Freedom To Retire

The investments you've had for the past 15-20 (or longer) years may not be what you need to be holding on to these days.  Jim Cipriotti discusses the benefits of changing up your strategy and more on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Hopefully re-entering the workforce after retiring is something you do by choice and not necessity.  Still, there are things you should consider before putting those work clothes back on.  Jim Cipriotti discusses this and more on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Withdrawing from a 401(k): generally a bad idea.  But borrowing from a 401(k)?  Well, that’s not quite as cut and dry.  Jim Cipriotti weighs the pros and cons of a move like this, and more, on this episode of Freedom To Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

At the very end of 2022, Congress finally passed Secure Act 2.0, which is meant to help Americans save more for their retirement.  Jim Cipriotti breaks down what you need to know about these new rules on this episode of Freedom to Retire.  

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Market performance, or lack thereof, has certainly been in the spotlight after a volatile 2022.  But returns are only a part of the retirement plan... and neglecting the other factors can be just as detrimental as a volatile market.  Jim Cipriotti discusses the other things that you need to consider on this episode of Freedom to Retire.  

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Recent market volatility has caused many investors to become more conservative in their 401(k)s, but are there options for retirees outside of 401(k)s?  Jim Cipriotti discusses on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

 

See omnystudio.com/listener for privacy information.

With the new year fast approaching, what should we expect from the markets in 2023- more of the same, or a light at the end of the tunnel?  Jim Cipriotti offers his insight, and how to prepare accordingly on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Market gains are obviously great, but without proper planning, those gains could be diminished in the form of taxes.  Jim Cipriotti discusses how to keep more of your money working for you (and less going to the IRS) with something called “tax loss harvesting” on the latest episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

We all like to see big returns in our market balances and, yes, that can impact the overall quality of our retirement, but it's only a part of the equation.  Jim Cipriotti talks about the importance of income, taxes, and even mental well-being on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.

Truthfully: there isn't one number that guarantees success in retirement.  But a proper strategy specific to you can go a long way top making sure the numbers you have work in your favor.  Jim Cipriotti discusses on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.