Fintech Layer Cake

This episode tackles FRAML (Fraud and Anti-money Laundering) essentials for fintechs like investment costs & mistakes, weak spots fraudsters exploit, and issues when tackling fraud and AML. Reggie, Matt, and Trisha Kothari discuss fundamental concepts and people you should have in your business, while juggling investing, getting ROIs, losing money, and finding growth and innovation in the Fintech field. 

In this Episode, Robin Poore, VP of Capital Markets & Treasury at BlueVine, talks about the purpose and effect of capital markets for fintechs. He explains the process lenders go through when approving loans through different avenues and emphasizes the qualities fintechs should watch out for in funding partners.

Matt Janiga and Reggie Young interview John Smith, a partner at Morrison Foerster and the former Director at the Office of Foreign Assets Control (OFAC). John talks about sanctions, the functions of OFAC, and what sanctions Fintechs can expect.

Matt Janiga and Reggie Young conduct an interview with Rodrigo Suarez of Piermont Bank. He shares insights about how bank sponsors work with fintech companies and how these banks view the fintech landscape.

Matt and Reggie interview Ron Shevlin, Chief Research Officer at Cornerstone Advisors, Senior Contributor at Forbes, and Fintech Snark Tank writer. They discuss the evolution of fintech, the regulatory environment for fintech, and checking account potential for various fintech players.

Matt and Reggie discuss the basics of bank partners. A key feature of fintech, bank partnerships can make or break a fintech company.

Matt and Reggie interview Bryan Schneider and Mehul Madia of the law firm, Manatt, Phelps & Phillips as a second part to the two-part series on the CFPB. They discuss the regulatory bureau’s processes, as well as best practices for Fintech firms.

Matt and Reggie take a deep dive into why the government was forced to finally create the Consumer Financial Protection Bureau. They discuss how it started, its purpose, the policies it created, and its impact on Fintech.

In the last decade, the payment processing space exploded onto the scene. 

Join Matt and Reggie as they talk to Jareau Wadé, Chief Growth Officer at Finix and co-founder of Balanced, who’s had a front-row seat right from the start. 

In this episode: how fintechs should think about regulators and regulation. There’s a lot of regulatory scrutiny happening now in the BaaS space, so this is a must-listen.

Matt & Reggie discuss regulatory schemes, licensing, and what to do when regulators reach out to you.