FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

By Diana Galas - Financial Coach, Budgeting Expert, Money MentorEducation Self-Improvement How To Courses

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

January 09, 202416 II Why Your Budget Is Not Working - Do 3 Things Now
Show Notes:
You need to take these 3 steps right now to start your budget work for you:
Track your daily expenses during your nightly routine time in one system like an Excel spreadsheet. Lit up candles, use an essential oils diffuser, and play soft music to establish a serene and peaceful atmosphere when you reflect on the day behind. Leave it there with a grateful heart, knowing that what you accomplished today is sufficient and you gave your best effort.
Get your weekend Money Squad Time established – review the week’s expenses and prep for the upcoming week.
Close your Month-end and not just books – clean your Apps and files, purge your email inbox, and file your statements. Then review the past month's finances and adjust your budget for the upcoming month.
Incorporate these habits into your life. Make your finances part of your daily, weekly, and monthly routines.

Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
16 min
January 03, 2024 15 II Money Making Mindset – 3 strategies for financial growth
Show Notes:
Improving financial confidence is a gradual process that involves both practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being. Remember, attracting money is often a result of a combination of practical financial habits, continuous learning, and a positive mindset. It's not about seeking quick fixes but rather adopting a holistic approach to financial well-being. Commitment and consistency will get you there!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz

18 min
December 25, 202314 II 9 Steps to Reduce Stress and Improve Financial Confidence - Budget Ready
Show Notes:
Improving financial confidence is a gradual process involving practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being.
Take good care of yourself
Have a structured routine
Create an inviting desk area
Organize financial paperwork
Have a paper planner
Know your money in and out
Have a financial plan
Learn new habits
Seek financial counseling
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
24 min
December 22, 2023 13 II Christmas Valuable Treasure – Your Special Child is Born
Show Notes:

Today I would like to reflect on a very sacred topic about the most valuable treasure of a special child that once was born. You have your gem right in front of you. Take a closer look. Pick it up from the dirt, wash it, gently wrap it in a fine cloth, bring it to the sunlight, and get your magnifying glass out – you will see so many sparkles! Let it shine in you and through you! Let it be your blessing in disguise. Bring it to the others and those running with no stop missing on the most important, who are broke and lost. To those whose dreams were stolen with no hopes. Bring them a sense of a fresh start, new hope, and endless possibilities. Let them pause, and let them see the sunshine in the clouds. Let them know that their unfavorable circumstances will turn out to be even more beneficial and advantageous than they could ever imagine otherwise. Be that star in the darkest sky, let them find a way to the manger where the Child is born.

“We need to live, we have to live, we should live a life worth living for!” Diana Galas

Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz

16 min
December 19, 202312 II Worried About Running Out Of Money To Meet Ends? 6 Strategies For More Money In Your Pocket
Show Notes:
6 strategies on how to have more money
Create a Budget
Identify Essential vs. Non-Essential Expenses
Prioritize Basic Needs
Build an Emergency Fund
Save for Goals
Review and adjust
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
18 min
December 13, 202311 II Start your New Year Right - Establish Priorities for Financial Success
Show Notes
Success means personal fulfillment, happiness, and a sense of accomplishment. So, to experience such success I have created a roadmap so that by the end of the next year when you look back you will feel more accomplished and successful, right? See God placed us – human beings on this earth as the highest authority to rule over it, cultivate it, and care for it. Money is one of the main factors in how to do it effectively.
Financial success means achieving one's financial goals and the ability to meet personal or lifestyle needs without significant financial stress. It goes beyond the simple accumulation of wealth and can include various aspects such as financial stability, debt management, investment growth, budgeting skills, special needs planning, and financial freedom. Also, more detailed personal and financial goals can include homeownership, education, or starting a business.
Clearly identify short-term and long-term goals
Group your goals into categories
Categorize your goals based on their urgency and importance
Align priorities with your values
Evaluate the time and effort required for each task or goal
Balance short-term and long-term goals
Regularly assess and adjust your priorities
Learn to say no – understand your limits
Develop a plan to address your priorities systematically
Consult with trusted friends, coaches, or advisors to gain different perspectives on your priorities
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
19 min
December 08, 202310 II 3 Steps on How to Systemize Your Bill Pay – Use Online Bill Pay to Save Time and Money
Show Notes:
Episode 10: 3 Steps on How to Systemize Your Bill Pay – Use Online Bill Pay to Save Time and Money
Have your Bill Pay folder set up with two dividers: one labeled Bills to pay by Credit Card and the other one Bills to pay with online banking. Have the Bill Pay folder ready for your “Money Squad” time.
Establish your “Money Squad” time, preferably at the end of the day and during your nightly routine.
Enter bills to online banking bill pay as they come.
Listen to related topic: Episode 4
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
17 min
December 03, 2023 9 II How to Enjoy Party Meals and not Gain Weight for Healthier You
Show Notes:
Before going to a party plan your day in particular your meals. Be mindful and strategic. Eat a balanced meal before the party to curb excessive hunger.
Concentrate on connecting with people, talk more, laugh a lot, and take tons of pictures with as many people as you can. Photograph the food and the decorations – keep yourself busy other than consuming food.
Enjoy your party time by truly celebrating by mindful eating. Do not let special events and festivities interact with your health. And the balance is the key. Happy partying!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz

