First Sip

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Are home prices, mortgage rates, and income out of sync? In this episode, I break down Realtor.com's latest housing affordability report and what the 30% rule means in 2025.

From Los Angeles to Philadelphia, I went over where homeowners still have a fighting chance, and what the government is doing to help. If you're feeling priced out or planning to buy, this one's for you.

Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!

Chapters
00:00 The Current Housing Market Crisis
02:45 Regional Affordability Disparities
06:03 Potential Solutions and Assistance Programs
08:47 The Future of Homeownership and Crypto Assets

What did you think about this episode?

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🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

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Federal Reserve news... rate cuts... mortgages... credit cards. In this episode we tackle the big question: Why isn’t the Fed cutting interest rates yet, and how does that choice hit your wallet right now?

Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!

Chapters:
00:00 Federal Reserve's Decision on Interest Rates
02:46 Impact of Tariffs on the Economy
05:59 Consumer Confidence and Spending
08:48 Managing Personal Finances in a Stagnant Rate Environment

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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For podcast sponsorship & advertising opportunities please contact: [email protected]

 Trump wants a massive rate cut, but will the Fed actually do it? In this episode, I break down the 2025 interest rate debate, why Trump is pressing Powell, and what it all means for your money. 

Chapters
00:00 The Fed's Dilemma: Interest Rates and Economic Growth
02:57 Trump vs. Powell: The Political Pressure on the Fed
05:53 The Impact of Rate Cuts on the Economy
08:58 Navigating Financial Decisions in Uncertain Times

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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For podcast sponsorship & advertising opportunities please contact: [email protected]

Is the housing market finally turning in 2025? 

Welcome back Family! This week I’m answering that question as I break down what the latest real estate data actually means for renters and first-time buyers, including shifts in home prices, inventory trends, and whether this could be the moment you’ve been waiting for.

We’ll explore the root causes of today’s frustrating market conditions, what recent changes say about where things are headed, and what you should really focus on before deciding to rent or buy.

Thank you for listening and as always, enjoy your first sip! 🙏🏾☕️

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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FOLLOW THE PODCAST:

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For podcast sponsorship & advertising opportunities please contact: [email protected]

Not sure which of your skills to lean into? You’re not alone. This episode is for the multi-talented but directionless. 

In this episode, I talked about what it feels like to have a bunch of ideas or talents but still no clear plan. I break down how to stop overthinking, pick something to test, and start moving forward with confidence, even if you’re not 100% sure it’s the right move. You'll eventually realize that it isn’t about having it all figured out. It’s about using what you already have to build momentum and clarity over time. 

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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For podcast sponsorship & advertising opportunities please contact: [email protected]

Student loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers are at risk today, and the new collection tactics being implemented in 2025.

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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For podcast sponsorship & advertising opportunities please contact: [email protected]

Welcome back family — in this episode, I break down Trump’s renewed push for tariffs and what it could mean for your wallet, mortgage rates, and the overall economy. Prices are rising, rates are swinging, and we’re all trying to figure out what to do next. If you’re preparing to buy a home, invest, or just want to stay informed, this one’s for you.

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

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For podcast sponsorship & advertising opportunities please contact: [email protected]

In this episode, Isaiah Gaymon and I talk about how trusting yourself, collaborating with the right people, and showing up for your community can open doors both personally and professionally. We get into what it really looks like to pivot careers, and turn your skills into income.

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

YouTube

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Facebook 

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FOLLOW THE PODCAST:

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Apple Podcasts
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For podcast sponsorship & advertising opportunities please contact: [email protected]

Could a trade war lower home prices? 

In this episode, I broke down how a trade war and recession could impact mortgage rates, home prices, and your financial future. With the economy facing uncertainty, I dive into why consumer confidence is shifting, what it means for the housing market, and how to prepare for potential rate cuts.

00:00 - Could a Trade War Lower Home Prices?
01:20 - Why Mortgage Rates Are Stuck
03:57 - How a Recession Could Impact Home Buyers
05:45 - Will there be a Recession 
08:05 - Understanding Tariffs & Economic Risks
10:05 - Using a High Yield Savings Account

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

YouTube

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Facebook 

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FOLLOW THE PODCAST:

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For podcast sponsorship & advertising opportunities please contact: [email protected]

Want to learn how to save money & build wealth?

In this episode, I sat down with Certified Financial Planner, Chris Skutnik, to learn about smart ways to save, invest, and stay on track with your money. Chris shared tips on  how to make the most of employer matches, why saving regularly matters, and how to stay disciplined with your finances.

Chapters
00:00 Starting the Journey: The Importance of Early Investment
10:07 Understanding Personal Finance: Savings vs. Investment Returns
19:50 Navigating Market Changes: Strategies for Young Investors
29:51 The Role of a Financial Coach: Overcoming Emotional Barriers
30:16 Financial Discipline and Structure
33:14 Emergency Funds and Wealth Building
35:56 Investment Accounts Explained
40:28 The Importance of Financial Guidance
41:51 Child Planning and Education Savings
44:56 Navigating Cryptocurrency Investments
48:36 Self-Discipline and Long-Term Success

What did you think about this episode?

--------------------------------
🎙️ Get a quick weekly read on business and money that breaks down what’s changing and what it could mean for you.

In First Sip Weekly, I share stories worth knowing about, and lessons from building my business that you can apply to your own work and decisions.

Subscribe here: https://firstsipweekly.beehiiv.com/

CONNECT WITH DEKIMBE: 

YouTube

Instagram  

Facebook 

LinkedIn

FOLLOW THE PODCAST:

Instagram
Apple Podcasts
Spotify

For podcast sponsorship & advertising opportunities please contact: [email protected]