By California Department of Real Estate
5
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The podcast currently has 13 episodes available.
Listen in to learn all about the California Department of Real Estate audits and how they protect consumers.
In this episode, listeners will learn about the DRE audit process, when and why the Department conducts audits, and some of the more interesting and common findings uncovered. Also discussed are consumer protection tips around working with real estate salespersons and brokers.
Our Guest for this episode:
Jueves, 2 de mayo de 2024
Fecha del episodio: jueves, 2 de mayo de 2024
Únanse al Departamento de Bienes Raíces (DRE) de California para conocer una historia real sobre estafa y fraude inmobiliarios, así como consejos para la protección del consumidor. En este episodio: Tratos deshonestos, les contamos un caso lleno de engaño y malas acciones premeditadas que ocurrió en el sur de California en un periodo de dos años. Justo cuando los posibles compradores de viviendas pensaron que sus depósitos de arras estaban en buenas manos y asegurarían la compra de una vivienda, comenzaron a darse cuenta de que algo no andaba bien. Nos acompaña una investigadora especial del Departamento de Bienes Raíces quien nos contará la historia de cómo una agente inmobiliaria estafó a más de cien compradores de viviendas confiados, compartirá información sobre las investigaciones del Departamento y consejos con respecto a cómo los consumidores se pueden proteger durante las transacciones inmobiliarias.
Se cubrirán los siguientes temas:
Nuestra invitada para este episodio: Veronica Kilpatrick, Gerente de distrito/Investigadora especial supervisora II de DRE - San Diego
Se recomienda la discreción del oyente: Este episodio del pódcast incluye ejemplos reales y algunos términos específicos de un caso anterior de ejecución de bienes raíces que involucra fraude. Para leer el expediente completo del caso de ejecución, visite: https://tinyurl.com/4h2vepfj
Episode Date: Friday, April 12, 2024
Join us, the California Department of Real Estate, for a true story of real estate fraud and deception, along with consumer protection tips. In this episode, Dishonest Dealings, we take you through a case full of misrepresentation and calculated wrongdoings that took place in Southern California across two years. Just when prospective homebuyers thought their security earnest money deposits were in safe hands and would secure a purchase of a home – they began to realize something was not right . We sit down with a Department of Real Estate special investigator who will tell us the story of how one realtor defrauded more than one hundred unsuspecting homebuyers, share insight into the Department’s investigations, and provide tips on how consumers can protect themselves during real estate transactions.
Topics covered include:
Our guest for this episode: Veronica Kilpatrick, DRE District Manager/Supervising Special Investigator II - San Diego
Listener Discretion Advised: This podcast episode includes real examples and some case-specific language of a past real estate enforcement case involving fraud. To read the full enforcement case file, visit: https://www2.dre.ca.gov/hearingfiles/H41332LA_200203_P.pdf.
In this episode we talk about how escrow works. When you’ve made a final offer on a home and reached an agreement with the seller, you start the escrow process in which a neutral third party manages funds and assets, and ensures all conditions of the sale are met before the property changes hands.
Topics covered include:
Our Guest:
In this episode we talk about how home appraisals work. In California, real estate appraisers are regulated by the Bureau of Real Estate Appraisers (BREA), and today we’re joined by BREA’s Bureau Chief Angela Jemmott.
In this episode we talk about what’s likely the most complex and most important part of the homebuying process.
Topics covered include:
Our Guest:
In this episode we talk about one of the most stressful and exciting parts of the homebuying process, making an offer on a home.
Topics covered include:
Our Guest:
Other Resources
Love Letters / Offer Letters
There are a lot of professionals who are going to be involved in your home purchase. But, none is going to be more important to you than the one we talk about in Episode #105. This episode covers how to find a real estate agent.
Topics covered include:
Our Guests:
Chika Sunquist, Department of Real Estate’s Assistant Commissioner overseeing Enforcement
Mike Shenkman, Licensed Real Estate Agent and lecturer at Department of Urban Studies and Planning at U.C. San Diego
Other Resources:
Verify a Real Estate Agent’s License: https://www2.dre.ca.gov/PublicASP/pplinfo.asp
DRE’s First Home – California Website: https://dre.ca.gov/FirstHomeCalifornia
DRE Contact Center: (877) 373-4542 (Monday-Friday, 8:00 a.m. - 5:00 p.m.)
California Association of Realtors: https://www.car.org
In Episode #104 we take a deep dive on all the assistance programs available to first-time homebuyers here in California. A representative from the California Housing Finance Agency (CalHFA) joins us.
Topics covered include:
CalHFA Down Payment Assistance Programs
Please note: On October 13, 2023, Eric Johnson from CalHFA released a video with the latest on the Dream For All shared appreciation loan program and address some of the misinformation that has been shared and posted about the program’s return. Watch the video at: https://www.youtube.com/watch?v=biT21WUCbII.
CalHFA Government Loan Programs
CalHFA Conventional Loan Programs
Other CalHFA Programs
Our Guest:
Eric Johnson, California Housing Finance Agency (CalHFA)
Other Resources:
DRE Website: https://dre.ca.gov/FirstHomeCalifornia
Episode #103 gives you a close-up look at how down payments work.
A National Association of Realtors survey in 2021 found that 29% of first-time homebuyers said the down payment was the most difficult step in the home buying process.
Topics covered include:
Guest:
Mike Shenkman, Real Estate & Mortgage Expert, lecturer in the Urban Studies and Planning Department at University of California, San Diego.
Other Resources:
DRE Website: https://dre.ca.gov/FirstHomeCalifornia
The podcast currently has 13 episodes available.