14 min
November 28, 20238 II 7 Reasons to Ditch the Debt and Effectively Manage Money to Live Free with Special Needs
Show Notes:
Debt is a financial obligation or liability that arises when one party borrows money from another with the agreement to repay the borrowed amount, typically with interest, over a specified period. It can take various forms, including loans, credit card balances, mortgages, or any other arrangement where money is owed. Managing debt involves making scheduled payments to the creditor until the borrowed amount is fully repaid.
Paying off debt brings various benefits.
Financial Freedom
Reduced Stress
Enhanced Savings
Cost Savings
Enhanced Financial Security
Increased Borrowing Power
Peace of Mind
Ditching debt is a step toward achieving financial independence allowing you to have more control over your financial future. It adds a boost in financial confidence and a belief in one's ability to manage money effectively.
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
18 min
November 24, 20237 II 5 Steps On How To Create Basic Budget To Enjoy to Save Money while Raising Special Needs Child
Show Notes:
A budget allows you to prioritize essential expenses over non-essential ones, helping you allocate funds to what matters most by providing a structured framework to allocate funds based on importance and necessity.
A budget reveals your current financial situation, enabling you to set realistic and achievable goals based on your income and expenses. Budgeting includes saving for emergencies and special needs by providing a financial safety net. Having an emergency fund can reduce the need for impulsive spending when unexpected expenses arise. A budget helps you create a structured plan for debt reduction by allocating more money toward debt repayment, reducing financial stress, and freeing up future income. It promotes mindful spending and encourages living within your means.
By providing structure and insights into your financial situation, a household budget serves as a powerful tool for managing money wisely fostering healthier spending habits.
Determine your monthly total income.
List monthly expenses.
After you list all your expenses break them down into categories such as housing, utilities, groceries, transportation, special needs, debt repayment, entertainment, and savings.
Assign a specific dollar amount to each expense category based on your past spending patterns or estimates.
Allocate a portion of your income for savings. This can include emergency funds, retirement savings, or other financial goals.
Periodically update your budget to reflect changes in income, expenses, or financial goals to ensure its continued relevance and effectiveness.
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call Here
✔️ FREE CHAT: send me a quick text via IG messaging Click Here
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
19 min

About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

From the publisher's feed

⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!

Are you tired of living paycheck to paycheck? Has caring for your family left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?

Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your family’s needs without guilt, confusion, or constant sacrifice?

If you’re ready to grow your finances so you can protect your family’s future and finally make room for your own, welcome to the Financial Planning for Working Moms Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.

I’m Diana, a financial coach, budgeting specialist, and a mom to four children. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms with real family needs.

Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.

Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:

⭐ Take control of your paycheck
⭐ Master budgeting without burnout
⭐ Have always enough to plan your dreams
⭐ Grow savings and build financial stability
⭐ Create a life you love

If you want peace over perfection, a simple money system over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.

What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.

Welcome to Financial Planning! Press “Play”

NEXT STEP:

1. Book your 1:1 coaching with Diana. Unlock your financial stability to feeling better and to get your finances back on track - and learn how financial coaching can get you there: https://dianagalas.com/coaching

Have questions? Email me: [email protected]

Great Listen For: Financial Planning, Budgeting, Money Management, Personal Finance, Financial Goals, Working Moms, Debt Free Journey, Saving Money, Paycheck To Paycheck, Budgeting Tips, Save Money, Financial Stability, Simple Budget, Budgeting For Beginners, Dream Big, Financial Freedom, Home Finances, Women And Money, Money Mindset, Money Tips, Money Saving Tips, Financial Peace, Money Stress, Debt Payoff, Credit Card Debt, Debt Free, Debt Management, Financial Wellness, Debt Payoff Plan, Working Mom Life, Debt Free Living, Debt Consolidation, Debt Repayment Plan, Debt Free Goals, Working Mom Money, Financial Anxiety, Financial Peace, Stewardsheip, Debt, Savings, Debt Solutions, Debt Relief

#FinancialPlanningForWorkingMoms #WorkingMoms #BudgetingForWorkingMoms #SeptemberBudget #MonthlyBudget #BudgetingTips #SimpleBudget #HouseholdBudget #FamilyBudget #MoneyManagement #PersonalFinance #FinancialStability #FinancialPlanning #SaveMoney #SavingsGoals #EmergencyFund #DebtPayoff #DebtFreeJourney #PayOffDebt #PaycheckToPaycheck #FinancialFreedom #IntentionalSpending #MoneyGoals #FinancialGoals #WealthBuilding #FamilyFinances #ChristianStewardship #FinancialStewardship #MoneyMindset #BudgetPlanning #GroceryBudget #MealPlanning #FallBudgeting #HolidayBudgetPlanning #FinancialClarity #MoneyConfidence

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FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

About FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship