FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship

By Diana Galas - Financial Coach, Budgeting Expert, Money MentorEducationSelf-ImprovementHow ToCourses
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FINANCIAL PLANNING for Working Moms II Budgeting, Debt, Save Money, Financial Stability, Savings, Stewardship episodes

  • 6 II Are you thriving or surviving? Learn 5 steps about gaining financial peace for a wealthier you

    Show Notes:

    In this episode, you will find practical solutions to help you right away in any season of your life.

    1. Start your day the night before. Revisit your calendar, reflect on your day, put it on paper - get it out of your head, go to bed on time
    2. Take care of your spirit, mind, and body. Rise one hour earlier than anybody else in your household. Meditate and plan your day. Start exercising – walk at least 10,000 steps each day. Drink plenty of water. Eliminate sugar and white flour from your diet. Listen to uplifting music, audiobooks, and podcast.
    3. Invest in financial virtues such as home money management, and personal finance. Continuous learning and staying informed are crucial aspects of your financial well-being.
    4. Define your priorities and goals, be strategic - this will help to guide you in the decision-making process
    5. Assess, Adjust, and Adopt. Revisit your strategies on a weekly, monthly, and yearly basis by adapting to changes in the economic landscape. Remain open to new opportunities.
    6. Links & Resources:

      ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE CALL: book your Clarity Call  Here

      ✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      14 min
    7. 5 II How to be Thankful on Thanksgiving Day with a Special Needs Child

      Show Notes:

      First and foremost, eliminate extra stress from your Thanksgiving day by taking care of your finances in advance. Create a budget, plan your expenses, and prioritize your spending. Create a Thanksgiving meal plan and have your shopping list ready! This proactive approach allows you to enjoy the festive season without the added worry of financial stress. Take the time to set realistic expectations, concentrate on what’s important to you and your family, explore cost-effective options, and focus on meaningful experiences. By managing your finances thoughtfully, you can savor Thanksgiving moments with a sense of ease and joy. Make your money be a blessing and let the Thanksgiving week start on the right note!

      Links & Resources:

      ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course 

      ✔️ FREE CALL: book your Clarity Call  Here

      ✔️ FREE CHAT: send me a quick text via IG messaging Click Here 

      ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group 

      ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter

      ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz 

      20 min
    8. 4 II 4 Steps How to Use Credit Card to Pay Off Debt and Save Money Hassle Free

      Show Notes:

      Operate with only two accounts: one is your checking account and the other one is your credit card account.

      Setting a credit limit to your budgeted expenses will ensure you stay within your limits. It’s important to make sure your budget cash flows after paying off the credit card. 

      Have Monthly Credit Card revamp time.  Go and free up your money flow for life above abilities where your dreams become your reality!

      Show Notes:

      This episode is about my journey and how I met my special needs son. Being an immigrant with no financial concept of the American dream, and having a child on disability I was able to rise above my abilities to become a successful entrepreneur, business owner, and thriving mother of four grown-up children with my very first grandbaby on the way.

      Here I share some of the moments that shaped me from being hopeless, lost, and confused to a life of contentment, fulfillment, and gratitude. From being broke, poor, and needy to a life of contentment, success, prosperity, and financial freedom.

      Next Steps:

      👉 Book your 1-hour Financial Clarity Session: dianagalas.com/coaching

      👉 Get simple money tips and support: dianagalas.com/newsletter

      👉 Join the free Facebook support community for Special needs mothers: https://dianagalas.com/community

      👉 Feeling led to support our special needs ministry? Contribute here: dianagalas.com/ministry

      18 min
    9. 3 II Get Clarity in your Finances, Increase Your Cash Flow - Reduce Non Essential Expenses

      Show Notes:

      Non-essential expenses include costs that contribute to comfort, entertainment, or luxury rather than meeting basic needs. These are discretionary expenses that can be adjusted based on personal preferences and financial priorities. 

      Set aside about 1 hour of your and your hubby’s time on a monthly basis, preferably during the weekend. Print your last month's bank statement, get your magic notepad with a pan, find a quiet place with minimal distractions, get your hubby on your side, and let the fun begin! Talk to your husband and discuss your essential needs and priorities together. Prayerfully consider the next steps toward your financial freedom on what non-essential expenses you can agree to cut down.

      Show Notes:

      This episode is about my journey and how I met my special needs son. Being an immigrant with no financial concept of the American dream, and having a child on disability I was able to rise above my abilities to become a successful entrepreneur, business owner, and thriving mother of four grown-up children with my very first grandbaby on the way.

      Here I share some of the moments that shaped me from being hopeless, lost, and confused to a life of contentment, fulfillment, and gratitude. From being broke, poor, and needy to a life of contentment, success, prosperity, and financial freedom.

      Next Steps:

      👉 Book your 1-hour Financial Clarity Session: dianagalas.com/coaching

      👉 Get simple money tips and support: dianagalas.com/newsletter

      👉 Join the free Facebook support community for Special needs mothers: https://dianagalas.com/community

      👉 Feeling led to support our special needs ministry? Contribute here: dianagalas.com/ministry

      20 min
    10. 2 II 8 tips on how to organize family celebrations shopping to save money, enjoy more and spend less

      Show Notes:

      In this episode, I share 8 tips on planning family parties and events to enjoy and to keep your bank intact. A family is to cherish and to celebrate. With Thanksgiving, Christmas, and New Year quickly approaching, I would like you to enter into the Holiday season with a grateful heart, joyful spirit, and sound mind, ready to give and receive. Let’s walk through it in confidence!

      Show Notes:

      This episode is about my journey and how I met my special needs son. Being an immigrant with no financial concept of the American dream, and having a child on disability I was able to rise above my abilities to become a successful entrepreneur, business owner, and thriving mother of four grown-up children with my very first grandbaby on the way.

      Here I share some of the moments that shaped me from being hopeless, lost, and confused to a life of contentment, fulfillment, and gratitude. From being broke, poor, and needy to a life of contentment, success, prosperity, and financial freedom.

      Next Steps:

      👉 Book your 1-hour Financial Clarity Session: dianagalas.com/coaching

      👉 Get simple money tips and support: dianagalas.com/newsletter

      👉 Join the free Facebook support community for Special needs mothers: https://dianagalas.com/community

      👉 Feeling led to support our special needs ministry? Contribute here: dianagalas.com/ministry

      16 min
    11. 1 II From broke poor needy to life of fulfillment prosperity success financial freedom with disabled child

      Show Notes:

      This episode is about my journey and how I met my special needs son. Being an immigrant with no financial concept of the American dream, and having a child on disability I was able to rise above my abilities to become a successful entrepreneur, business owner, and thriving mother of four grown-up children with my very first grandbaby on the way.

      Here I share some of the moments that shaped me from being hopeless, lost, and confused to a life of contentment, fulfillment, and gratitude. From being broke, poor, and needy to a life of contentment, success, prosperity, and financial freedom.

      Next Steps:

      👉 Book your 1-hour Financial Clarity Session: dianagalas.com/coaching

      👉 Get simple money tips and support: dianagalas.com/newsletter

      👉 Join the free Facebook support community for Special needs mothers: https://dianagalas.com/community

      👉 Feeling led to support our special needs ministry? Contribute here: dianagalas.com/ministry

      21 min

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