The failures of Silicon Valley Bank and Signature Bank have shed light on the need for a major overhaul of the United States’ banking laws. For a century, the government has increased federal backing, regulation, and micromanagement of the financial sector. The approach has repeatedly failed. Yet, after recent bank failures, Congress immediately began flirting with even more federal backing, regulation, and micromanagement. Is there any way out of this vicious cycle?
Join us for a conversation with Jeb Hensarling, former chairman of the House Financial Services Committee, and Jelena McWilliams, former chairman of the Federal Deposit Insurance Corporation, as they discuss the bank failures, the federal government’s response, and a path forward for banking regulation. Hosted on Acast. See acast.com/privacy for more information.

Financial Stability and Systemic Risk: What Recent Bank Failures Say about the U.S. Regulatory Framework

Podcast of policy and book forums, Capitol Hill briefings and other events from the Cato Institute Hosted on Acast. See acast.com/privacy for more information.

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As we approach the 90th anniversary of the US Social Security program in 2025, and as the program’s trust fund is projected to be depleted by 2033, we find ourselves at a critical juncture. Social Security reform is essential to preserving the program’s ability to provide critical economic security to vulnerable seniors by averting indiscriminate benefit cuts, which are scheduled to occur by law when the trust fund goes to zero. Sensible reforms will ensure the program can meet this pivotal role without imposing undue debt burdens or excessive taxes on younger generations. There are further opportunities to modernize Social Security to enhance individual liberty and reduce disincentives to work and saving that undermine US economic growth.
This symposium will foster insightful discussions on the various dimensions of Social Security reform. By bringing together a diverse group of US and international experts, we will explore shared challenges and identify global lessons to inform US reform options. The insights and lessons from our conversations will equip US legislators with informed perspectives, innovative solutions, and evidence‐​based strategies to reforming Social Security over the next decade. Hosted on Acast. See acast.com/privacy for more information.

Securing the Future: Rethinking US Social Security

Lessons from the German and Swedish Pension Systems

As we approach the 90th anniversary of the US Social Security program in 2025, and as the program’s trust fund is projected to be depleted by 2033, we find ourselves at a critical juncture. Social Security reform is essential to preserving the program’s ability to provide critical economic security to vulnerable seniors by averting indiscriminate benefit cuts, which are scheduled to occur by law when the trust fund goes to zero. Sensible reforms will ensure the program can meet this pivotal role without imposing undue debt burdens or excessive taxes on younger generations. There are further opportunities to modernize Social Security to enhance individual liberty and reduce disincentives to work and saving that undermine US economic growth.
 This symposium will foster insightful discussions on the various dimensions of Social Security reform. By bringing together a diverse group of US and international experts, we will explore shared challenges and identify global lessons to inform US reform options. The insights and lessons from our conversations will equip US legislators with informed perspectives, innovative solutions, and evidence‐​based strategies to reforming Social Security over the next decade Hosted on Acast. See acast.com/privacy for more information.

Lessons from the Canadian and New Zealand Pension Systems

As we approach the 90th anniversary of the US Social Security program in 2025, and as the program’s trust fund is projected to be depleted by 2033, we find ourselves at a critical juncture. Social Security reform is essential to preserving the program’s ability to provide critical economic security to vulnerable seniors by averting indiscriminate benefit cuts, which are scheduled to occur by law when the trust fund goes to zero. Sensible reforms will ensure the program can meet this pivotal role without imposing undue debt burdens or excessive taxes on younger generations. There are further opportunities to modernize Social Security to enhance individual liberty and reduce disincentives to work and saving that undermine US economic growth.
This symposium will foster insightful discussions on the various dimensions of Social Security reform. By bringing together a diverse group of US and international experts, we will explore shared challenges and identify global lessons to inform US reform options. The insights and lessons from our conversations will equip US legislators with informed perspectives, innovative solutions, and evidence‐​based strategies to reforming Social Security over the next decade Hosted on Acast. See acast.com/privacy for more information.

Opening Remarks and US Social Security and OECD Retirement Systems: A Comparison

Globalization has come under fire over the past two decades as the world has lived through an international financial crisis, terrorist attacks, a pandemic, and the return of war in Europe. Johan will discuss why, despite such turmoil, the free market has still made the past 20 years the best time in human history by almost any measure of well‐​being Hosted on Acast. See acast.com/privacy for more information.

Financial Stability and Systemic Risk: What Recent Bank Failures Say about the U.S. Regulatory Framework

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