episode is about money wasting and about common ways of unintentionally ending up with no money at the end of a month. Whether it’s emotional buying or quick convenience purchases, let me help you get control over your spending in a non-restrictive way, giving you the freedom to put your money where it serves you the best. Check below on how to connect with me!

💛 Happy listening!

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions, this episode will share exact strategies to create money systems in your home so you can sleep better, be less stressed over your finances, and permit you to dream again today!

Check out my info below to get started on your debt-free life right now.

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

Creating a comprehensive special needs binder for a child can be immensely helpful for parents, caregivers, educators, and healthcare providers. The medical records, charts, immunizations, medications, and doctor's notes - all have to be carefully recorded and kept in one place and easily accessible. Our kids grow differently so, instead of having a typical growth chart, I recommend having a chart reflecting your child’s developmental phases, milestones reached, a plan for learning goals, social activities, etc. In today's episode, I will be talking about how to organize a simple binder DIY for a child with Special needs. 

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

In this episode, I want to discuss steps on practical steps on how to build your cash flow systems so you can start paying your debt and staying out of it. Welcome to episode #32 on the Simple Money Systems podcast.

Episode #31 how to get ready to cash flow

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

Welcome to Simple Money Systems podcast episode #31. Today I will be talking about the concept of cash flow. There's one common denominator to find that simple strategy for saving money that you can run with. Is there one? And I say yes. To simplify this often confusing money subject I have a simple money system that is custom built for you. Here are 5 tips on How to help you gain your cashback:

1. Evaluate, what value-adding or money-saving habit you need to add to your daily routine. 

2. Create a credit card payoff system. 

3. Pay a one-time fee for all your purchases big or small. Avoid any and all payment plans. 

4. Don’t buy extended warranties on any electronics, cell phones, cars, household items, etcetera. 

5. Decline merchant’s credit card offers. 

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

Welcome to episode #30 where I discussed the topic of why it is so hard to stick to your Budget and how to be consistent with your spending plan. Are you ready to learn and get back to the money management basics that you enjoy? I am glad to help you! Click the links below to learn, discover, connect, and engage.

Listen to related Episode #7

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

You are the Mom of special abilities with a special calling that puts you in a place where you serve not only your child but also others. Just imagine when your voice is heard, and your talents are put to work to make not just your life much lighter, easier, more fun, and enjoyable but also the life of your child, your family, and people all around the world today and right now. Would you like to hear more topics on special needs trust? Drop your comments in our Facebook community at the Show Notes link right below this episode or feel free to email me at [email protected]

Remember, now your child is on disability and you are the special mama – both of you designers of your beautiful lives with limitless opportunities, with confident debt-free business-making opportunities.

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

Welcome to the Simple Money Systems podcast, where simple is more and more simple. I am so happy you joined me! In this episode, I will be discussing a hot topic about how to break through the spending cycle and how to gain confidence and peace of mind when it comes to your daily finances.

The first thing you need to know is what is coming in. I mean what we think about, what we allow ourselves to listen, to look at, with whom we associate, and even how we were raised and what beliefs we still keep that isn’t working. This will identify how much money is coming into your budget and also the way this money is coming.

The next important point to get you out of the spending wheel is to know your needs.

And the most important and the most fun point is to know your dreams.

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

Show Notes:

Ok, let's organize and automate your bill pay! Have all your Bills available for one-time set-up only. I like to have paper copies with account numbers, mailing addresses, and telephone numbers for every payee. You may add payees to your bill pay as you go, but I prefer to have them all set up at one time for easier budgeting and money allocation. Enter all your bills one by one, and double-check all the details like account numbers and payee mailing address. And you are ready to make payments! Easy as that! In my simple budgeting coaching, I have a worksheet to help you organize your bill pay where you list all your payees with monthly amounts for easy money allocation and to budget specifically for Bill Pay. Now, you are ready to enter all your bills each with the amount and due date. Now you have a nice list with all upcoming bills to pay and with the available amount right in your online bill pay. So what happens when it's time for the bill to be paid? How the money are paid? Your bank actually does the job: when the bill's due date approaches a bank cuts a paper check, a real professionally looking paper check for you and delivers it to your payee, friends all free of charge! If you are already using online bill pay you can easily agree with me, it's amazing! And if you have bills that are the same amount every month then you can automate them, saving you some time. I recommend using online Bill Pay for all your checking account transactions and all others, I simply use a credit card. Only remember to add your credit card bill to your Bill Pay so every month you can pay off your credit card balance. With the Bill Pay system in place, you can check all your upcoming payments which makes it easy to see if you have enough money in your bank.

If you feel a little bit unsure, let me walk with you and help create a simple budget for your bill pay to ensure you have enough money to cover all your bills. We will come up with a strategy not only to get your bills paid on time but how to pay off your debt, one by one whether it's your outstanding credit card balances, your car loan, or if you like to create a special fund for a specific purpose. We will work on your goals list to ensure your dreams come true. I have easy worksheets to help you step by step with daily homework assignments. Just imagine watching your money work for you – with the simple budgeting tool that you will love.

Links & Resources:

✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

✔️ FREE CALL: book your Clarity Call  Here

✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz