Freedom To Retire

In this episode hear Jim talks about the new tax law that will require high-income earners to make Roth 401K contributions instead of traditional 401K contributions. He discusses the pros and cons of this change, and offer advice for high-income earners who are considering making the switch.

 

#babyboomer #financialplanning #socialsecurity #retirement #financialplanner #financialliteracy #wealth #fyp #podcast

 For your custom comprehensive retirement plan call Jim today! 

 

 Listen to the “Freedom to Retire” podcast anytime on  Apple, Spotify or Google! 

Tap into more insights from Jim and his team on Facebook, Instagram and at RetireReadyFG.com.

Catch Freedom To Retire, the radio show with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

 

About Jim Cipriotti, AIF®, Founder

James (Jim) V. Cipriotti, AIF®, has been serving his clients in the greater Philadelphia and southern New Jersey area for nearly 25 years. James always puts the best interests of his clients first. By taking a comprehensive approach, James looks at all aspects of his clients’ financial portfolio to help develop a detailed strategy for the future.

Jim graduated from St. Joseph’s University in 1998, magna cum laude with a bachelor’s degree in finance at the top 25 in his class. At the start of his career, Jim was hired by Prudential as a full-service financial advisor offering investment, insurance, and financial planning services to help his clients reach their financial goals. Rapidly excelling towards the top of his agency, Jim decided to take the next step in his career and became the general manager of his own ING agency.

Throughout his years of experience, Jim has earned multiple financial professional distinctions, including the certified senior adviser designation. Jim has also earned the revered chartered mutual fund counselor accreditation. Always keeping his clients’ best interests in mind, his main focus is to safely grow their wealth.

 

 

 

See omnystudio.com/listener for privacy information.

If there was a glaring mistake in your retirement plan, when would you want to know about it?  Jim Cipriotti talks about the number one mistake pre-retirees make, and how to avoid it, on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

With 2023 already halfway over, it's an excellent time to see if you should be staying the course with your retirement plan, or if changes should be made.  Jim talks about the types of things to look at in a mid-year portfolio review on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule your mid-year review with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

When it comes to making a big decision, are you more likely to take the advice of friends, family, or a professional?  Jim Cipriotti discusses the merits of each on the latest episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

 

See omnystudio.com/listener for privacy information.

Maybe not at the moment, but could you be overpaying the IRS by not taking taxes into account right now?  Jim Cipriotti discusses what you should be looking at on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Do you find yourself constantly checking to see how you stack up compared to others when it comes to your retirement?  Jim discusses why you should consider changing your outlook on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

It’s important to learn from your own mistakes… but what can you learn from other people’s mistakes?  Jim Cipriotti talks about common retirement missteps that you don’t have to make on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Is it enough to have money saved for retirement, or is there value in having a proper withdrawal strategy in place as well?  Jim Cipriotti discusses the common mistakes people make when spending down their nest egg (and how to avoid them) on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Artificial intelligence has been in the spotlight lately, and while there are practical uses (thank you, autocorrect!), there are still things that may not be ready just yet (robo-dentists?).  Jim Cipriotti talks about the pros and cons of robo-advisors on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

As the Federal Reserve raises interest rates (again) to try and curb inflation, here's something to consider: inflation will always exist... but hopefully to a lesser degree.  Jim Cipriotti discusses how to factor that into your retirement plan so that you don't have to cut back on your lifestyle 10-20 years from now in retirement.  

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.