First Sip

By Dekimbe Smith

Welcome to "First Sip," the podcast that fills your cup with curious conversations around ways to improve your personal & professional lives. I'm Dekimbe Smith, your host, and each week I dive

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FAQs about First Sip:

How many episodes does First Sip have?

The podcast currently has 138 episodes available.

First Sip episodes:

September 26, 2025 Rates Drop, Rich Americans Fuel The Economy, and TikTok Gets the Green Light | ep. 138
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🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

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15min
September 12, 2025 The Jobs Report That Changed Everything | Ep. 137
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The latest jobs report changed everything. With job growth weaker than expected and revised numbers showing major cracks, the Fed looks set to cut rates this month, so what does that mean for us?

In this episode, I break down:
• Why the jobs market is weaker than we thought
• How Fed rate cuts could shape the rest of 2025
• Why mortgage rates dropped to the low 6s
• The surge in refinance and buyer demand
• What this means if you’re planning to buy or refinance

Plus, I shared what I’ve been watching when I’m not watching the Eagles win or the markets.
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

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For podcast sponsorship & advertising opportunities please contact: [email protected]
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16min
July 24, 2025 How To Build A Business & Career That Actually Lasts ft. Earnest Key | Ep. 136
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What’s the key to building a 20-year real estate career? In this episode, I sat down with a seasoned Philadelphia Broker who shares how networking, mindset, and discipline helped him stay in the game.
Earnest Key is a real estate professional with over two decades of experience and the owner of a Philadelphia-based brokerage, Key Legacy Realty. He’s built his business by staying focused, staying curious, and learning how to pivot, no matter what the market looks like.
Whether you're just getting started or trying to grow your business, this conversation covers the real strategies that lead to long-term success. Grab your drink, press play, and as always...enjoy your first sip!
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

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Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
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46min
July 21, 2025 5 Healthy Habits I Ignored (Until I Saw the Results) | Ep. 135
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Is your “hustle” draining more life than it’s giving you?
In this episode, I’m breaking down 5 simple habits that completely shifted my energy, focus, and even my finances. I used to wake up feeling drained, foggy, and wondering why I couldn’t stay consistent. But once I locked into these routines, everything started compounding. Better health, better work, more money. If you’ve been trying to get back on track and want to feel more locked in, this one’s for you.
Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!

What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

Instagram

Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
20min
June 27, 2025 Can Your Income Keep Up With Today’s Housing Costs? - New Realtor.com Report Says No | Ep. 134
Watch the full episode on YouTube!
Are home prices, mortgage rates, and income out of sync? In this episode, I break down Realtor.com's latest housing affordability report and what the 30% rule means in 2025.

From Los Angeles to Philadelphia, I went over where homeowners still have a fighting chance, and what the government is doing to help. If you're feeling priced out or planning to buy, this one's for you.

Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!

Chapters
00:00 The Current Housing Market Crisis
02:45 Regional Affordability Disparities
06:03 Potential Solutions and Assistance Programs
08:47 The Future of Homeownership and Crypto Assets
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

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LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
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12min
June 19, 2025 Fed Freeze Explained: Why the Fed Won’t Cut Rates Yet | Ep. 133
Federal Reserve news... rate cuts... mortgages... credit cards. In this episode we tackle the big question: Why isn’t the Fed cutting interest rates yet, and how does that choice hit your wallet right now?
Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!
Chapters:
00:00 Federal Reserve's Decision on Interest Rates
02:46 Impact of Tariffs on the Economy
05:59 Consumer Confidence and Spending
08:48 Managing Personal Finances in a Stagnant Rate Environment
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

Instagram

Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
13min
June 12, 2025 Can Trump Get The Fed To Cut Rates? | Ep. 132
Trump wants a massive rate cut, but will the Fed actually do it? In this episode, I break down the 2025 interest rate debate, why Trump is pressing Powell, and what it all means for your money.
Chapters
00:00 The Fed's Dilemma: Interest Rates and Economic Growth
02:57 Trump vs. Powell: The Political Pressure on the Fed
05:53 The Impact of Rate Cuts on the Economy
08:58 Navigating Financial Decisions in Uncertain Times

What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

Instagram

Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
12min
June 03, 2025 Homebuyers Have Been Waiting For This - 2025 Housing Market Update | Ep. 131
Is the housing market finally turning in 2025?
Welcome back Family! This week I’m answering that question as I break down what the latest real estate data actually means for renters and first-time buyers, including shifts in home prices, inventory trends, and whether this could be the moment you’ve been waiting for.
We’ll explore the root causes of today’s frustrating market conditions, what recent changes say about where things are headed, and what you should really focus on before deciding to rent or buy.
Thank you for listening and as always, enjoy your first sip! 🙏🏾☕️

What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

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Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
14min
May 27, 2025 The Advice I Needed When I Couldn’t Pick a Direction | Ep.130
Not sure which of your skills to lean into? You’re not alone. This episode is for the multi-talented but directionless.
In this episode, I talked about what it feels like to have a bunch of ideas or talents but still no clear plan. I break down how to stop overthinking, pick something to test, and start moving forward with confidence, even if you’re not 100% sure it’s the right move. You'll eventually realize that it isn’t about having it all figured out. It’s about using what you already have to build momentum and clarity over time.
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

Instagram

Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
16min
May 05, 2025 How Student Loan Debt Became a $1.6 Trillion Crisis | Ep. 129
Student loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers are at risk today, and the new collection tactics being implemented in 2025.
What did you think about this episode?
--------------------------------

🏡 Ready to take the next steps towards your future home? I'm here to help!

Call or Text: 267-715-9872

Email: [email protected]

Connect With Me Online:

YouTube

Instagram

Facebook

LinkedIn

Follow the Podcast:

Instagram

For podcast sponsorship & advertising opportunities please contact: [email protected]
...more
13min

FAQs about First Sip:

How many episodes does First Sip have?

The podcast currently has 138 episodes available.