Bob & Sheldon talk about simple pleasures that might be costing you. Bob quotes an unknown source on the six guilty pleasures, which Sheldon thinks came from a 1950s report. Nevertheless, Bob harps on over-indulging in pleasures but not to give up your pleasures, just have your pleasures consciously and know what they cost. Sheldon likes to shop and admits to still having his cool overpriced snow boots that have never seen a snowflake. Bob delusional-ly shops at Home Depot, pretending to be an expert craftsman. Where do you overspend on guilty pleasures?

Bob & Sheldon ponder the question of why folks are not saving for their retirement. Sheldon read a source that says 50% of Americans can’t cash a $500 check so folks can barely live in the moment, let alone their future. Bob & Sheldon talk about the various options of what is saving for retirement – pensions, real estate, passive income, and more. Listen in and see if you need to make some changes for your financial future.

Bob and Sheldon talk about vacations. Sheldon took a trip to Mexico without the kids and feels great. Bob laments that he can’t get back on track for vacations like his adventures in the past. A good portion of US workers are letting their paid vacation days go unused. Getting reenergized, helping the economy and taking care of yourself sounds like great incentive to book that next vacation.

Sheldon has a lot of feelings about the debt ceiling as Congress keeps kicking the can forward on resolving the national debt. Bob figures about 97% of the taxpayers have no clue about the debt ceiling. Bob wants picture illustrations to help grasp the enormity of the situation. Is it better to be informed & outraged or blissfully unaware?

Bob and Sheldon talk about how to talk with a spouse or partner about money. Some couples find it hard to broach the subject and others just get divorced over money. Listen in and pick up some helpful tips on chatting with your loved one about your finances.

Bob wants to discuss how to avoid making hasty purchases. Sheldon wonders if its the same thing as an impulse buy. They talk about what constitutes a hasty or impulsive purchase, including investments. Listen in and see if you can relate to making unconscious, hasty purchases.

Bob & Sheldon decide to look on the sunny side of life. Instead of delving into the 6 highest concerns around finances, they look at the positive side of spending, saving and just letting go. The Secret, you've got nothing on Sheldon & Bob.

Bob ponders why his tax clients are so anxious about filing & filing extra early this year. Sheldon keeps bringing up other issues to sidetrack Bob. Bob anxiously attempts to stay on track about filing fears. Are you anxious about filing your taxes? Laugh with Sheldon and Bob as they banter on the possibilities of tax filing anxieties.

Sheldon espouses the benefits & joy of rejection. That which does not kill us makes us stronger. Embrace the Nos. Bob and Sheldon talk about how No means No in the moment but if we can hear the feedback in the no and not take ourselves out, we can learn, grow & thrive from the Nos. Bob and Sheldon talk about rejection and no versus failure. Don't say No to this podcast!